LJ02 WHC - Crashed into me and drove off
Discussion
Just before Xmas, my daughters car was hit in the middle of the night when it was parked in the road outside our house.
I tracked the car down locally, called the Police and left it to them when they arrived at the house.
Her insurance (3rd party F&T)dealt with everything and claimed from the other person. She got a hire car until his insurance paid out and nothing cost her a penny.
2 days ago, we received a letter from the local police telling us that the crasher had been fined £75 + costs and got 6 points.
Also had the wifes car hit in a car park and she reported the number plate (of the non-stopper)to the local police who followed it up, got details, which were passed to insurers and the car repair.
Norfolk Police, thank you. Praise where it's due.
I tracked the car down locally, called the Police and left it to them when they arrived at the house.
Her insurance (3rd party F&T)dealt with everything and claimed from the other person. She got a hire car until his insurance paid out and nothing cost her a penny.
2 days ago, we received a letter from the local police telling us that the crasher had been fined £75 + costs and got 6 points.
Also had the wifes car hit in a car park and she reported the number plate (of the non-stopper)to the local police who followed it up, got details, which were passed to insurers and the car repair.
Norfolk Police, thank you. Praise where it's due.
limpsfield said:
I still don't get your point. The OP has just put the facts in this thread. I and clearly others don't know what you are trying to get at.
Bold claim that he's only put facts in ....or would only do so.Even if he has, still not a good idea.
His choice, he now knows sober reflection by the Defendant and Court of his posts may occur.
pork911 said:
Bold claim that he's only put facts in ....or would only do so.
Even if he has, still not a good idea.
His choice, he now knows sober reflection by the Defendant and Court of his posts may occur.
Someone crashed into my car and drove off - I see no reason why I would make anything up. If it was my fault I somehow doubt the first thing I'd so is post on the internet about it. Even if he has, still not a good idea.
His choice, he now knows sober reflection by the Defendant and Court of his posts may occur.
For arguments sake, if I didn't declare the thread and it was produced by the defence, it would be rather embarrassing for them as they'd just be reciting my witness statement. The vast majority of what I've said can be directly proved by the (recorded) phone call to the police as well.
kiethton said:
ORD said:
I am more worried about the fact that this chap has been talking to a college. No wonder he gets a bunch of racist drivel into his head, going around talking to buildings.
Apologies for the iPhone correct.Thing is, assuming that's directed at me I don't know how a statement of fact can be described as racist?
It's this approach, dealing out the racism card (and the concerns re. The above unrest) which will ensure that the problem doesn't get addressed, insted becoming more of a problem as it continues unperturbed.
Trouble is that if you had said the problem was white youths in your area no accusation of racism would have been made, i guess ORD will clearly only be happy if you speak only about your own race/ community, bit racist if you ask me............
Geekman said:
I always find this interesting when people complain about racism.
http://www.motorcarinsuranceuk.co.uk/post-code-rat...
What has Aviva's rating areas for motorbike Insurance from eight years ago got to do with racism or car insurance?http://www.motorcarinsuranceuk.co.uk/post-code-rat...
If you were trying to show a link between certain post codes and ethnic groups that link could not be any more incorrect
Edited by dacouch on Saturday 19th April 22:53
Geekman said:
pork911 said:
Bold claim that he's only put facts in ....or would only do so.
Even if he has, still not a good idea.
His choice, he now knows sober reflection by the Defendant and Court of his posts may occur.
Someone crashed into my car and drove off - I see no reason why I would make anything up. If it was my fault I somehow doubt the first thing I'd so is post on the internet about it. Even if he has, still not a good idea.
His choice, he now knows sober reflection by the Defendant and Court of his posts may occur.
For arguments sake, if I didn't declare the thread and it was produced by the defence, it would be rather embarrassing for them as they'd just be reciting my witness statement. The vast majority of what I've said can be directly proved by the (recorded) phone call to the police as well.
Even if your statement wholly matched, it would be more than just embarrassing for you if you didn't declare the thread, because of the failure to declare rather than the content.
Someone damage the wife's car parked legally outside her friends and drove off. It damaged her steering arm.
The AA man and I had a quick look down a side road and found a car with paint transfer, so I took the number /some pictures and we gave the details at the police station.
