Mortgage lending end of self cert.

[Oakey]

richardxjr said:

Oakey said:

How did you resolve it in the end?

What the unsecured? Still ongoing (same as you, but for longer).

So what do you plan to do? Wait it out to become statute barred? I used to spend time worrying about this crap but when I realised that the threats these companies made were empty and nothing was ever going to happen so I might as well just get on with my life. Worst case scenario? I can't get any credit, but then, I don't want any credit. Yes, I'm possibly going to want a mortgage again in the future but as I'm on a pretty piss poor wage these days and it's going to take time to save a deposit that's nothing to really worry about for now.

[richardxjr]

scotal said:

richardxjr said:

I get the feeling this highly publicised now-minor product closure may be a precurser to "safer" regular mortgages but with relaxed ltv.

1 x 100% Mortgage is available
95% areback to an extent.
90% is reasonably widespread.

How relaxed an LTV do you want?

I don't.

Oakey, email me if you like.

[Oakey]

Thanks, YHM.