Savings interest rate thread
Discussion
BishBosh said:
981Boxess said:
They know the BOE rate is about to come down.
Yes, but all the rates are coming down any way. At least this tracks above the base rate...NRG1976 said:
BishBosh said:
981Boxess said:
They know the BOE rate is about to come down.
Yes, but all the rates are coming down any way. At least this tracks above the base rate...NRG1976 said:
BishBosh said:
This looks interesting, 5.6% 1 year fixed tracker account, open the account then immediately give notice to withdraw. Minimum £15K.
Might put the minimum in myself as It's just been sat in the Santander Easy Saver @ 5.08% which ends in a week or so.
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https://www.thisismoney.co.uk/money/saving/article...
That looks like the absolute worst of both worlds, effectively locked in for a year with a rate that will follow BoE base down.Might put the minimum in myself as It's just been sat in the Santander Easy Saver @ 5.08% which ends in a week or so.
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https://www.thisismoney.co.uk/money/saving/article...
NRG1976 said:
BishBosh said:
981Boxess said:
They know the BOE rate is about to come down.
Yes, but all the rates are coming down any way. At least this tracks above the base rate...asfault said:
T212 sent me a message about their cash isa being open now. already have a stocks isa so literally took me 10 seconds to open it.
I've got the option on the app, but not had any message yet. Think I'll wait till someone reads the T&C's for me hahaFrom April this year its ok to open as many ISAs as you like across different providers as long as you don't go over 20k I think.
bmwmike said:
asfault said:
T212 sent me a message about their cash isa being open now. already have a stocks isa so literally took me 10 seconds to open it.
I've got the option on the app, but not had any message yet. Think I'll wait till someone reads the T&C's for me hahaFrom April this year its ok to open as many ISAs as you like across different providers as long as you don't go over 20k I think.
Gas1883 said:
Rufus Stone said:
If you bank/save with Nationwide, you can now get 5.5% pa fixed for 18 months. Sadly, maximum £10,000 though.
Thankyou , will look at that as bank with nationwideferret50 said:
Gas1883 said:
Rufus Stone said:
If you bank/save with Nationwide, you can now get 5.5% pa fixed for 18 months. Sadly, maximum £10,000 though.
Thankyou , will look at that as bank with nationwidedurbster said:
ferret50 said:
Gas1883 said:
Rufus Stone said:
If you bank/save with Nationwide, you can now get 5.5% pa fixed for 18 months. Sadly, maximum £10,000 though.
Thankyou , will look at that as bank with nationwidepaulguitar said:
Just a quick question.
I opened an ISA account this year on April 4th and another on April 6th. I thought I'd get a £20,000 allowance for 2023-24 on the one I opened on April 4th and the same for the current tax year for the one I opened on April 6th.
Is this the case?
TIA.
Yes, but by close of play on the 5th April that first account was closed to 23/24 deposits. Anything deposited into it after that is from the 24/25 allowance.I opened an ISA account this year on April 4th and another on April 6th. I thought I'd get a £20,000 allowance for 2023-24 on the one I opened on April 4th and the same for the current tax year for the one I opened on April 6th.
Is this the case?
TIA.
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