Adrian Flux Won't Insure Non-Road Legal Vehicles...?
Discussion
I'm trying to sort out my insurance for the season, and I've been told that Adrian Flux - MSUK's insurance partner that offer discounts etc. to members - cannot offer me motorsport insurance as my car has been SORN'd and is therefore not road legal... Is this correct? It seems utterly bizarre that MSUK would partner with an insurance company that cannot insure dedicated race cars.
. Been shopping around for a quote, and was just shocked by how poor it is that MSUK's insurance partner doesn't actually offer insurance to race cars!What sort of quotes are you guys getting? I got quoted £2k from Reis, despite my car only being worth around £8k. It's my first year of racing though so I guess this is counting against me. But £2k seems too steep. I might just risk it for a biscuit at that price, to be honest. Going to have a shop around this week though.
Kraken said:
I've never bothered insuring any of my race cars as the premium and excess just doesn't make it worthwhile to me. Insurance is just gambling at the end of the day.
If I had a car worth 100k then I would probably insure it but I build my own cars and I've never spent more than 15k. I do have storage and transportation insurance though as that's far more reasonable.
Ah ok I might do it if that's what most people do. My storage is impregnable (car is in a warehouse behind a police-manned barrier, and then there's another barrier as well - two forms of pass/ID required to be allowed through!) so I'll probably just insure it for transportation.If I had a car worth 100k then I would probably insure it but I build my own cars and I've never spent more than 15k. I do have storage and transportation insurance though as that's far more reasonable.
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