i bought a stolen car in good faith
Discussion
icetea said:
So you paid in cash and at thousands of pounds less than any other same age X6 is for sale on Auto Trader.... fool and their money I guess.
Harsh maybe but if half wits weren't buying the stolen cars, other people wouldn't be getting their doors kicked in to steal them in the first place.
Harsh but true.Harsh maybe but if half wits weren't buying the stolen cars, other people wouldn't be getting their doors kicked in to steal them in the first place.
My honest opinion is you may as well have set fire to the money, sorry to be the bearer of bad news.
In reality there are a couple of potential options, depending on who sold you the car and how much information/detail you have on them, and if this is correct. So a lot of information. I imagine the police will be investigating and prosecuting, you could also however potentially hire a private investigator to do some digging on the individual.
There is always a possibility they may have assets, again depending on how and if the CPS prosecute then these may be seized under the proceeds of crime act.
There is a small chance you may be able to recuperate a proportion of the money but I honestly wouldn't hold my breath.
In reality there are a couple of potential options, depending on who sold you the car and how much information/detail you have on them, and if this is correct. So a lot of information. I imagine the police will be investigating and prosecuting, you could also however potentially hire a private investigator to do some digging on the individual.
There is always a possibility they may have assets, again depending on how and if the CPS prosecute then these may be seized under the proceeds of crime act.
There is a small chance you may be able to recuperate a proportion of the money but I honestly wouldn't hold my breath.
Caulkhead said:
malichi said:
hi can i get some advice here please
November 2012 I saw an advert on the Auto Trader website for a car which i thought was perfect, it was for a BMW X6 XDrive 2009 going for £22,000. I was over the moon because i had been looking for a 4X4 vehicle for a long time and this one in particular was right up my budget. I contacted the seller and over the telephone we came to an agreement that the seller would accept £21,500 cash. With that settlement I went ahead and ran a HPI check on the vehicle and it came back clear so I proceeded to make my way were the seller was waiting for me.
I arrived to the train station and got a cab to the address that the seller had given me
Drove about a minutes to the house, the seller told me that he was the son of the seller his father got him to meet me last minute.
I did not see anything strange about that. I proceeded in what I traveled to the location and checked out the car VIN was correct and did a test drive everything looked normal with the vehicle I was very happy with the condition of the car. We went into the house which I assumed was the sellers sons house it looked very normal and lived in. in the kitchen i handed over the cash and the sellers son handed me the paper work for the car included the MOT/service history book and car v5c documents and the Manuel book for the car. I left the area very happy with my car.
a week later i sent the log book to DVLA to register as the new owner of the car about 2 weeks later I received a letter from the metropolitan police informing me that they have received a letter from the DVLA for a new keeper but they need to come.
On the 09/01/12 the police investigators came to my property to run checks on the car and they informed me that the car was actually a clone it had been stolen and made to look legit the number plate had been changed and so was the VIN So the car has been taken away by the police I and my pregnant girlfriend are £21,500 out of pocket we are expecting our first child. Now I don’t know what to do any advice
Claim back your £21500 from HPI using the HPI guarantee.November 2012 I saw an advert on the Auto Trader website for a car which i thought was perfect, it was for a BMW X6 XDrive 2009 going for £22,000. I was over the moon because i had been looking for a 4X4 vehicle for a long time and this one in particular was right up my budget. I contacted the seller and over the telephone we came to an agreement that the seller would accept £21,500 cash. With that settlement I went ahead and ran a HPI check on the vehicle and it came back clear so I proceeded to make my way were the seller was waiting for me.
I arrived to the train station and got a cab to the address that the seller had given me
Drove about a minutes to the house, the seller told me that he was the son of the seller his father got him to meet me last minute.
I did not see anything strange about that. I proceeded in what I traveled to the location and checked out the car VIN was correct and did a test drive everything looked normal with the vehicle I was very happy with the condition of the car. We went into the house which I assumed was the sellers sons house it looked very normal and lived in. in the kitchen i handed over the cash and the sellers son handed me the paper work for the car included the MOT/service history book and car v5c documents and the Manuel book for the car. I left the area very happy with my car.
a week later i sent the log book to DVLA to register as the new owner of the car about 2 weeks later I received a letter from the metropolitan police informing me that they have received a letter from the DVLA for a new keeper but they need to come.
On the 09/01/12 the police investigators came to my property to run checks on the car and they informed me that the car was actually a clone it had been stolen and made to look legit the number plate had been changed and so was the VIN So the car has been taken away by the police I and my pregnant girlfriend are £21,500 out of pocket we are expecting our first child. Now I don’t know what to do any advice
DanielSan said:
This. It's exactly what they're supposed to guarantee against after all.
No it isn't. When you went to the HPI check, they checked the HPI for a car that you entered the details for. Just because someone cloned that car does not make the HPI company liable for the loss.DanielSan said:
Caulkhead said:
malichi said:
hi can i get some advice here please
November 2012 I saw an advert on the Auto Trader website for a car which i thought was perfect, it was for a BMW X6 XDrive 2009 going for £22,000. I was over the moon because i had been looking for a 4X4 vehicle for a long time and this one in particular was right up my budget. I contacted the seller and over the telephone we came to an agreement that the seller would accept £21,500 cash. With that settlement I went ahead and ran a HPI check on the vehicle and it came back clear so I proceeded to make my way were the seller was waiting for me.
