Free VW insurance can't protect NCD. Options?
Discussion
Hi PH-ers,
Good news is that Mrs Fang will be collecting her new VW Up (3dr, silver Move UP auto) on Saturday, which comes with a year's free insurance.
Bad news is that I've noticed the policy doesn't include no claims discount protection.
VW offer no flexibility: we can't pay extra because it's a standardised product.
So...
Either I reject VW's kind offer, sort my own insurance and hope that they make some reduction in the PCP. Not a deal breaker if they wont.
Or, I find another insurer that will just cover her NCD (10+ years). Having googled the latter option & spoken to Direct Line, this doesn't seem possible. Direct line advised they thought it was illegal to not have all the components of a policy through one provider...
Would the learned members know who could provide this add-on independently?
Many thanks.
Good news is that Mrs Fang will be collecting her new VW Up (3dr, silver Move UP auto) on Saturday, which comes with a year's free insurance.
Bad news is that I've noticed the policy doesn't include no claims discount protection.
VW offer no flexibility: we can't pay extra because it's a standardised product.
So...
Either I reject VW's kind offer, sort my own insurance and hope that they make some reduction in the PCP. Not a deal breaker if they wont.
Or, I find another insurer that will just cover her NCD (10+ years). Having googled the latter option & spoken to Direct Line, this doesn't seem possible. Direct line advised they thought it was illegal to not have all the components of a policy through one provider...
Would the learned members know who could provide this add-on independently?
Many thanks.
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