Premier bank accounts... are they worth it?
Discussion
MRSNEAK said:
swerni said:
NDA said:
Private banks tend to require a fairly substantial income and/or assets. Those banking there are not generally looking to save on the cost of cashing a cheque - it's more the ability to be £150k overdrawn occasionally without being made to feel like some guilty schoolboy.
Having said that, I used to be with the same bank as you.Clearly they don't always get it right
swerni said:
But you do get some nice wallets, folders, keyrings and a pretty cheque book
oh and free banking
It's only free if you have a balance over whatever it is. I pay so little attention to the charges - which was my earlier point really. Customers of 'premier' or private banks don't really give a toss that they charge you or not for cashing cheques, it's more the ability to just ring up your manager and be able to tell them to plonk some cash somewhere or borrow some. No Indian call centres or spotty twits in a high street with gelled hair and an earring aged about 14 asking you about your financial position.oh and free banking
swerni said:
NDA said:
swerni said:
But you do get some nice wallets, folders, keyrings and a pretty cheque book
oh and free banking
It's only free if you have a balance over whatever it is. I pay so little attention to the charges - which was my earlier point really. Customers of 'premier' or private banks don't really give a toss that they charge you or not for cashing cheques, it's more the ability to just ring up your manager and be able to tell them to plonk some cash somewhere or borrow some. No Indian call centres or spotty twits in a high street with gelled hair and an earring aged about 14 asking you about your financial position.oh and free banking
As you said, your manager is key. I followed mine to his new bank when he left about 5 years ago.
If Coutts is the pinnacle of banking, where does one go after Coutts?
ps your son is like a mini you
Paddy_n_Murphy said:
one assumes if you are in that 'bracket' of life, most of the mundanities that the 'Premier accounts' offer are otherwise covered already. - Mobile phone Insurance? Who cares / company phone. etc etc. For MUGS IMHO
don't consider myself a mug thanks very much, my "premier" account is available to all who can afford a tenner a month, and I want travel and phone insurance so it pays for itself already - other benefits are therefore freeGassing Station | Finance | Top of Page | What's New | My Stuff