Same day we had a call, that the owner had admitted liability rather than risk points for leaving the scene of a crime.
The AA man and I had a quick look down a side road and found a car with paint transfer, so I took the number /some pictures and we gave the details at the police station.
Same day we had a call, that the owner had admitted liability rather than risk points for leaving the scene of a crime.
dacouch said:
What has Aviva's rating areas for motorbike Insurance from eight years ago got to do with racism or car insurance?
If you were trying to show a link between certain post codes and ethnic groups that link could not be any more incorrect
That'll be why car insurance is so cheap in Bradford then No-one, least of all me, is saying that all Asians/Africans are bad drivers: I'm saying that areas with high numbers of immigrants tend to attract high insurance prices - I should know, I live in such an area. But who knows, maybe the companies are racist and it's easy to get cheap quotes in Ilford and Bradford: I am genuinely happy to be proved wrong.If you were trying to show a link between certain post codes and ethnic groups that link could not be any more incorrect
Edited by dacouch on Saturday 19th April 22:53
A friend of mine lives in Ilford and recently paid just under £5000 to insure his first car - a Nissan Micra. He's only just got his licence, but he's 26. He happens to be Asian himself, and was very, very disparaging about the Asian community in his part of London - far more disparaging than I would be, and I suspect the majority of people would refer to him as racist.
pork911 said:
Another poster claimed you'd only put facts - assume he wasn't there, you have included speculation and even if only facts it's still not a good idea, but that's up to you, though you misunderstand the importance, and the idea that someone at fault has never posted on the internet is laughable.
Even if your statement wholly matched, it would be more than just embarrassing for you if you didn't declare the thread, because of the failure to declare rather than the content.
Well, rest assured I will be declaring it, although I'll be pleasantly surprised if it goes to court. I've got hope from some people in this thread saying action has been taken in similar situations, but I'm not massively optimistic.Even if your statement wholly matched, it would be more than just embarrassing for you if you didn't declare the thread, because of the failure to declare rather than the content.
Geekman said:
dacouch said:
What has Aviva's rating areas for motorbike Insurance from eight years ago got to do with racism or car insurance?
If you were trying to show a link between certain post codes and ethnic groups that link could not be any more incorrect
That'll be why car insurance is so cheap in Bradford then No-one, least of all me, is saying that all Asians/Africans are bad drivers: I'm saying that areas with high numbers of immigrants tend to attract high insurance prices - I should know, I live in such an area. But who knows, maybe the companies are racist and it's easy to get cheap quotes in Ilford and Bradford: I am genuinely happy to be proved wrong.If you were trying to show a link between certain post codes and ethnic groups that link could not be any more incorrect
Edited by dacouch on Saturday 19th April 22:53
A friend of mine lives in Ilford and recently paid just under £5000 to insure his first car - a Nissan Micra. He's only just got his licence, but he's 26. He happens to be Asian himself, and was very, very disparaging about the Asian community in his part of London - far more disparaging than I would be, and I suspect the majority of people would refer to him as racist.
pork911 said:
Another poster claimed you'd only put facts - assume he wasn't there, you have included speculation and even if only facts it's still not a good idea, but that's up to you, though you misunderstand the importance, and the idea that someone at fault has never posted on the internet is laughable.
Even if your statement wholly matched, it would be more than just embarrassing for you if you didn't declare the thread, because of the failure to declare rather than the content.
Well, rest assured I will be declaring it, although I'll be pleasantly surprised if it goes to court. I've got hope from some people in this thread saying action has been taken in similar situations, but I'm not massively optimistic.Even if your statement wholly matched, it would be more than just embarrassing for you if you didn't declare the thread, because of the failure to declare rather than the content.
The link you gave was for a motor cycle insurers post code ratings from eight years ago. Motorcycle Insurance bears absolutely no resemblance to car insurance as the premiums generally reflect the potential of theft claims and damage to the bike. Very little of the premium relates to damage to third parties (whether of not the are fraudulent injury claims) as motorbikes generally don't have passengers and generally don't do a lot of damage to things / people they hit. In addition you have problems trying to cause a motorcycle to have a fault claim against you so you could claim for non existent injuries.
