New car ? ( well, second hand really )

[Rosanne]

AndySheff said:

joshcowin said:

You bought up your fleet of cars,

Happens in every thread 'she' appears in Josh.
Don't feed it ! Just read some posting history.

Reading my posting history can only confirm what I have previously posted. Should you do so you will see pictures of all of the cars I have spoken about, with three of them ( the Alfa 156 GTA Sportwagon, the Quatrfoglio and the DB9 all being parked either in my garage or on the courtyard outside. The Bentley was left out of the pictures because it is kept at our house in Menton on the Cote d'Azure, and the Humber lives at my Mother's house in Somerset.
The Lagonda is presently being restored, also in Somerset. OK, I have pics of the GTC parked in the drive of my French house, but I'm not going to publish them, since someone will say " OK,yeah, but how do we know that's your car ! ".

As for owning a number of properties, my daughter's boyfriend who is twenty one, also owns three houses and he is only a quantity surveyor for a large nationwide construction company.
It don't take much to achieve this. Just hard work, common sense and a bit of drive.

[Alucidnation]

Don’t forget it’s half term chaps.

Anyway, this is certainly a contender for the cringe thread imo.

[joshcowin]

Rosanne said:

As for owning a number of properties, my daughter's boyfriend who is twenty one, also owns three houses and he is only a quantity surveyor for a large nationwide construction company.
It don't take much to achieve this. Just hard work, common sense and a bit of drive.

You miss the point!!

No one cares what you have! So there is no need to keep bringing it up!

I also don't believe that a 21 year old quantity survey owns 3 houses, purchased with the money he has made himself. You have made an error, he has only finished his qualifications 1 year maximum and only has the possibility to have worked 3 years total. Just so you know I am a quantity surveyor

[Rosanne]

joshcowin said:

You miss the point!!

No one cares what you have! So there is no need to keep bringing it up!

I also don't believe that a 21 year old quantity survey owns 3 houses, purchased with the money he has made himself. You have made an error, he has only finished his qualifications 1 year maximum and only has the possibility to have worked 3 years total. Just so you know I am a quantity surveyor

Don’t keep asking questions then. As for my daughters boyfriend, do I give a f———-g
f——t as to what you believe ?

[joshcowin]

Rosanne said:

joshcowin said:

You miss the point!!

No one cares what you have! So there is no need to keep bringing it up!

I also don't believe that a 21 year old quantity survey owns 3 houses, purchased with the money he has made himself. You have made an error, he has only finished his qualifications 1 year maximum and only has the possibility to have worked 3 years total. Just so you know I am a quantity surveyor

Don’t keep asking questions then. As for my daughters boyfriend, do I give a f———-g
f——t as to what you believe ?

If I can, I have one more question for you.

Could you please share the model he uses to purchase these houses? I wont start swearing at you (nice one) in fact I will happily reward you handsomely for sharing the way he purchases 3 houses in a short time frame on a modest salary.

[Rosanne]

joshcowin said:

If I can, I have one more question for you.

Could you please share the model he uses to purchase these houses? I wont start swearing at you (nice one) in fact I will happily reward you handsomely for sharing the way he purchases 3 houses in a short time frame on a modest salary.

Do you mean a business model ? If so, then read on. Firstly he is Anglo-Indian, and there is no such thing as a lazy A.O. ( not in my experience, at least ). His father imports Indian textiles into his warehouse in Leicester. His old man started him off with £50 k seed corn money, which was invested into buying a dilapidated mid terrace in Leicester. The loan was paid back quite quickly. Ajay , being a very skilled builder, then converted it into two flats, which he then sold for a healthy profit to a grant assisted Housing Association. He then repeated this plan several times ( always with run down terraced houses in or near Leicester or Loughborough ). Having done this quite a few times, he was then able to own and rent out quite a large portfolio of properties. Admittedly, he was helped by his two brothers who are also skilled builders, but they were paid for their time. Working an apprenticeship as a surveyor for a large construction company, he was able to get all of his materials at almost less than cost price. He puts all of his money into his business ( his only car is a 10 year old Ford pickup ), but is a wealthy man. That’s how it is done. It ain’t hard is it ? Take me as an example. When I graduated I didn’t bugger off swanning around the World on a gap year.
I sold encyclopaedias door to door. After ten months I was able to buy outright a two bedroom flat in Cavendish Square, London, W1, as well as a brand new Jaguar. I sold the flat for a collosal profit, and got my money back on the Jag. All it needs is a bit of get up and go.
Cheers.

[joshcowin]

Let me get this straight, you are saying that all you need is get up and go! No problem I believe it’s a massive issue that so many people feel they are entitled without any sacrifice! We probably agree on that, and many more issues!

