Chimaera Insurance
Discussion
Hi,
I'm about to buy a Chimaera and would like to know what sort of money others are paying for their insurance.
I would be looking at a limited mileage policy of approximately 6000 miles a year.
So, I would be very grateful if anyone could point me in the direction of insurers who give really good value for money.
Cheers,
Ged
I'm about to buy a Chimaera and would like to know what sort of money others are paying for their insurance.
I would be looking at a limited mileage policy of approximately 6000 miles a year.
So, I would be very grateful if anyone could point me in the direction of insurers who give really good value for money.
Cheers,
Ged
Your question is impossible to answer.
Lets say you are a retired 55 year old living in rural Scotland with no points, lock your car in a garage every night and have lots of no claims bonus, you may well pay £200 or less.
However if you are a 22 year old pub manager, live in central London, leave your car on the street, have 6 points and one previous claim you could easily be looking at £2000 plus.
So you see there are way too many variables to give you a meaningful answer.
The best thing to do would be have a ring around to get some quotes.
I am insured with MSM who were the cheapest for me.
http://www.msminsurance.co.uk/index.htm
Their service has been excellent too.
http://www.pistonheads.com/gassing/topic.asp?h=0&a...
Lets say you are a retired 55 year old living in rural Scotland with no points, lock your car in a garage every night and have lots of no claims bonus, you may well pay £200 or less.
However if you are a 22 year old pub manager, live in central London, leave your car on the street, have 6 points and one previous claim you could easily be looking at £2000 plus.
So you see there are way too many variables to give you a meaningful answer.
The best thing to do would be have a ring around to get some quotes.
I am insured with MSM who were the cheapest for me.
http://www.msminsurance.co.uk/index.htm
Their service has been excellent too.
http://www.pistonheads.com/gassing/topic.asp?h=0&a...
I pay just under £400pa for a 5,500 mile policy with track days included. But I'm in my twenties, I live near London and I've got a recent claim, so I probably pay more than most.
You do need to speak to the specialist insurers. The mainstream companies will quote you silly ammounts of money usually, but people like Manning UK, Adrian Flux, Footman James, Competition Car Insurance (CIC), Lancaster and so on will be more realistic. TVRs are exceptionally good value to insure; perhaps second only to the more lary kit cars for mph-per £ of premium!
You do need to speak to the specialist insurers. The mainstream companies will quote you silly ammounts of money usually, but people like Manning UK, Adrian Flux, Footman James, Competition Car Insurance (CIC), Lancaster and so on will be more realistic. TVRs are exceptionally good value to insure; perhaps second only to the more lary kit cars for mph-per £ of premium!
SILICONE KID said:
Classic and specialist insurance do not use "NO CLAIMS BONUS" I Paid £350 for my car being modded from a 4l to a 5l and declaring all the modifacations but i did get a quote as a standard 4l with A PLAN for £160..Mine includes track days and Recovery UK and Europe..
aye but they have probably read your posts on here and know you spend more time fixing (f
king it up) than driving it ....
efa
Edited by dingg on Thursday 5th May 18:20
Edited by dingg on Thursday 5th May 18:21
SILICONE KID said:
living in the North east im surprised you put more than £10`s worth of petrol in ,so your not going far
says the bloke who recently started a thread complaining about how much fuel he was putting in and selling his car because he cant afford to run it...!!!I am also in the NE and just this morning put in £25 that i stole from an old womans handbag on my way to work...sorry to sign on...!
BlueFish said:
Hi
I am 46 third car no no claims bonus, 6 points both SP30 speeding, 4L standard Chim, garaged, Lincolnshire, no track days, 3K per annum, £370 P/A with Adrian Flux.
Whereabouts in Lincs? I live near Caistor way. Similar details as yours but no points and with Mannings (ltd to 5k miles)paying £260I am 46 third car no no claims bonus, 6 points both SP30 speeding, 4L standard Chim, garaged, Lincolnshire, no track days, 3K per annum, £370 P/A with Adrian Flux.
sgrimshaw said:
I pay around £330 for mine - heavily modified SC400 - with Mannings.
Limited to 3000 miles pa.
The cost is highly influenced by the number of miles you want cover for, so don't overestimate - you can always up it later if needs be.
I would ask if you can put the miles up before you sign-up. I went for 5000 last year and used them up in no time... The insurance company wouldnt let me have any more miles on a classic policy.Limited to 3000 miles pa.
The cost is highly influenced by the number of miles you want cover for, so don't overestimate - you can always up it later if needs be.
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