Discussion
richinleeds said:
sleep envy said:
richinleeds said:
sleep envy said:
richard bromley a brickie from west yorks admitting to conspiring to commit insurance fraud on a public forum?
have a cooky
WTF are you on about i've asked for advice from someone with experience, i ain't conspiring fhave a cooky
k all and if you don't have anything constructive to say dont post.Thanks
funny that all three of you have decided to claim
I thought whiplash didn't start to show until the morning after and seen as i have a numb feeling now i thought i'd ask, unless of course your a doctor and know better, like i said i asked for advice off people with experience you obviously have none.
When I crashed into a kerb bush and tree at 60 I had whiplash and I can tell you know that you wouldn't be on here posting about it. Stop trying to get some free cash.
davido140 said:
Is your brother a fking st driver?
Call Claims direct!
ETA as far as making a compensation claim for his own poor driving
You should both be more concerned about the poor bint he smashed into the back of rather than blagging some compo.
How would you feel if it was your OLD DEAR?
Like i said read above posts when have i said she was old? She was 25 and fine said she was having the day off and going to see a doc to put a claim in make of that what you willking st driver?Call Claims direct!
ETA as far as making a compensation claim for his own poor driving
You should both be more concerned about the poor bint he smashed into the back of rather than blagging some compo.
How would you feel if it was your OLD DEAR?
Edited by davido140 on Monday 5th January 22:47
Edited by davido140 on Monday 5th January 22:49
richinleeds said:
My brother is not bothered if i claim or not, he's only been driving 6 months and seems to think it wont affect his premium as he has no no claims built up and it wont make a difference if 1 person claims or 5?
Your brother, and you, need to do some research on insurace premiums. NCD is just that, a discount, a discount on the premium. It is a fixed percentage of that premium.The thing that is variable, however, is the premium. This premium is based on risk. The risk of loss to the insurance company. If your brother is identified as someone who, within 6 months of driving, has cost his insurance company £20,000 instead of £5,000 you can bet your life that his risk-of-loss, or premium, will go up, significantly.
Landlord said:
richinleeds said:
My brother is not bothered if i claim or not, he's only been driving 6 months and seems to think it wont affect his premium as he has no no claims built up and it wont make a difference if 1 person claims or 5?
Your brother, and you, need to do some research on insurace premiums. NCD is just that, a discount, a discount on the premium. It is a fixed percentage of that premium.The thing that is variable, however, is the premium. This premium is based on risk. The risk of loss to the insurance company. If your brother is identified as someone who, within 6 months of driving, has cost his insurance company £20,000 instead of £5,000 you can bet your life that his risk-of-loss, or premium, will go up, significantly.
richinleeds said:
Landlord said:
richinleeds said:
My brother is not bothered if i claim or not, he's only been driving 6 months and seems to think it wont affect his premium as he has no no claims built up and it wont make a difference if 1 person claims or 5?
Your brother, and you, need to do some research on insurace premiums. NCD is just that, a discount, a discount on the premium. It is a fixed percentage of that premium.The thing that is variable, however, is the premium. This premium is based on risk. The risk of loss to the insurance company. If your brother is identified as someone who, within 6 months of driving, has cost his insurance company £20,000 instead of £5,000 you can bet your life that his risk-of-loss, or premium, will go up, significantly.
Lets say as an example that your brothers premium is around £2000 per year....after this sort of claim...think £10,000 per year, thats if ANY company will insure him AT ALL!
All the best Brett
Dear god - what a load of uninformed, daily mail opinionated diatribe is being spouted here against someone innocently seeking advice. Did you hear it from a bloke in a pub or are you qualified medical consultants offering your prognosis without even a diagnosis ?
Whiplash is a broad non-medical generic term used to describe a range of neck sprain and soft tissue damage which most commonly occurs from jolting in a car crash - even at relatively low speeds. Whilst the symptoms may clear up in a matter of days, there can be underlying problems which (if left untreated) may result in long term pain and discomfort.
Contrary to some previous posts you do not need to be 'unable to type on a computer keyboard' to be suffering from whiplash, and 'growing some balls' is not one of the treatments currently prescribed by the NHS.
Insurance premiums do not increase by 5 times after making a claim, nor will they vastly increase for other road users. Whilst there are a few unscrupulous people making false or exaggerated claims, the vast majority are legitimate.
