Insurance dont want to pay for replacement Satnav
Discussion
MitchT said:
When buying insurance I've never come across an opportunity to declare factory fitted options, only modifications.
I think Admiral Group have form for this. If you don't declare options they'll only replace with standard.To be honest, it's kind of strange that insurers generally don't ask - in the OP's sister's car, it clearly made it a bigger risk,
My Merc has £7K of options, including COMAND (nav, phone etc) which when new was nearly 3 grand. LV= asssured me (in writing) it was fully covered as it was factory fitted.. If it got nicked now, the car would be a write off!
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