Lowest insurance cars for a 17 yo girl?

Lowest insurance cars for a 17 yo girl?

Author
Discussion

johnfm

Original Poster:

13,668 posts

252 months

Saturday 25th February 2012
quotequote all
My daughter is approaching the age where she will be let loose on our roads.

I am not sure which is scarier - her driving, or the fact that my daughter is nearly 17!

yikesyikesyikesyikesyikesyikesyikesyikes


Anyway, I am sure many of you have gone through this.

Is there a car or cars that are generally cheaper to insure for new female drivers?

I assume a VW Polo or a Mini will all be about the same, no?

Toaster Pilot

14,631 posts

160 months

Saturday 25th February 2012
quotequote all
Kia Picanto or similar - I pay next to nothing to insure mine despite a chequered history so I imagine it's favourable for new drivers too.

andrew

10,002 posts

194 months

Saturday 25th February 2012
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Liquid Knight

15,754 posts

185 months

Saturday 25th February 2012
quotequote all
Dawoo Matiz?

125 scooter or bike, teach her some road sense and respect for self preservation before allowing her anywhere near a car.

Liquid Knight

15,754 posts

185 months

Saturday 25th February 2012
quotequote all
Just remembered the biggest kept secret in the insurance industry.

The Suzuki Wagon R. yes

Swizz Army Knife of a car, economical, spacious, cheap to insure and easy to maintain. wink

johnfm

Original Poster:

13,668 posts

252 months

Saturday 25th February 2012
quotequote all
The chance of allowing my daughter on a scooter or 125 is NIL.

Mobile organ donation vehicles with ZERO crash protection from other drivers.

I do understand your point, re building awareness - but bikes are too dangerous given the lack of protection from idiots who aren't concentrating.

Liquid Knight

15,754 posts

185 months

Saturday 25th February 2012
quotequote all
I think the roads would be a safer place if all teenagers had to have at least a year on a bike before driving. Anyway back to the Wagon R, most are pensioner owned from new so are very well kept and dirt cheap. I had one after my first ban and it was one of the best cars I've ever owned. Paid £300 for it because it needed a new Lamber sensor (£60) for the M.O.T drove it for a year and sold it for £850. wink

jimslops

6,419 posts

156 months

Saturday 25th February 2012
quotequote all
johnfm said:
My daughter is approaching the age where
Pics? smile

davepoth

29,395 posts

201 months

Saturday 25th February 2012
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As mentioned above, cars that teenagers don't often bin into hedges will be much cheaper on insurance.

kamilb1998

2,220 posts

179 months

Saturday 25th February 2012
quotequote all
jimslops said:
Pics? smile
laugh

I should think an original Mini would be fun to drive and cheap to insure. Or a Reliant three-wheeler - fun to drive and cheap to insure but being a girl she may not want to be seen in one...

Dave Hedgehog

14,646 posts

206 months

Saturday 25th February 2012
quotequote all
kamilb1998 said:
jimslops said:
Pics? smile
laugh

I should think an original Mini would be fun to drive and cheap to insure. Or a Reliant three-wheeler - fun to drive and cheap to insure but being a girl she may not want to be seen in one...
and both bigger death traps than a scooter ..

J4CKO

41,853 posts

202 months

Saturday 25th February 2012
quotequote all
I wouldn't recommend a scooter, not if you want her to see her 18th, my thinking is get them lessons, pass the test and then wait, there seems to be this expectation that because they are allowed to drive that they must have their own car when a lot of the time they simply cant afford it.

My eldest is 17 in November, will offer some assistance but wont be paying three grand insurance for him, its just not good value for money, three grand to drive to school half a mile away and go cruising round the town centre, basically I think it is best sometimes if they leave it a year or two.

I dont think younger, inexperienced drivers should be put in the sttiest little old snot box you can find like a Cinquecento as really they need something safer for if they bin it, also i think ust paying for everything for them doesnt sponsor a good attitude towards cars and driving, there are legions of youngsters round here get a brand new Mini or whatever for there 18th, I think a little saving and striving is better than it turning up with a bow round it, they are all different but there does seem to be a trend round here for them to be a little spoilt.

Liquid Knight

15,754 posts

185 months

Saturday 25th February 2012
quotequote all
You can't get a classic policy until you're 21 these days to stop little Johnny insuring a Mini and writing off Daddy's BMW.

Mini's cost a stink load to insure because they are very easy to steal, ring and move on. Camper's are vans with window and a fold away bed where 6x4 should go. Again ridiculous to insure and also some are over the weight limit for new drivers.

Have you asked her what kind of cars she likes?

johnfm

Original Poster:

13,668 posts

252 months

Saturday 25th February 2012
quotequote all
I can see this thread being derailed.

Ignoring the obvious post for pics - an original classic would be preferred from my POV - but she will want something newer.

Plus older, cooler cars have worse heating, demisting and are less reliable - sadly.

I'd get her a cool Hillman Imp California - but she'd never drive it!

J4CKO

41,853 posts

202 months

Saturday 25th February 2012
quotequote all
Even the cheapest little cars are expensive to insure for new drivers, its like the insurance companies decided a few years back to
make it very expensive, I remember insuring my car for £300, with inflation that would be £633 apparently, affordable but now it would be a lot more and I doubt they would insure me on a MK1 Capri with its fearsome 1600 cc engine.

Dont think there is any way round it.

Pet Troll

1,362 posts

180 months

Saturday 25th February 2012
quotequote all
I know it is often mentioned, but try something obscure. My OH got insured on a Peugeot 405 diesel estate at 17 for under £600/year, that was with myself and my parents as added drivers.

Yes its an awful car, but it is cheap motoring!

johnfm

Original Poster:

13,668 posts

252 months

Saturday 25th February 2012
quotequote all
She wants a mini (BMW mini).

She won't be getting a car at all if insurance is over £1k/year.

As someone said earlier, for driving to school and to see friends it is poor value for money in addition to th ecost of car, repairs etc.

She wants to move to study in London after 6th form anyway - where a car is not really needed much.

Heh @ Paddy!

NadiR

1,071 posts

149 months

Saturday 25th February 2012
quotequote all
Think outside the box, I'm a 17 yo boy and ATM im getting quotes of over 6-7k for Micras and Corsas, but at the same time im getting a £1300 quote for a classic Mini, and a £2500 quote for cars like the Accord 2.0 or BMW E46 318i.

jimslops

6,419 posts

156 months

Saturday 25th February 2012
quotequote all
johnfm said:
Heh @ Paddy!
hehe So she is not ugly? wink

jimslops

6,419 posts

156 months

Saturday 25th February 2012
quotequote all
Paddy_N_Murphy said:
Must be. No Pics.

If she was a looker, he would of posted.
Those is them rules of PH. You know that, I know that. OP knows that

whistle
hehe Good effort