Savings interest rate thread

[981Boxess]

Paragon Double Access 5.25% AER

[rossub]

Bagged an unusual ISA yesterday.

1 year fix at 5.66% with Kent Reliance, but you can continue to make deposits throughout the year within ISA limits.

Normally you can only make further deposits for a max of 30 days with these.

[steveo3002]

981Boxess said:

Paragon Double Access 5.25% AER

any idea if they bump up previous accounts or i need to close and re apply?

[981Boxess]

steveo3002 said:

981Boxess said:

Paragon Double Access 5.25% AER

any idea if they bump up previous accounts or i need to close and re apply?

No idea, the only real way of knowing is logging on and checking the rate because the new rate is live

[steveo3002]

need to redo for anyone looking....issue 2 vs issue 3, takes 2 mins so no hassle

[981Boxess]

The top rates are all slowly disappearing one by one, is the rates party over - have we officially gone over the hill?

[gotoPzero]

I am still seeing 5.5 to 5.9 which is still pretty good if you ask me.
The NSI with 100% protected and 6.2 was an amazing deal though.

[981Boxess]

gotoPzero said:

I am still seeing 5.5 to 5.9 which is still pretty good if you ask me.
The NSI with 100% protected and 6.2 was an amazing deal though.

It is pretty good and not that long ago we would have snapped it up, but my point is I think we are now over the hill and on the way back down - hopefully slowly.

[HustleRussell]

rossub said:

Bagged an unusual ISA yesterday.

1 year fix at 5.66% with Kent Reliance, but you can continue to make deposits throughout the year within ISA limits.

Normally you can only make further deposits for a max of 30 days with these.

That's quite cool, as you say the ability to 'top up' the balance is unusual...unique?

It's a good rate for a 1 year fix even if it didn't have that valuable feature.

Now can I spare £1k to open one now or will I regret tying that up during impending house purchase...

[GT4P]

YBS are doing 1 year fix isa 5.4% I believe you can top up also, not listed on MSE?

[emicen]

Zopa are doing 5.47% on 1 and 2 year ISA fixed terms.

[GT4P]

Just opened YBS for me and misses , seems ISA rates are getting better

[supersport]

GT4P said:

YBS are doing 1 year fix isa 5.4% I believe you can top up also, not listed on MSE?

"Deposits are permitted until the Fixed Rate ISA is withdrawn from sale."

[GT4P]

supersport said:

"Deposits are permitted until the Fixed Rate ISA is withdrawn from sale."

Oh I didn’t see that, better get £20k in quick!

[harveys]

Metro Bank 5.22% AER / 5.10 GROSS.

[981Boxess]

harveys said:

Metro Bank 5.22% AER / 5.10 GROSS.

They are probably having try harder than most given their recent issues.

[Teatowell]

981Boxess said:

They are probably having try harder than most given their recent issues.

That plus having to refinance £3.8bn of TFSME falling due through ‘24/25.

[Jawls]

Can this thread be renamed “savings interest rate thread” or similar?

[rossub]

Jawls said:

Can this thread be renamed “savings interest rate thread” or similar?

Agreed

[Fusion777]

rossub said:

Agreed

Ditto.