Free VW insurance can't protect NCD. Options?

Free VW insurance can't protect NCD. Options?

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Discussion

CardinalFang

Original Poster:

659 posts

174 months

Thursday 27th November 2014
quotequote all
Hi PH-ers,
Good news is that Mrs Fang will be collecting her new VW Up (3dr, silver Move UP auto) on Saturday, which comes with a year's free insurance.
Bad news is that I've noticed the policy doesn't include no claims discount protection.
VW offer no flexibility: we can't pay extra because it's a standardised product.
So...
Either I reject VW's kind offer, sort my own insurance and hope that they make some reduction in the PCP. Not a deal breaker if they wont.
Or, I find another insurer that will just cover her NCD (10+ years). Having googled the latter option & spoken to Direct Line, this doesn't seem possible. Direct line advised they thought it was illegal to not have all the components of a policy through one provider...
Would the learned members know who could provide this add-on independently?

Many thanks.

CardinalFang

Original Poster:

659 posts

174 months

Thursday 27th November 2014
quotequote all
Blue, Twig,
Wasn't aware of this, so many thanks for the info.
Much appreciated.

CardinalFang

Original Poster:

659 posts

174 months

Friday 28th November 2014
quotequote all
Apologies for bumping my own question, but could anyone on here confirm the above advice, or otherwise?

Much appreciated.

CardinalFang

Original Poster:

659 posts

174 months

Friday 28th November 2014
quotequote all
so, consensus is that Blue & Twig are correct - get confirmation that my existing NCB won't lapse, don't use it on the freebie and save it for when I need a policy? Correct, or am I missing something..?

CardinalFang

Original Poster:

659 posts

174 months

Friday 28th November 2014
quotequote all
Ok sorted. VW were happy to change the policy to reflect 0 NC & I'll get the confirm from the current insurer. No kids or bar fights to report...Thanks all.