Insurance underwriters have to cover a wide range of losses (many are global companies) with the biggest losses being environmental (flooding & storm damage) both in UK and worldwide, plus commercial, banking losses (including toxic debts) and even the ships being pirated off Somalia. In the grand scheme of things nobody on here will be affected - whatever the outcome of this claim.
To the OP - please feel free to PM me if you want any free, no obligation, impartial constructive advice from an industry professional who deals with all aspects of these matters on a daily basis. (not worth posting our freephone number on here).
To any keyboard warriors who want to spout more rubbish on the subject, I will be happy to refer you to the relevant statistics, publications, reforms, bills and facts about the proceedings - from independent bodies such as APIL, ABI and MoJ. Oh, and I am not "conspiring" with the OP (why has that word been bandied around so much on this thread ?) but merely offering advice privately - since there is insufficient details posted, and anything further would be inappropriate on a public forum.
Whiplash is a broad non-medical generic term used to describe a range of neck sprain and soft tissue damage which most commonly occurs from jolting in a car crash - even at relatively low speeds. Whilst the symptoms may clear up in a matter of days, there can be underlying problems which (if left untreated) may result in long term pain and discomfort.
Contrary to some previous posts you do not need to be 'unable to type on a computer keyboard' to be suffering from whiplash, and 'growing some balls' is not one of the treatments currently prescribed by the NHS.
Insurance premiums do not increase by 5 times after making a claim, nor will they vastly increase for other road users. Whilst there are a few unscrupulous people making false or exaggerated claims, the vast majority are legitimate.
Insurance underwriters have to cover a wide range of losses (many are global companies) with the biggest losses being environmental (flooding & storm damage) both in UK and worldwide, plus commercial, banking losses (including toxic debts) and even the ships being pirated off Somalia. In the grand scheme of things nobody on here will be affected - whatever the outcome of this claim.
To the OP - please feel free to PM me if you want any free, no obligation, impartial constructive advice from an industry professional who deals with all aspects of these matters on a daily basis. (not worth posting our freephone number on here).
To any keyboard warriors who want to spout more rubbish on the subject, I will be happy to refer you to the relevant statistics, publications, reforms, bills and facts about the proceedings - from independent bodies such as APIL, ABI and MoJ. Oh, and I am not "conspiring" with the OP (why has that word been bandied around so much on this thread ?) but merely offering advice privately - since there is insufficient details posted, and anything further would be inappropriate on a public forum.
I'm not going to enter into the To claim or not to claim debate, that is a question only the OP can answer.
The only advice I would give is get it checked by your GP at the very minimum.
I was involved in a motorway collision about 4 years ago, nothing huge, impact speed of about 30mph i suppose (we were doing 60-65 and hit the back of a car doing 30-40). At the time i was a bit sore across the shoulders and neck, but nothing shocking. Thought it was nothing a hot bath and some nurofen wouldn't sort out.
Stupidly weeks turned into months and i did nothing. 4 years on I get regular headaches which are the closest thing to a migrane i could imagine. I've been the doc's now obviously, and there's not alot they can do except painkillers, and i'm not a fan of poppin pills TBH. They have said chances are its a result of the accident.
Get checked out.
The only advice I would give is get it checked by your GP at the very minimum.
I was involved in a motorway collision about 4 years ago, nothing huge, impact speed of about 30mph i suppose (we were doing 60-65 and hit the back of a car doing 30-40). At the time i was a bit sore across the shoulders and neck, but nothing shocking. Thought it was nothing a hot bath and some nurofen wouldn't sort out.
Stupidly weeks turned into months and i did nothing. 4 years on I get regular headaches which are the closest thing to a migrane i could imagine. I've been the doc's now obviously, and there's not alot they can do except painkillers, and i'm not a fan of poppin pills TBH. They have said chances are its a result of the accident.
Get checked out.
aquatix said:
Dear god - what a load of uninformed, daily mail opinionated diatribe is being spouted here against someone innocently seeking advice. Did you hear it from a bloke in a pub or are you qualified medical consultants offering your prognosis without even a diagnosis ?
Whiplash is a broad non-medical generic term used to describe a range of neck sprain and soft tissue damage which most commonly occurs from jolting in a car crash - even at relatively low speeds. Whilst the symptoms may clear up in a matter of days, there can be underlying problems which (if left untreated) may result in long term pain and discomfort.