Even when your link was in date (At least eight years ago) it was not an accurate representation of car insurance rating areas due to the big differences in how the two policies are rated.
To use such a link to try and demonstrate a link between certain ethnic groups and their ability to drive and / or commit insurance crime is a long way from the mark.
Bit late now but would a dash cam not have helped?
Just ordered one myself due to the excess on my insurance on the new car being £700
If you report a crime (failure to stop) the police have to investigate. You have no way of getting the other parties insurance details but they can. They may try to talk you out of it when you report it if it is your word against theirs (happened to me when a van tried to ram me off the road), but any damage to the other party's car would corroborate your version, so always worth doing. Especially if as in this case, it seems something is amiss like an unlicensed vehicle?
Just ordered one myself due to the excess on my insurance on the new car being £700
If you report a crime (failure to stop) the police have to investigate. You have no way of getting the other parties insurance details but they can. They may try to talk you out of it when you report it if it is your word against theirs (happened to me when a van tried to ram me off the road), but any damage to the other party's car would corroborate your version, so always worth doing. Especially if as in this case, it seems something is amiss like an unlicensed vehicle?
Geekman said:
I've just been down to the police station to report this guy for failing to stop, so thought I'd post a thread to vent, if nothing else...
Similar experience myself a few years ago, except I had a touch more damage which made the pursuit even more fun:At the time I was absolutley raging and was determined to catch the guy, when the police eventually got around to taking a statment (3 days later) I was quite glad I didn't.
A few hours after I left the station I got a call from a C.I.D officer asking me to come back and look at some photos to ID the driver as it turns out the van had markers for heroin dealing and firearms.
When I was able to spot the driver in the photos they showed me the officer agreed with me that it was a great shame the 999 operator dismissed the initial call I made at the time as they were very keen to make his acquaintance.
I think Bradford holds the records for having 4 or so of its postcodes in the top ten list of hardest places to insure a car.
nearly every shop front in these areas offers "no win, no fee" motor insurance claims handling........ the type of place that runs its business as "carz insurance" etc.
I spent 13 years driving and cycling in and out of the city centre, you could literally draw an invisible line across the roads as to where the appalling driving would start and stop, based on area/postcode.
I'd happily state many of the drivers see the roads as their own version of GTA to play on, with no regard to their or anyone's safety, the colour and indication of traffic lights is irrelevant........ having been to nearly all of the UK..... I've never seen driving so poor, as in Bradford.
adults who have worked for me, find their premiums into the £1000's, if they are living in these inner city areas: normal married men in their 30's driving dross like astras etc. a 32 yr old with a clean licence and a 1.2 punto- he told me he was at £1800
the most common trick my staff tell me- my Asian employees, is whilst they reside, work in Bradford, they have their cars insured at relatives addresses outside of the city........ this isn't me being vindictive, this is men, colleagues, friends telling me about the sheer scale of fraud that they undertake, just to get insured.
quite how the insurance brokers don't marry the address of a licence, with say council tax registration, banking details etc I don't know.
sadly its a truly divided city with stratas of people ruining everyone's ability to have a normal affordable life.
nearly every shop front in these areas offers "no win, no fee" motor insurance claims handling........ the type of place that runs its business as "carz insurance" etc.
I spent 13 years driving and cycling in and out of the city centre, you could literally draw an invisible line across the roads as to where the appalling driving would start and stop, based on area/postcode.
I'd happily state many of the drivers see the roads as their own version of GTA to play on, with no regard to their or anyone's safety, the colour and indication of traffic lights is irrelevant........ having been to nearly all of the UK..... I've never seen driving so poor, as in Bradford.
adults who have worked for me, find their premiums into the £1000's, if they are living in these inner city areas: normal married men in their 30's driving dross like astras etc. a 32 yr old with a clean licence and a 1.2 punto- he told me he was at £1800
the most common trick my staff tell me- my Asian employees, is whilst they reside, work in Bradford, they have their cars insured at relatives addresses outside of the city........ this isn't me being vindictive, this is men, colleagues, friends telling me about the sheer scale of fraud that they undertake, just to get insured.
quite how the insurance brokers don't marry the address of a licence, with say council tax registration, banking details etc I don't know.
sadly its a truly divided city with stratas of people ruining everyone's ability to have a normal affordable life.
dacouch said:
Car Insurance may or may not be expensive in Bradford, it may well be expensive in other areas.
