£10k BILL IS THIS FRAUD
Discussion
turbo9111 said:
Very big thanks to everyone,
I,m feeling a bit smug that they were probably thinking i had accepted defeat but i want my £10k back
Back in 2017 22 November you posted this:I,m feeling a bit smug that they were probably thinking i had accepted defeat but i want my £10k back
Quote: "Thanks for everyones input and advice concerning this problem it is now sorted where the previous owners have picked up the bill" :End Quote.
Please can you explain what occured for that to happen and for you to believe that the debt was not your responsibility anymore?
Who told you or who said the responsibilty for the debt laid at the door of the vendors?
Hi,
Back in 2017 i received a email from my solicitor which he copied in a response from the council stating they had been in touch with the previous owners who had agreed to repay the grant/debt,
Hence why back then I believed it to be sorted,
Back in 2017 i received a email from my solicitor which he copied in a response from the council stating they had been in touch with the previous owners who had agreed to repay the grant/debt,
Hence why back then I believed it to be sorted,
kestral said:
Back in 2017 22 November you posted this:
Quote: "Thanks for everyones input and advice concerning this problem it is now sorted where the previous owners have picked up the bill" :End Quote.
Please can you explain what occured for that to happen and for you to believe that the debt was not your responsibility anymore?
Who told you or who said the responsibilty for the debt laid at the door of the vendors?
Quote: "Thanks for everyones input and advice concerning this problem it is now sorted where the previous owners have picked up the bill" :End Quote.
Please can you explain what occured for that to happen and for you to believe that the debt was not your responsibility anymore?
Who told you or who said the responsibilty for the debt laid at the door of the vendors?
turbo9111 said:
Hi everyone,
A update to what’s happened so far, The house sale went through and we had to part with the £10k to the council to lift the charge and let the sale proceed, We are now living in sunny Spain and with plenty of time on my hands i dug out all the old relevant paperwork/correspondence and found a old email with a link attached from my solicitor this link had original search report and to my surprise the charge on the property was uncovered back in 2017, My solicitor failed to recognise or act on it or bring it to our attention, Also when it first came to light the council who had been in touch with the previous owners and made a agreement with them to pay it back failed to collect the debt from them, So fast forward onto where we are today i have made a complaint to my solicitor through there complaints procedure and i have just heard back that they are accepting no liability at present but have referred it to there indemnity insurance company, So this is our first step in the right direction i have also written to the council and asked why they had never recovered the debt from the previous owner along with a few other questions and they are now referring it there legal department,
So at last its looking like i may get to the bottom of all this and recover my hard earned £10k......
Read through the whole thread with interest!A update to what’s happened so far, The house sale went through and we had to part with the £10k to the council to lift the charge and let the sale proceed, We are now living in sunny Spain and with plenty of time on my hands i dug out all the old relevant paperwork/correspondence and found a old email with a link attached from my solicitor this link had original search report and to my surprise the charge on the property was uncovered back in 2017, My solicitor failed to recognise or act on it or bring it to our attention, Also when it first came to light the council who had been in touch with the previous owners and made a agreement with them to pay it back failed to collect the debt from them, So fast forward onto where we are today i have made a complaint to my solicitor through there complaints procedure and i have just heard back that they are accepting no liability at present but have referred it to there indemnity insurance company, So this is our first step in the right direction i have also written to the council and asked why they had never recovered the debt from the previous owner along with a few other questions and they are now referring it there legal department,
So at last its looking like i may get to the bottom of all this and recover my hard earned £10k......
Glad you got it (kind of) sorted, hello from Spain!
I can't see, on the basis of what you said, that the solicitor is anything other than liable.
Be polite. Be firm. You'll get your justice!
What a tremendous read. Without a doubt PH has to be one of the best forums. The advice given is both helpful and often humorous.
@turbo911. I don't personally know you but well done on the retirement. I would of taken that email about the previous owners paying off the debt and left it at that, so I would of also ended up like you. Lesson to myself, if in similar situation, is that I need to see evidence / proof. Like someone has already said don't let this eat you up but don't drop it either. It does sound like the issue all along has been your solicitors which many people did mention / question way way back in 2017.
Please keep us all updated.