Contrary to some previous posts you do not need to be 'unable to type on a computer keyboard' to be suffering from whiplash, and 'growing some balls' is not one of the treatments currently prescribed by the NHS.
Insurance premiums do not increase by 5 times after making a claim, nor will they vastly increase for other road users. Whilst there are a few unscrupulous people making false or exaggerated claims, the vast majority are legitimate.
Insurance underwriters have to cover a wide range of losses (many are global companies) with the biggest losses being environmental (flooding & storm damage) both in UK and worldwide, plus commercial, banking losses (including toxic debts) and even the ships being pirated off Somalia. In the grand scheme of things nobody on here will be affected - whatever the outcome of this claim.
To the OP - please feel free to PM me if you want any free, no obligation, impartial constructive advice from an industry professional who deals with all aspects of these matters on a daily basis. (not worth posting our freephone number on here).
To any keyboard warriors who want to spout more rubbish on the subject, I will be happy to refer you to the relevant statistics, publications, reforms, bills and facts about the proceedings - from independent bodies such as APIL, ABI and MoJ. Oh, and I am not "conspiring" with the OP (why has that word been bandied around so much on this thread ?) but merely offering advice privately - since there is insufficient details posted, and anything further would be inappropriate on a public forum.
Yeah. Nice and factual and everything but you'll notice the OP said nothing about treating whiplash, being in pain, worrying about the future and so on. Only how much can I get and how soon can I get it.Whiplash is a broad non-medical generic term used to describe a range of neck sprain and soft tissue damage which most commonly occurs from jolting in a car crash - even at relatively low speeds. Whilst the symptoms may clear up in a matter of days, there can be underlying problems which (if left untreated) may result in long term pain and discomfort.
Contrary to some previous posts you do not need to be 'unable to type on a computer keyboard' to be suffering from whiplash, and 'growing some balls' is not one of the treatments currently prescribed by the NHS.
Insurance premiums do not increase by 5 times after making a claim, nor will they vastly increase for other road users. Whilst there are a few unscrupulous people making false or exaggerated claims, the vast majority are legitimate.
Insurance underwriters have to cover a wide range of losses (many are global companies) with the biggest losses being environmental (flooding & storm damage) both in UK and worldwide, plus commercial, banking losses (including toxic debts) and even the ships being pirated off Somalia. In the grand scheme of things nobody on here will be affected - whatever the outcome of this claim.
To the OP - please feel free to PM me if you want any free, no obligation, impartial constructive advice from an industry professional who deals with all aspects of these matters on a daily basis. (not worth posting our freephone number on here).
To any keyboard warriors who want to spout more rubbish on the subject, I will be happy to refer you to the relevant statistics, publications, reforms, bills and facts about the proceedings - from independent bodies such as APIL, ABI and MoJ. Oh, and I am not "conspiring" with the OP (why has that word been bandied around so much on this thread ?) but merely offering advice privately - since there is insufficient details posted, and anything further would be inappropriate on a public forum.
If he'd posted "Had a smack in the car, the other party mentioned whiplash - should I be worried about it too?" he'd have received a far different reaction.
And I'm not even going to start on your plainly biased reply.
richinleeds said:
davido140 said:
Is your brother a fking st driver?
Call Claims direct!
ETA as far as making a compensation claim for his own poor driving
You should both be more concerned about the poor bint he smashed into the back of rather than blagging some compo.
How would you feel if it was your OLD DEAR?
Like i said read above posts when have i said she was old? She was 25 and fine said she was having the day off and going to see a doc to put a claim in make of that what you willking st driver?Call Claims direct!
ETA as far as making a compensation claim for his own poor driving
You should both be more concerned about the poor bint he smashed into the back of rather than blagging some compo.
How would you feel if it was your OLD DEAR?
aquatix said:
Whiplash is a broad non-medical generic term used to describe a range of neck sprain and soft tissue damage which most commonly occurs from jolting in a car crash - even at relatively low speeds. Whilst the symptoms may clear up in a matter of days, there can be underlying problems which (if left untreated) may result in long term pain and discomfort.