However take away the £50k, his dad as guarantor on mortgages or his brothers links to funding, no amount of get up and go would see him in his current position! You do realise that for the majority £50k is a lifetime of savings!?
So yes he’s done well but strip back his wealthy (worked hard for, probably from poverty) parents money he wouldn’t be in that position!

I think it’s great he is, and that he didn’t buy a flash motor and designer clothes says he’s a savvy bloke, but if you think that what he has done is as you portrayed initially it isn’t ! He’s had a massive helping hand, on his wage he wouldn’t be able to do it normally!

So quoting you “that’s how it is done. It ain’t hard is it ? ” yes it is hard as the majority don’t have a £50k cash injection in their early/late teens! Get real

Edited by joshcowin on Thursday 25th October 17:52

[AndySheff]

joshcowin said:

Let me get this straight, you are saying that all you need is get up and go! No problem I believe it’s a massive issue that so many people feel they are entitled without any sacrifice! We probably agree on that, and many more issues!

However take away the £50k, his dad as guarantor on mortgages or his brothers links to funding, no amount of get up and go would see him in his current position! You do realise that for the majority £50k is a lifetime of savings!?
So yes he’s done well but strip back his wealthy (worked hard for, probably from poverty) parents money he wouldn’t be in that position!

I think it’s great he is, and that he didn’t buy a flash motor and designer clothes says he’s a savvy bloke, but if you think that what he has done is as you portrayed initially it isn’t ! He’s had a massive helping hand, on his wage he wouldn’t be able to do it normally!

So quoting you “that’s how it is done. It ain’t hard is it ? ” yes it is hard as the majority don’t have a £50k cash injection in their early/late teens! Get real

Edited by joshcowin on Thursday 25th October 17:52

Josh ! I told you not to feed it !

[Rosanne]

joshcowin said:

Let me get this straight, you are saying that all you need is get up and go! No problem I believe it’s a massive issue that so many people feel they are entitled without any sacrifice! We probably agree on that, and many more issues!

However take away the £50k, his dad as guarantor on mortgages or his brothers links to funding, no amount of get up and go would see him in his current position! You do realise that for the majority £50k is a lifetime of savings!?
So yes he’s done well but strip back his wealthy (worked hard for, probably from poverty) parents money he wouldn’t be in that position!

I think it’s great he is, and that he didn’t buy a flash motor and designer clothes says he’s a savvy bloke, but if you think that what he has done is as you portrayed initially it isn’t ! He’s had a massive helping hand, on his wage he wouldn’t be able to do it normally!

So quoting you “that’s how it is done. It ain’t hard is it ? ” yes it is hard as the majority don’t have a £50k cash injection in their early/late teens! Get real

I didn't have a cash injection, yet within less than a year of leaving uni. I had bought for cash a very expensive apartment just off Oxford Street in the West End of London. I just worked my butt off.
Moreover, Ajay paid back the £50 k loan with interest immediately he sold the first property.
Also, as a Prince's Youth business advisor, I have seen under 25 year olds start and grow very successful businesses with as little as as a loan of.£5000.
Don't be bitter. I can't help it if you are a hopeless loser.

Edited by joshcowin on Thursday 25th October 17:52

[Rosanne]

AndySheff said:

Josh ! I told you not to feed it !

Leave him alone. He may be extraordinarily naive, but I don't think that he is entirely
stupid ; well, not quite.

[Mr Tidy]

Rosanne said:

Leave him alone. He may be extraordinarily naive, but I don't think that he is entirely
stupid ; well, not quite.

OP, you seem to have had a privileged upbringing and a successful career - why would you want advice from people on here who may be "not entirely stupid"?

Just make your own decision FFS!

[davek_964]

Rosanne said:

I didn't have a cash injection, yet within less than a year of leaving uni. I had bought for cash a very expensive apartment just off Oxford Street in the West End of London. I just worked my butt off.

That statement is ridiculous.

Maybe you left uni when apartments like that cost about £1.50. Realistically, no matter how hard they worked - it is impossible for most people to earn enough in their first year to even manage rent on an apartment in that area of London, let alone earn enough that - after living expenses - they can pay cash to buy somewhere in less than a year.
Even if you started your own business, you'd have to be more sucessful than Amazon and Google combine for the first year to manage that.

Congratulations on whatever you've achieved - but if you really think that "working hard" is all it takes to make that sort of money in that sort of time frame you are wrong.
(And actually - I find it slightly ironic that within a year of university you apparently made enough money to buy an apartment in an expensive part of London for Cash - and yet decades later (you have a daughter dating a 21 year old) you claim that you are not wealthy. Odd.)

