Whiplash

[richinleeds]

Anyone on here made a claim for whiplash? I was a back seat passenger in my brothers car this morning when he skidded into the back of woman in an old Micra, he's fully comp and the women has already said she will be claiming for whiplash and the damage repair off of his policy as it is his fault. Question is me and the other front seat passenger are going to claim can my brother claim aswell even though it is off his insurance and he is at fault?

Also how much of a payout do you get nowadays and how long does it take for the cheque to come through the door?

Also does anyone know of any decent solicitor's/lawyers to go through?

Edited by richinleeds on Monday 5th January 21:45

[richinleeds]

Barreti said:

There are not very nice words to describe people like you mate.

Erm why?

[richinleeds]

Yeah, not so much that i cant work or anything but it doesn't feel right.

[richinleeds]

DavidHM said:

What do you mean by "doesn't feel right?"

Usually whiplash (and I deal with whiplash claimants every single day) is something you damn well know about, although it can take a while to come on.

"Doesn't feel right" isn't what I would call a recognised symptom.

Well when i move it its not pain more of a numb ache anyway doc's tomorrow see what they say,ffs only asked a couple of questions and i get lynched lol...btw when u say deal with what do you mean?

[richinleeds]

piquet said:

richinleeds said:

Anyone on here made a claim for whiplash? I was a back seat passenger in my brothers car this morning when he skidded into the back of woman in an old Micra, he's fully comp and the women has already said she will be claiming for whiplash and the damage repair off of his policy as it is his fault. Question is me and the other front seat passenger are going to claim can my brother claim aswell even though it is off his insurance and he is at fault?

Also how much of a payout do you get nowadays and how long does it take for the cheque to come through the door?

Also does anyone know of any decent solicitor's/lawyers to go through?

Edited by richinleeds on Monday 5th January 21:45

i'm sure the legal guys will be along to correct me but i deal with "whiplash" victims at work

just lets run through the facts, you're brother caused an accident and so is liable, the old lady is going to claim for the damage caused and for her whiplash (how does she know she has whiplash? if she said it at the scene most whiplash comes on hours afterwards, if she had neck pain at the scene she should have been collared and boarded and taken to a&e to exclude a fracture of her neck)

so now you want to sue you and your mate want to sue your brother (nice) i assume you've diagnosed your own whiplash

now when your brother renews his insurance, he'll mention the accident and they'll ask how much the total payout was ( this will include the cost to fix the old ladys car, her injury claim and you and your mates injury claims) and this will decide his future premium. Insurance companies are not charities and will want to recover their money over the years with increased premiums to your brother

if you were really injured have you been for medical care? will you lose income? or is this just free money?

and no, obviously your brother can't sue himself

The woman involved was only 25 and yeah she said at the scene i wont be going to work now i'll be going to the docs and putting a whiplash claim in.

As for loss of earnings yes today and tomorrow.

My brother is not bothered if i claim or not, he's only been driving 6 months and seems to think it wont affect his premium as he has no no claims built up and it wont make a difference if 1 person claims or 5?

Well anyway i'll see what the Doc says and how it feels tomorrow, thanks for the reply's anyway.

[richinleeds]

sleep envy said:

richard bromley a brickie from west yorks admitting to conspiring to commit insurance fraud on a public forum?

have a cooky

WTF are you on about i've asked for advice from someone with experience, i ain't conspiring fk all and if you don't have anything constructive to say dont post.


Thanks

Edited by richinleeds on Monday 5th January 22:16

[richinleeds]

SS HSV said:

Sounds like a case for Claims Direct


And we wonder why our premiums are so high

Are they any good then have u used them?

[richinleeds]

gazza_3 said:

I hope your brother slaps you. That is all.

Read my above posts before posting.

That is all.

[richinleeds]

sleep envy said:

richinleeds said:

sleep envy said:

richard bromley a brickie from west yorks admitting to conspiring to commit insurance fraud on a public forum?

have a cooky

WTF are you on about i've asked for advice from someone with experience, i ain't conspiring fk all and if you don't have anything constructive to say dont post.


Thanks

if you really did have whiplash you'd not be able to raise your hands onto a keyboard to post

funny that all three of you have decided to claim

Ah right now all three of us are in cahoots lol

I thought whiplash didn't start to show until the morning after and seen as i have a numb feeling now i thought i'd ask, unless of course your a doctor and know better, like i said i asked for advice off people with experience you obviously have none.

[richinleeds]

davido140 said:

Is your brother a fking st driver?

Call Claims direct!

ETA as far as making a compensation claim for his own poor driving

You should both be more concerned about the poor bint he smashed into the back of rather than blagging some compo.
How would you feel if it was your OLD DEAR?

Edited by davido140 on Monday 5th January 22:47

Edited by davido140 on Monday 5th January 22:49

Like i said read above posts when have i said she was old? She was 25 and fine said she was having the day off and going to see a doc to put a claim in make of that what you will

[richinleeds]

Landlord said:

richinleeds said:

My brother is not bothered if i claim or not, he's only been driving 6 months and seems to think it wont affect his premium as he has no no claims built up and it wont make a difference if 1 person claims or 5?

Your brother, and you, need to do some research on insurace premiums. NCD is just that, a discount, a discount on the premium. It is a fixed percentage of that premium.

The thing that is variable, however, is the premium. This premium is based on risk. The risk of loss to the insurance company. If your brother is identified as someone who, within 6 months of driving, has cost his insurance company £20,000 instead of £5,000 you can bet your life that his risk-of-loss, or premium, will go up, significantly.

Good point Landlord thats more like the info i was looking for thanks.