Accident, Partial Plate - Will Anyone Help?

[SydneyBridge]

Phone the insurers and report the incident, they will then have to contact the policy holder

[NFT]

LF5335 said:

NFT said:

LF5335 said:

Police might not, but your insurer will. They’ll write to the Land Rover’s insurer and tell them what you’re alleging and then see what the response is. Tell your insurer that their numberplate was left at the scene. Then it’s up to the other driver to decide what they want to do now that they’ve been caught. Be very difficult to deny it if their car is in for repair

Repair, no it will likely be stolen, I can almost hear it now.

"OMG it's not there, it's been stolen,.... when did I last see it, right before.. erm.. Must have been... Before it was stolen!"

Yeah, much better to get into the whole PCoJ and committing a couple of crimes than risk losing your NCB.

Not the best idea, but still fairly common for drunk or nearly totted up drivers. Even in this age of built in cameras and CCTV.

[Foss62]

Am I missing something here? Surely the first point of contact for anything like this would be the Police? I can’t believe that they wouldn’t attend a demolished wall with parts of the vehicle left behind. Quite apart from the prospect of a certain conviction for the driver of at least one serious offence, there could well be other things tied in - an injured driver who has reasons not to go to hospital for example.

[Mikebentley]

LF5335 said:

Mikebentley said:

Had a similar situation a couple of years ago where our V90 was hit whilst parked and a kind stranger left us a note of who did it. The witness got the plate wrong by 1 digit but via here we identified the car which was one of the local Fire Service V60 Volvos. Insurers contacted them and they denied it. End of claim.

I’d have expected them to do more than that for the money they’ve taken this year, ditto you could have done a lot more to force your insurance company to do more.

Curious how you think I could have done anymore to force them to do more? Believe me we tried but the insurance company after the denial basically were only going to get it repaired against my insurance. They sent letters which went unanswered then when pushed made calls to the other parties insurance who replied that their customer denied it. That was the end of their efforts.

[LF5335]

Mikebentley said:

Curious how you think I could have done anymore to force them to do more? Believe me we tried but the insurance company after the denial basically were only going to get it repaired against my insurance. They sent letters which went unanswered then when pushed made calls to the other parties insurance who replied that their customer denied it. That was the end of their efforts.

Well that’s piss poor. Surely they could have investigated more. You could have complained. At the very least you’d probably have got some “go away” money from your insurers like most companies give you when you complain. Just musings around what I’d have thought would have happened.

[119]

Mikebentley said:

LF5335 said:

Mikebentley said:

Had a similar situation a couple of years ago where our V90 was hit whilst parked and a kind stranger left us a note of who did it. The witness got the plate wrong by 1 digit but via here we identified the car which was one of the local Fire Service V60 Volvos. Insurers contacted them and they denied it. End of claim.

I’d have expected them to do more than that for the money they’ve taken this year, ditto you could have done a lot more to force your insurance company to do more.

Curious how you think I could have done anymore to force them to do more? Believe me we tried but the insurance company after the denial basically were only going to get it repaired against my insurance. They sent letters which went unanswered then when pushed made calls to the other parties insurance who replied that their customer denied it. That was the end of their efforts.

And I expect exactly the same will happen with this one, unless the op thinks he is going to go postal on the car owners ass.

Give all the details to the house insurers and let them get on with it imo.

[Mikebentley]

LF5335 said:

Mikebentley said:

Curious how you think I could have done anymore to force them to do more? Believe me we tried but the insurance company after the denial basically were only going to get it repaired against my insurance. They sent letters which went unanswered then when pushed made calls to the other parties insurance who replied that their customer denied it. That was the end of their efforts.

Well that’s piss poor. Surely they could have investigated more. You could have complained. At the very least you’d probably have got some “go away” money from your insurers like most companies give you when you complain. Just musings around what I’d have thought would have happened.

Issue was it was a leased car that was otherwise immaculate V90. It was due to go back 3 weeks later. They had ground / scraped the drivers side front corner down to primer an area about 10” x 10” and had scraped the alloy too. A quote of £750 was quoted to repair it. I ended up machine polishing it to about a 50% improvement and detailed the car to within an inch of its life. Door shuts under bonnet the lot. The Manheim inspector said it was the cleanest car he had ever collected whilst I strategically kept him talking and stood in front of the damaged area. He found the most pathetic scratch about an inch long on the bumper top where the dog had jumped up into its cage. I had polished it but it was still visible. He put a £65 charge for it which he said I could likely challenge. I didn’t bother and heaved a huge sigh of relief as it drove off. My insurance company agreed to remove any record that I had potentially started a claim from their records as I challenged that they had not done their job so I wouldn’t be paying more in future.

[KTMsm]

119 said:

And I expect exactly the same will happen with this one, unless the op thinks he is going to go postal on the car owners ass.

Give all the details to the house insurers and let them get on with it imo.

No but the squeaky wheel gets the oil

I have a history of successfully sorting out friends insurance claims

Last night I didn't have a full number plate, within 24 hours I have it and have called and emailed his insurers and know where he works

[119]

KTMsm said:

No but the squeaky wheel gets the oil

I have a history of successfully sorting out friends insurance claims

Last night I didn't have a full number plate, within 24 hours I have it and have called and emailed his insurers and know where he works

Seems you have some unlucky friends.

Let’s hope he doesn’t deny being the driver at the time.

[The_Nugget]

119 said:

KTMsm said:

No but the squeaky wheel gets the oil

I have a history of successfully sorting out friends insurance claims

Last night I didn't have a full number plate, within 24 hours I have it and have called and emailed his insurers and know where he works

I’d imagine if he works at JLR, had a smashed in car and the OP turns up with a bundle of parts under his arm and photos of a broken wall it will get sorted pretty quick!


Seems you have some unlucky friends.

Let’s hope he doesn’t deny being the driver at the time.

[KTMsm]

Foss62 said:

Am I missing something here? Surely the first point of contact for anything like this would be the Police? I can’t believe that they wouldn’t attend a demolished wall with parts of the vehicle left behind. Quite apart from the prospect of a certain conviction for the driver of at least one serious offence, there could well be other things tied in - an injured driver who has reasons not to go to hospital for example.

Yes - they don't give a $hit

Unless there is an injury they won't attend

[Foss62]

KTMsm said:

Yes - they don't give a $hit

Unless there is an injury they won't attend

According to the description, the chances of there having been an injury would be quite high….

[McGee_22]

I had a parked car written off after a taxi drove into it and then left without leaving any details. A witness remembered the taxi company and the make of vehicle so I reported it to my insurance company and the Police. I phoned the Police each day and after a week the taxi company gave up the name of the driver, their insurance details, and after being threatened with driving without due care and attention, failure to report an accident, and leaving the scene of an accident, admitted full responsibility.

[xx99xx]

Foss62 said:

KTMsm said:

Yes - they don't give a $hit

Unless there is an injury they won't attend

According to the description, the chances of there having been an injury would be quite high….

Think he means a third party injury. They won't care if it was just the driver who was injured.

[TimmyMallett]

KTMsm said:

I have a history of successfully sorting out friends insurance claims

Do you have a unique set of skills?