[AndySheff]

davek_964 said:

That statement is ridiculous

Don't forget, enough for a brand new Jag

[Rosanne]

Mr Tidy said:

OP, you seem to have had a privileged upbringing and a successful career - why would you want advice from people on here who may be "not entirely stupid"?

Just make your own decision FFS!

I post here in the belief that being a respected motoring forum with very many knowledgeable members, I can get additional advice on choice of cars. After all, isn’t that a large part of what Pistonheads is all about ? I only know one owner of a C63 ( he has a V8 and adores it ), but no V6 owners.
Posting here, I hoped to get some useful feedback, which, by and large I did.

For what it’s worth, Hubby’s grandfather was a coal miner in Mansfield. He eventually became colliery manager, and had the foresight to buy a small number of shares in the mine before it was nationalised back in 1948. He then made a mint, which he invested wisely and made a bigger mint.
My dad had a small beef herd on a couple of hundred acres in Lancashire, before digressing into the motor trade.
Is that a privileged background ? I think not.

[Rosanne]

davek_964 said:

Rosanne said:

I didn't have a cash injection, yet within less than a year of leaving uni. I had bought for cash a very expensive apartment just off Oxford Street in the West End of London. I just worked my butt off.

That statement is ridiculous.

Maybe you left uni when apartments like that cost about £1.50. Realistically, no matter how hard they worked - it is impossible for most people to earn enough in their first year to even manage rent on an apartment in that area of London, let alone earn enough that - after living expenses - they can pay cash to buy somewhere in less than a year.
Even if you started your own business, you'd have to be more sucessful than Amazon and Google combine for the first year to manage that.

Congratulations on whatever you've achieved - but if you really think that "working hard" is all it takes to make that sort of money in that sort of time frame you are wrong.
(And actually - I find it slightly ironic that within a year of university you apparently made enough money to buy an apartment in an expensive part of London for Cash - and yet decades later (you have a daughter dating a 21 year old) you claim that you are not wealthy. Odd.)

Define wealthy .

[davek_964]

Rosanne said:

For what it’s worth, Hubby’s grandfather was a coal miner in Mansfield. He eventually became colliery manager, and had the foresight to buy a small number of shares in the mine before it was nationalised back in 1948.

'Eventually'? You mean he didn't manage all of that within his first year of work? Guess he wasn't 'working his butt off' eh?

[Rosanne]

davek_964 said:

'Eventually'? You mean he didn't manage all of that within his first year of work? Guess he wasn't 'working his butt off' eh?

Oh, my friend. How can you possibly say that there was ever a miner who didn’t “ Work his butt off “ ? Throughout the whole of his working life he had livid scars from mining accidents all over his body, and irremovable coal dust patches ground into his knees and elbows. He also died of lung disease at an early age.

Shame on you, my friend, shame on you !

[joshcowin]

Rosanne said:

For what it’s worth, Hubby’s grandfather was a coal miner in Mansfield. He eventually became colliery manager, and had the foresight to buy a small number of shares in the mine before it was nationalised back in 1948. He then made a mint, which he invested wisely and made a bigger mint.

Is that a privileged background ?

Yes

The fact you don't think so shows that you have lost touch with reality.

The average wage in the UK is £27k a year FYI.

[joshcowin]

Rosanne said:

davek_964 said:

'Eventually'? You mean he didn't manage all of that within his first year of work? Guess he wasn't 'working his butt off' eh?

Oh, my friend. How can you possibly say that there was ever a miner who didn’t “ Work his butt off “ ? Throughout the whole of his working life he had livid scars from mining accidents all over his body, and irremovable coal dust patches ground into his knees and elbows. He also died of lung disease at an early age.

Shame on you, my friend, shame on you !

Incredible!

Just a note to say you are a hypocrite and fantasist.

You said - 'I can't help it if you are a hopeless loser.' Shame on you then.

[Rosanne]

I’ve eventually chosen my next car. It’ll be an Audi RS4 Quattro Avant V8, which will replace our existing one. It’s a special order black paint job, with full black leather that is piped in silver.
I was tempted to get a “ Merlin Purple “ car, but that would attract to much
attention ; something I prefer not to do.

I decided against the C63 because I wanted the 6.2 litre car, and the only C63’s with FWD are V6 4.0 litre models.

Another reason against the C63, is that although a pal of ours has one, he is a hedge fund manager, and the others locally are owned by fat, wealthy farmers, estate agents, auctioneers and land agents . In other words they project an image of being owned by the affluent bourgeoisie, which I ain’t.

Thank you every one for your useful input in helping me make a decision.
Ciao.