6 month policy...

[roboxm3]

Is it possible to get a 6 month insurance policy for a bike??

The reason I ask is that in January 2009 I will no longer have to declare a rather serious driving conviction to my insurers (DR10) but I don't have the luxury of waiting until then to get a bike!

I need to have bought a bike and be commuting into work on it within a month ideally!

With bikes being nothing more than a summer fun toy for many I just wondered if you were able to get a 6 month insuranne policy.....not that you'd need a full 6 month policy for the UK summer but anyway.....

All advice gratefully received

Rob

Edited by roboxm3 on Wednesday 15th October 08:40

[speed_monkey]

roboxm3 said:

Is it possible to get a 6 month insurance policy for a bike??

The reason I ask is that in January 2009 I will no longer have to declare a rather serious driving conviction to my insurers (DR10) but I don't have the luxury of waiting until then to get a bike!

I need to have bought a bike and be commuting into work on it withing a month ideally!

With bikes being nothing more than a summer fun toy for many I just wondered if you were able to get a 6 month insuranne policy.....not that you'd need a full 6 month policy for the UK summer but anyway.....

All advice gratefully received

Rob

What happens if the bike gets stolen in the winter months when it isnt insured????

Insurance is not just for when you are riding

[roboxm3]

speed_monkey said:

roboxm3 said:

Is it possible to get a 6 month insurance policy for a bike??

The reason I ask is that in January 2009 I will no longer have to declare a rather serious driving conviction to my insurers (DR10) but I don't have the luxury of waiting until then to get a bike!

I need to have bought a bike and be commuting into work on it withing a month ideally!

With bikes being nothing more than a summer fun toy for many I just wondered if you were able to get a 6 month insuranne policy.....not that you'd need a full 6 month policy for the UK summer but anyway.....

All advice gratefully received

Rob

What happens if the bike gets stolen in the winter months when it isnt insured????

Insurance is not just for when you are riding

I was thinking more along the lines of people who buy a bike for the summer and then sell it at the end.

.....I suppose I could take out a policy, pay it monthly for a couple of months, cancel it in January and then start again!?

Edited by roboxm3 on Wednesday 15th October 08:47

[speed_monkey]

roboxm3 said:

speed_monkey said:

roboxm3 said:

Is it possible to get a 6 month insurance policy for a bike??

The reason I ask is that in January 2009 I will no longer have to declare a rather serious driving conviction to my insurers (DR10) but I don't have the luxury of waiting until then to get a bike!

I need to have bought a bike and be commuting into work on it withing a month ideally!

With bikes being nothing more than a summer fun toy for many I just wondered if you were able to get a 6 month insuranne policy.....not that you'd need a full 6 month policy for the UK summer but anyway.....

All advice gratefully received

Rob

What happens if the bike gets stolen in the winter months when it isnt insured????

Insurance is not just for when you are riding

I was thinking more along the lines of people who buy a bike for the summer and then sell it at the end.

.....I suppose I could take out a policy, pay it monthly for a couple of months, cancel it in January and then start again!?

Edited by roboxm3 on Wednesday 15th October 08:47

That would probably be your best bet, but then you wont generate any NCB

[roboxm3]

speed_monkey said:

roboxm3 said:

speed_monkey said:

roboxm3 said:

Is it possible to get a 6 month insurance policy for a bike??

The reason I ask is that in January 2009 I will no longer have to declare a rather serious driving conviction to my insurers (DR10) but I don't have the luxury of waiting until then to get a bike!

I need to have bought a bike and be commuting into work on it withing a month ideally!

With bikes being nothing more than a summer fun toy for many I just wondered if you were able to get a 6 month insuranne policy.....not that you'd need a full 6 month policy for the UK summer but anyway.....

All advice gratefully received

Rob

What happens if the bike gets stolen in the winter months when it isnt insured????

Insurance is not just for when you are riding

I was thinking more along the lines of people who buy a bike for the summer and then sell it at the end.

.....I suppose I could take out a policy, pay it monthly for a couple of months, cancel it in January and then start again!?

Edited by roboxm3 on Wednesday 15th October 08:47

That would probably be your best bet, but then you wont generate any NCB

I don't have much choice though! Like I said, I need to be up and running within a month but until Jan '09 (when it will be 5 years old) I still have to declare my DR10!....Unless that is, there are any insurers that ask "any convictions within the last 3 years" but none do....I'm sure some used to though!?

