Discussion
Anyone on here made a claim for whiplash? I was a back seat passenger in my brothers car this morning when he skidded into the back of woman in an old Micra, he's fully comp and the women has already said she will be claiming for whiplash and the damage repair off of his policy as it is his fault. Question is me and the other front seat passenger are going to claim can my brother claim aswell even though it is off his insurance and he is at fault?
Also how much of a payout do you get nowadays and how long does it take for the cheque to come through the door?
Also does anyone know of any decent solicitor's/lawyers to go through?
Also how much of a payout do you get nowadays and how long does it take for the cheque to come through the door?
Also does anyone know of any decent solicitor's/lawyers to go through?
Edited by richinleeds on Monday 5th January 21:45
First question: does it hurt? If not, I'll trigger the swear filter... You get £0, do not pass go, go directly to jail.
Second question: where's the medical evidence?
Depends very much on the extent of the injuries, how long it goes on for, and who the defendant insurer is. Mild whiplash with fairly quick recovery will get anything from £500 to £2.5k depending on the above.
Second question: where's the medical evidence?
Depends very much on the extent of the injuries, how long it goes on for, and who the defendant insurer is. Mild whiplash with fairly quick recovery will get anything from £500 to £2.5k depending on the above.
DavidHM said:
What do you mean by "doesn't feel right?"
Usually whiplash (and I deal with whiplash claimants every single day) is something you damn well know about, although it can take a while to come on.
"Doesn't feel right" isn't what I would call a recognised symptom.
Well when i move it its not pain more of a numb ache anyway doc's tomorrow see what they say,ffs only asked a couple of questions and i get lynched lol...btw when u say deal with what do you mean?Usually whiplash (and I deal with whiplash claimants every single day) is something you damn well know about, although it can take a while to come on.
"Doesn't feel right" isn't what I would call a recognised symptom.
So you have actually suffered some sort of injury, then?
First you'll have to convince your GP, then at least one consultant who's a specialist in neck injuries, undergo x-ray or scans to show the extent of the injury...the list goes on.
Doubtless your brother's insurance will contest any claim you make, you will have to convince them your brother was at fault (which, in itself might not go down too well if there are subsequent legal proceedings against him for careless driving, etc.). They might also insist on separate medical examinations and the whole lot could drag on for many months, if not years.
My advice? Have a couple of Nurofen or a few beers (whichever you prefer for pain relief), have a decent night's sleep and remember that spurious claims are exactly what makes all our insurance so expensive in the first place.
First you'll have to convince your GP, then at least one consultant who's a specialist in neck injuries, undergo x-ray or scans to show the extent of the injury...the list goes on.
Doubtless your brother's insurance will contest any claim you make, you will have to convince them your brother was at fault (which, in itself might not go down too well if there are subsequent legal proceedings against him for careless driving, etc.). They might also insist on separate medical examinations and the whole lot could drag on for many months, if not years.
My advice? Have a couple of Nurofen or a few beers (whichever you prefer for pain relief), have a decent night's sleep and remember that spurious claims are exactly what makes all our insurance so expensive in the first place.
richinleeds said:
Anyone on here made a claim for whiplash? I was a back seat passenger in my brothers car this morning when he skidded into the back of woman in an old Micra, he's fully comp and the women has already said she will be claiming for whiplash and the damage repair off of his policy as it is his fault. Question is me and the other front seat passenger are going to claim can my brother claim aswell even though it is off his insurance and he is at fault?
Also how much of a payout do you get nowadays and how long does it take for the cheque to come through the door?
Also does anyone know of any decent solicitor's/lawyers to go through?
i'm sure the legal guys will be along to correct me but i deal with "whiplash" victims at workAlso how much of a payout do you get nowadays and how long does it take for the cheque to come through the door?
Also does anyone know of any decent solicitor's/lawyers to go through?
Edited by richinleeds on Monday 5th January 21:45
just lets run through the facts, you're brother caused an accident and so is liable, the old lady is going to claim for the damage caused and for her whiplash (how does she know she has whiplash? if she said it at the scene most whiplash comes on hours afterwards, if she had neck pain at the scene she should have been collared and boarded and taken to a&e to exclude a fracture of her neck)
so now you want to sue you and your mate want to sue your brother (nice) i assume you've diagnosed your own whiplash
now when your brother renews his insurance, he'll mention the accident and they'll ask how much the total payout was ( this will include the cost to fix the old ladys car, her injury claim and you and your mates injury claims) and this will decide his future premium. Insurance companies are not charities and will want to recover their money over the years with increased premiums to your brother
if you were really injured have you been for medical care? will you lose income? or is this just free money?
and no, obviously your brother can't sue himself
richinleeds said:
this morning when he skidded into the back of woman in an old Micra, he's fully comp and the women has already said she will be claiming for whiplash
How the heck does she know she has whiplash already, doesn't it take hours or days to come on? Sounds like she's milking it.Out of principle I'm against claiming against any injuries unless I really am suffering, either through pain I can't bear, loss of earnings through missing work or similar. However playing rugby and downhill mountain biking for several years means I've had more than my fair share of pain so don't scream whiplash as some pansies do today who've never had a bruise on them since childhood.
Also claiming from some daft bint who's run into the back of you at a roundabout is one thing, but claiming from your bro's insurance? That's not on mate, any additional cost is going to sky rocket his insurance premiums in the future so you could do him a favour by keeping schtum.
Ask him to buy you a pint and let his missus give you a back massage instead maybe
Also claiming from some daft bint who's run into the back of you at a roundabout is one thing, but claiming from your bro's insurance? That's not on mate, any additional cost is going to sky rocket his insurance premiums in the future so you could do him a favour by keeping schtum.
Ask him to buy you a pint and let his missus give you a back massage instead maybe
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