@Breadvan - I enjoyed reading your replies. In my head I pictured you as Judge Rinder !! :-)
SBK
@turbo911. I don't personally know you but well done on the retirement. I would of taken that email about the previous owners paying off the debt and left it at that, so I would of also ended up like you. Lesson to myself, if in similar situation, is that I need to see evidence / proof. Like someone has already said don't let this eat you up but don't drop it either. It does sound like the issue all along has been your solicitors which many people did mention / question way way back in 2017.
Please keep us all updated.
@Breadvan - I enjoyed reading your replies. In my head I pictured you as Judge Rinder !! :-)
SBK
Hi,
Thought a good time for a update sorry its been a few months but i,m still £10k out of pocket,
The reply from the solicitor was basically yes we have f*****d up and we’re really really sorry and we can refer it back to our insurers who i would like to think would have to pay out or could we act for you and go after the previous owners (Free of charge) who have been deliberately unscrupulous about the grant and debt, So after a good think we decided to go after the previous owners who are still lying and trying to worm there way out of paying us the £10k back,
Our solicitor called it something like owing the debt to us under subrogation and they were legally liable for the debt, So over the last few months they have replied various times saying they can’t afford to repay the money as there business has shut down (public house & restaurant) so they have no income a quick google on this and its untrue there still trading doing takeaway meals etc, Our solicitor has done plenty of digging and there property is registered in there parents name, We have also asked where the £600k funds are we paid for the property but they declined to answer this one, However they have just offered to pay us back on a monthly basis (through there solicitor) which we have declined so we are just about to issue proceedings to recover the debt,
I have also been bouncing emails back and forth with the council which is escalating asking awkward questions as to why they were allowed to walk away from paying back public funds when it clearly states on the agreement they were to pay it back upon sale of the property and they also later made a agreement to pay the debt of monthly, It was basically one persons decision who decided on letting them get away with it so i also asked the question has he a personal connection with the original sellers and i was told no but thats appearing to be untrue, The council are contradicting them self’s with some of there answers which i,m awaiting explanation of,
So i,m still at it but it feels like its coming to a end.....
Ps forgot to add at the start that if we don’t win our case with previous owners the solicitor will still refer it back to there insurance company.
Thought a good time for a update sorry its been a few months but i,m still £10k out of pocket,
The reply from the solicitor was basically yes we have f*****d up and we’re really really sorry and we can refer it back to our insurers who i would like to think would have to pay out or could we act for you and go after the previous owners (Free of charge) who have been deliberately unscrupulous about the grant and debt, So after a good think we decided to go after the previous owners who are still lying and trying to worm there way out of paying us the £10k back,
Our solicitor called it something like owing the debt to us under subrogation and they were legally liable for the debt, So over the last few months they have replied various times saying they can’t afford to repay the money as there business has shut down (public house & restaurant) so they have no income a quick google on this and its untrue there still trading doing takeaway meals etc, Our solicitor has done plenty of digging and there property is registered in there parents name, We have also asked where the £600k funds are we paid for the property but they declined to answer this one, However they have just offered to pay us back on a monthly basis (through there solicitor) which we have declined so we are just about to issue proceedings to recover the debt,
I have also been bouncing emails back and forth with the council which is escalating asking awkward questions as to why they were allowed to walk away from paying back public funds when it clearly states on the agreement they were to pay it back upon sale of the property and they also later made a agreement to pay the debt of monthly, It was basically one persons decision who decided on letting them get away with it so i also asked the question has he a personal connection with the original sellers and i was told no but thats appearing to be untrue, The council are contradicting them self’s with some of there answers which i,m awaiting explanation of,
So i,m still at it but it feels like its coming to a end.....
Ps forgot to add at the start that if we don’t win our case with previous owners the solicitor will still refer it back to there insurance company.
Edited by turbo9111 on Tuesday 9th February 11:56
Yes, this is a bizarre decision from you OP. It’s like you want to see the previous owners pay for their behaviour and get a kick from it.
People like that never lose, they will never pay. Bailiffs will turn up and surprise surprise nothing will be owned by them, it will be their friends, or their family’s assets, or it will all be on finance etc.
Claim on the insurance and don’t look back.
People like that never lose, they will never pay. Bailiffs will turn up and surprise surprise nothing will be owned by them, it will be their friends, or their family’s assets, or it will all be on finance etc.
Claim on the insurance and don’t look back.
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