The link you gave was for a motor cycle insurers post code ratings from eight years ago. Motorcycle Insurance bears absolutely no resemblance to car insurance as the premiums generally reflect the potential of theft claims and damage to the bike. Very little of the premium relates to damage to third parties (whether of not the are fraudulent injury claims) as motorbikes generally don't have passengers and generally don't do a lot of damage to things / people they hit. In addition you have problems trying to cause a motorcycle to have a fault claim against you so you could claim for non existent injuries.
Even when your link was in date (At least eight years ago) it was not an accurate representation of car insurance rating areas due to the big differences in how the two policies are rated.
To use such a link to try and demonstrate a link between certain ethnic groups and their ability to drive and / or commit insurance crime is a long way from the mark.
I'll have to respectfully disagree with you there I'm afraid. I tried a few dummy quotes with several of the "refer" postcodes in that link, and they all were, at a minimum, double what I pay now, and I've got a south east london postcode. I would suggest that areas with high motorcycle claims, be it theft, accidents, or injury claims would tend to be areas with high rates of car claims, even if such claims were for different reasons. Your logic makes sense, but doesn't seem to work in practice.The link you gave was for a motor cycle insurers post code ratings from eight years ago. Motorcycle Insurance bears absolutely no resemblance to car insurance as the premiums generally reflect the potential of theft claims and damage to the bike. Very little of the premium relates to damage to third parties (whether of not the are fraudulent injury claims) as motorbikes generally don't have passengers and generally don't do a lot of damage to things / people they hit. In addition you have problems trying to cause a motorcycle to have a fault claim against you so you could claim for non existent injuries.
Even when your link was in date (At least eight years ago) it was not an accurate representation of car insurance rating areas due to the big differences in how the two policies are rated.
To use such a link to try and demonstrate a link between certain ethnic groups and their ability to drive and / or commit insurance crime is a long way from the mark.
JagXJR said:
Bit late now but would a dash cam not have helped?
Just ordered one myself due to the excess on my insurance on the new car being £700
If you report a crime (failure to stop) the police have to investigate. You have no way of getting the other parties insurance details but they can. They may try to talk you out of it when you report it if it is your word against theirs (happened to me when a van tried to ram me off the road), but any damage to the other party's car would corroborate your version, so always worth doing. Especially if as in this case, it seems something is amiss like an unlicensed vehicle?
I've often considered going down that route, but I've got two cars, so would need front and rear cams on both, plus I tend to change my cars quite frequently so overall I just can't be bothered. I have reported the incident though, so hopefully I'll hear back.Just ordered one myself due to the excess on my insurance on the new car being £700
If you report a crime (failure to stop) the police have to investigate. You have no way of getting the other parties insurance details but they can. They may try to talk you out of it when you report it if it is your word against theirs (happened to me when a van tried to ram me off the road), but any damage to the other party's car would corroborate your version, so always worth doing. Especially if as in this case, it seems something is amiss like an unlicensed vehicle?
HerrSchnell said:
Similar experience myself a few years ago, except I had a touch more damage which made the pursuit even more fun:
At the time I was absolutley raging and was determined to catch the guy, when the police eventually got around to taking a statment (3 days later) I was quite glad I didn't.
A few hours after I left the station I got a call from a C.I.D officer asking me to come back and look at some photos to ID the driver as it turns out the van had markers for heroin dealing and firearms.
When I was able to spot the driver in the photos they showed me the officer agreed with me that it was a great shame the 999 operator dismissed the initial call I made at the time as they were very keen to make his acquaintance.
Bloody hell! I almost feel lucky now!At the time I was absolutley raging and was determined to catch the guy, when the police eventually got around to taking a statment (3 days later) I was quite glad I didn't.
A few hours after I left the station I got a call from a C.I.D officer asking me to come back and look at some photos to ID the driver as it turns out the van had markers for heroin dealing and firearms.
When I was able to spot the driver in the photos they showed me the officer agreed with me that it was a great shame the 999 operator dismissed the initial call I made at the time as they were very keen to make his acquaintance.
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