I arrived to the train station and got a cab to the address that the seller had given me
Drove about a minutes to the house, the seller told me that he was the son of the seller his father got him to meet me last minute.
I did not see anything strange about that. I proceeded in what I traveled to the location and checked out the car VIN was correct and did a test drive everything looked normal with the vehicle I was very happy with the condition of the car. We went into the house which I assumed was the sellers sons house it looked very normal and lived in. in the kitchen i handed over the cash and the sellers son handed me the paper work for the car included the MOT/service history book and car v5c documents and the Manuel book for the car. I left the area very happy with my car.
a week later i sent the log book to DVLA to register as the new owner of the car about 2 weeks later I received a letter from the metropolitan police informing me that they have received a letter from the DVLA for a new keeper but they need to come.
On the 09/01/12 the police investigators came to my property to run checks on the car and they informed me that the car was actually a clone it had been stolen and made to look legit the number plate had been changed and so was the VIN So the car has been taken away by the police I and my pregnant girlfriend are £21,500 out of pocket we are expecting our first child. Now I don’t know what to do any advice
Claim back your £21500 from HPI using the HPI guarantee.November 2012 I saw an advert on the Auto Trader website for a car which i thought was perfect, it was for a BMW X6 XDrive 2009 going for £22,000. I was over the moon because i had been looking for a 4X4 vehicle for a long time and this one in particular was right up my budget. I contacted the seller and over the telephone we came to an agreement that the seller would accept £21,500 cash. With that settlement I went ahead and ran a HPI check on the vehicle and it came back clear so I proceeded to make my way were the seller was waiting for me.
I arrived to the train station and got a cab to the address that the seller had given me
Drove about a minutes to the house, the seller told me that he was the son of the seller his father got him to meet me last minute.
I did not see anything strange about that. I proceeded in what I traveled to the location and checked out the car VIN was correct and did a test drive everything looked normal with the vehicle I was very happy with the condition of the car. We went into the house which I assumed was the sellers sons house it looked very normal and lived in. in the kitchen i handed over the cash and the sellers son handed me the paper work for the car included the MOT/service history book and car v5c documents and the Manuel book for the car. I left the area very happy with my car.
a week later i sent the log book to DVLA to register as the new owner of the car about 2 weeks later I received a letter from the metropolitan police informing me that they have received a letter from the DVLA for a new keeper but they need to come.
On the 09/01/12 the police investigators came to my property to run checks on the car and they informed me that the car was actually a clone it had been stolen and made to look legit the number plate had been changed and so was the VIN So the car has been taken away by the police I and my pregnant girlfriend are £21,500 out of pocket we are expecting our first child. Now I don’t know what to do any advice
The Spruce goose said:
http://www.hpicheck.com/furniture/guarantee.html
'If you are buying the vehicle privately, you must buy it from the keeper, at the address shown on the V5. You must also check the identity of the seller.
You must buy the vehicle in a reasonably prudent manner (for example - claims will not be considered if you have paid 30% below the retail market value).'
Didn't see this bit.'If you are buying the vehicle privately, you must buy it from the keeper, at the address shown on the V5. You must also check the identity of the seller.
You must buy the vehicle in a reasonably prudent manner (for example - claims will not be considered if you have paid 30% below the retail market value).'
TheHeretic said:
DanielSan said:
This. It's exactly what they're supposed to guarantee against after all.
No it isn't. When you went to the HPI check, they checked the HPI for a car that you entered the details for. Just because someone cloned that car does not make the HPI company liable for the loss."12.5 The HPI Guarantee will not cover you for "cloned" vehicles (a "cloned" vehicle being a vehicle that has been stolen and given a false identity, normally that of an identical vehicle), where the purchase price of the vehicle was greater than £3000 and the purchase of the vehicle was made with cash. (The other terms of your guarantee are not affected.) We recommend that all vehicles are paid for via the banking system, such as, cheque or Bankers draft."
Caulkhead said:
Actually they do, but not if it's more than £3k and you pay cash.
"12.5 The HPI Guarantee will not cover you for "cloned" vehicles (a "cloned" vehicle being a vehicle that has been stolen and given a false identity, normally that of an identical vehicle), where the purchase price of the vehicle was greater than £3000 and the purchase of the vehicle was made with cash. (The other terms of your guarantee are not affected.) We recommend that all vehicles are paid for via the banking system, such as, cheque or Bankers draft."
Fair play to them. I wouldn't cover for clones as they can only ever check the details you give them. "12.5 The HPI Guarantee will not cover you for "cloned" vehicles (a "cloned" vehicle being a vehicle that has been stolen and given a false identity, normally that of an identical vehicle), where the purchase price of the vehicle was greater than £3000 and the purchase of the vehicle was made with cash. (The other terms of your guarantee are not affected.) We recommend that all vehicles are paid for via the banking system, such as, cheque or Bankers draft."
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