Watch Insurance

[DSLiverpool]

Sorry if this has been done but I cant see an answer that suits

I have inherited a Rolex worth circa £25k and have till now insured it with Royal sun on the house policy but they want £400 on top just for the watch this year. The cover is as long as its worn its covered in and out of the house and Im ok with this.

I think £400 is a bit steep can anyone make any suggestions for alternate insurers for watch only or entire house (not buildings)

Ta