Why will no one insure me??

[WildfireX0]

Just found a really nice S for sale, can probably get some money to pay for it, but no one willinsure me!

Can't get through to Classic Line
Peaet said no
A1 server is down
Tesco:£1453 (Fully comp, no garage, but have to have a £400 alarm fitted, 5years NCB)
Elephant: £2015



There has to be someone who will insure me!

[RichB]

Well you've not tried them all yet, try Mannings & Sunnninghill just off the top of my head and I'm sure there are others. Rich...

[Psychobert]

Mannings said no to me as I have no garage, so you may well not get any joy there I'm afraid..

Couple from the back of sprint.. www.tvr-insure.co.uk (0800 279 1920)

Royal and Sun alliance, 01276 48 60 86

Heritage 0121 246 6060

Can't think of any more for now, afraid you've tried the obvious ones. Keep at it though, something will turn up..

[RUPERT12UK]

I insure mine through Diamond Consultants in Herts and the policy is AXA, with legal and breakdown for £270 pa

whats the S you seen by the way? I have read the other threads

[jamesc]

Please phone Osborne and Sons on 0208 388 6000; they will give you the best quote and mention Pistonheads because I told them this was the place to advertise.

James

[peter m]

If your are OK with a classic insurance with limited mileage, try Adrian Flux Insurance, 08700 777 120.

I spent 2 days ringing everyone in the book, and in the end tried all the ads in Classic Car Mart Magazine, which I where I found the one above.

Good Luck

[WildfireX0]

A freind in the TVR trade has managed to find a green, 1991 S3 for a good price. My father's is off to look at it on Wednesday ad possibly put up a deposit. It's apparently a dealer who is doing a freind a favour.
Will keep every one posted.

[S3 Kieran]

WildfireX0 said:

Can't get through to Classic Line

Keep trying them m8, they will quote even tho' you don't have a garage - which was also my problem: You can't get 'classic' insurance sir, unless you garage it at night. ClassicLine still trashed all other non-classic quotes using a restricted mileage so I'm happy!

However, you were always going to be buggered 'coz of yer age.... of course, if your father bought an S and kindly put you on as a named driver, it might possibly help your problem?

[RichardR]

I got 31 quotes when I renewed last year which ranged from £1900 (AA) down to £835, with most being around the £1200 - £1400 mark.

The best prices I got were from the following:

- NU Direct through Bid4MyBusiness (£835)
- Quoteline Direct (£923)
- Cheam 020 8770 1001 (£835)
- Jewell Insurance 01622 693003 (£936)

Don't give up hope just yet.

[WildfireX0]

S3 Kieran said:

WildfireX0 said: Can't get through to Classic Line However, you were always going to be buggered 'coz of yer age.... of course, if your father bought an S and kindly put you on as a named driver, it might possibly help your problem?

I did think of this, as he has a history of driving faster cars, 944, 911 and 911 Carrera 4, but as he lives in Surrey and I live in Newcastle, if I need to claim I could be in a bit of a fix when they ask what I am doing in Newcastle. Also want to keep my NCB.

[S3 Kieran]

D'Oh.....Oh well, back to the drawing board

What number are you calling for ClassicLine - if it's not 01455 639000 then try this one instead

[WonkyGibbon]

Really persist with trying to get thru to ClassicLine - they really are the best for this. They tend to keep strict office hours tho (ie 9 to 5) - you won't get thru outside of them.

Good Luck

[WildfireX0]

Just got through to Classic Line:

Call back when you're 25, is about the best they could do.

[Paul V]

Have you tried Sunninghill, Heritage or Peart? They were the ones who have insured/quoted me on the TVR.

[WuPPerTaL]

Privilege insured me on mine when I was under 25.

www.privilege.com

Probably not the cheapest but part of direct line so might be worth a try.

[WildfireX0]

Ok this is how my insurance stands:

Clasic Line: No cover under 25
Peart: No Cover Under 25
A1/Mannings: No Cover under 25
Esure: No cover
Privlege: No cover under 25
Sunninghill: No cover 25
Cheam: No Cover under 25
Jewel: No cover under 25
Heritage: No cover under 25

Osbourne: Not eligible for special TVR insurance as under 25
£3000 +with tracker and CAT 1 alarm.
Tesco:£1510 (Fully comp, no garage, but have to have a £400 alarm fitted, 5years NCB)
Elephant: £2015

So it looks like it's going to be Tescos.

[Paul V]

Does the car not have an alarm? My S was upgrade to a full CAT 1 just before I got it which was lucky.

Tesco doesn't sound to bad considering your age.

[Psychobert]

Looks like Tescos then.. Steep, but I know people who pay more and it will be worth every penny. I've heard they are good so I wouldn't worry about them not being a specialist. Only issue I can think of would be track days and so on, would they cover you for such things? Not a problem if you are not going to do them..

Should have thought of this before; take it you've checked out all the links on PH for insurance? Might be one or two we've not suggested..

[WildfireX0]

I discounted the companies that refused to quote me for an Elise and for my Cooper S.

I don't reckon it's too bad considering these are the terms:

Fully comp
Replacemnt vehicle
5 years NCB
Parked on Street in Centre of Newcastle.
SDP and commuting use.
22 years old.

[S3 Kieran]

The only good bit is 5 years NCB - don't think you could get much worse otherwise....unless you were 17 and provisional licence
I wish you best of luck mate, but with that criteria, the only two companies that spring to mind are:

Norfolk & Chance, and Norfolk & Way

(sorry, couldn't resist) - still suggest aged relative nearer to you (than your father) buys one and lets you drive it.