Edited by roboxm3 on Wednesday 15th October 08:53

[speed_monkey]

try these guys matey

http://www.dr10-insurance.co.uk/

[roboxm3]

speed_monkey said:

try these guys matey

http://www.dr10-insurance.co.uk/

Cool, thanks for that!

I jest went through, filled out all the details and......the site crashed!!

Oh well, I'll give them a call later, see what the damage is going to be.

[neenaw]

I think that ebike insurance do month by month policies. Not sure how expensive they are though!

[roboxm3]

neenaw said:

I think that ebike insurance do month by month policies. Not sure how expensive they are though!

I'll look into that now, thanks mate.

[speed_monkey]

This is the sole reason i love PH

[black-k1]

I would expect that, regardless of your driving conviction, a 6 month policy will not be significantly cheaper than a 1 year policy especially when you include the fact that next year you will have 1 years NCD after the full policy but not after the 6 month policy.

[roboxm3]

I can insure an SP-1 TPFT for £75 / month!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!



Funny how certain things seem to make all common sense fly out of the window!!

.....I'm off to check on the Mille and a Blade and a Gixxer Thou' and an R1.....



<Runs off giggling like a school girl>

[speed_monkey]

roboxm3 said:

I can insure an SP-1 TPFT for £75 / month!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!



Funny how certain things seem to make all common sense fly out of the window!!

.....I'm off to check on the Mille and a Blade and a Gixxer Thou' and an R1.....



<Runs off giggling like a school girl>

Who is that with?

[roboxm3]

speed_monkey said:

Who is that with?

ebike insure!!

.....Guess who's off to get a quote on a litre sports!?!?

Edited by roboxm3 on Wednesday 15th October 09:37

[speed_monkey]

roboxm3 said:

speed_monkey said:

Who is that with?

ebike insure!!

.....Guess who's off to get a quote on a litre sports!?!?

What do you have your eye on???

Edited by speed_monkey on Wednesday 15th October 09:43

[roboxm3]

speed_monkey said:

roboxm3 said:

speed_monkey said:

Who is that with?

ebike insure!!

.....Guess who's off to get a quote on a litre sports!?!?

What do you have your eye on???

Edited by speed_monkey on Wednesday 15th October 09:43

An SP-1 now!!!!

.....inspired by the most mental first bike thread, so I blame you lot!!

[speed_monkey]

roboxm3 said:

speed_monkey said:

roboxm3 said:

speed_monkey said:

Who is that with?

ebike insure!!

.....Guess who's off to get a quote on a litre sports!?!?

What do you have your eye on???

Edited by speed_monkey on Wednesday 15th October 09:43

An SP-1 now!!!!

.....inspired by the most mental first bike thread, so I blame you lot!!

Is it your first bike then?

[roboxm3]

speed_monkey said:

roboxm3 said:

speed_monkey said:

roboxm3 said:

speed_monkey said:

Who is that with?

ebike insure!!

.....Guess who's off to get a quote on a litre sports!?!?

What do you have your eye on???

Edited by speed_monkey on Wednesday 15th October 09:43

An SP-1 now!!!!

.....inspired by the most mental first bike thread, so I blame you lot!!

Is it your first bike then?

It will be yeah, from nothing to an everyday 120mi round trip commute come rain or shine on my dream machine! I can't bloody wait!

.....cue the "please give me the low-down on SP-1s" thread

[black-k1]

roboxm3 said:

It will be yeah, from nothing to an everyday 120mi round trip commute come rain or shine on my dream machine! I can't bloody wait!

.....cue the "please give me the low-down on SP-1s" thread

A great bike but, 120 mile per day all weather commute! Good luck with that. Do you know a good chiropractor ...... yet?

[roboxm3]

black-k1 said:

roboxm3 said:

It will be yeah, from nothing to an everyday 120mi round trip commute come rain or shine on my dream machine! I can't bloody wait!

.....cue the "please give me the low-down on SP-1s" thread

A great bike but, 120 mile per day all weather commute! Good luck with that. Do you know a good chiropractor ...... yet?

Due to riding position or unforgiving ride??

Come on man, don't shatter the dream just yet, let me have it for a day, at east!