These days we refer to "whiplash associated disorders", and whiplash is specifically related to injuries that occur as the shuntee in a rear-end shunt.Landlord said:
Yeah. Nice and factual and everything but you'll notice the OP said nothing about treating whiplash, being in pain, worrying about the future and so on. Only how much can I get and how soon can I get it.
If he'd posted "Had a smack in the car, the other party mentioned whiplash - should I be worried about it too?" he'd have received a far different reaction.
And I'm not even going to start on your plainly biased reply.
If he'd posted "Had a smack in the car, the other party mentioned whiplash - should I be worried about it too?" he'd have received a far different reaction.
And I'm not even going to start on your plainly biased reply.
Questions like "How much will I get?" and "When will the cheque arrive?" seem to figure large in the OP.Edited by mechsympathy on Tuesday 6th January 11:00
richinleeds said:
Landlord said:
richinleeds said:
My brother is not bothered if i claim or not, he's only been driving 6 months and seems to think it wont affect his premium as he has no no claims built up and it wont make a difference if 1 person claims or 5?
Your brother, and you, need to do some research on insurace premiums. NCD is just that, a discount, a discount on the premium. It is a fixed percentage of that premium.The thing that is variable, however, is the premium. This premium is based on risk. The risk of loss to the insurance company. If your brother is identified as someone who, within 6 months of driving, has cost his insurance company £20,000 instead of £5,000 you can bet your life that his risk-of-loss, or premium, will go up, significantly.
All 4 people involved all got whiplash? Whats the chances of that?
Edited by Jules360 on Tuesday 6th January 11:39
Landlord said:
And I'm not even going to start on your plainly biased reply.
Oh please do ! I would love to hear how my reply was "plainly biased".I have neither encouraged or discouraged the OP but merely offered to answer his queries and offer professional advice based on specific facts (which are best not disclosed on a public forum), so how do you infer bias based on that ?
Having watched my wife suffer for nearly two years from a neck injury caused by someone going into the back of her, I really hope this is a genuine claim and not an attempt to get some easy money.
No amount of cash makes up for the pain she went through, several weeks off work and countless visits to doctors for painkillers (which themselves aren't without side effects, sometimes severe) and physio treatment.
A pathetic little cheque plops onto the doormat and you're supposed to feel better? As if.
No amount of cash makes up for the pain she went through, several weeks off work and countless visits to doctors for painkillers (which themselves aren't without side effects, sometimes severe) and physio treatment.
A pathetic little cheque plops onto the doormat and you're supposed to feel better? As if.
aquatix said:
Landlord said:
And I'm not even going to start on your plainly biased reply.
Oh please do ! I would love to hear how my reply was "plainly biased".I have neither encouraged or discouraged the OP but merely offered to answer his queries and offer professional advice based on specific facts (which are best not disclosed on a public forum), so how do you infer bias based on that ?
aquatix said:
Landlord said:
And I'm not even going to start on your plainly biased reply.
Oh please do ! I would love to hear how my reply was "plainly biased".I have neither encouraged or discouraged the OP but merely offered to answer his queries and offer professional advice based on specific facts (which are best not disclosed on a public forum), so how do you infer bias based on that ?
esselte said:
aquatix said:
Landlord said:
And I'm not even going to start on your plainly biased reply.
Oh please do ! I would love to hear how my reply was "plainly biased".I have neither encouraged or discouraged the OP but merely offered to answer his queries and offer professional advice based on specific facts (which are best not disclosed on a public forum), so how do you infer bias based on that ?
OP, If your injured sufficiently feel free to claim... only you can determine that along with doctors and your conscience.
esselte said:
aquatix said:
Landlord said:
And I'm not even going to start on your plainly biased reply.
Oh please do ! I would love to hear how my reply was "plainly biased".I have neither encouraged or discouraged the OP but merely offered to answer his queries and offer professional advice based on specific facts (which are best not disclosed on a public forum), so how do you infer bias based on that ?
OP, If your injured sufficiently feel free to claim... only you can determine that along with doctors and your conscience.
Jules360 said:
aquatix said:
Landlord said:
And I'm not even going to start on your plainly biased reply.
Oh please do ! I would love to hear how my reply was "plainly biased".I have neither encouraged or discouraged the OP but merely offered to answer his queries and offer professional advice based on specific facts (which are best not disclosed on a public forum), so how do you infer bias based on that ?
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