£30k for investment

[southgate]

Paddy_N_Murphy said:

Epic Fails here you lot. !

This is PH right? Evenings and Weekends Free ?

993

Already set money aside for one of these:

http://www.pistonheads.com/sales/2135163.htm

Would like a 993, but not sure its a great investment when you consider the up-keep that a good one would deserve.

[NoelWatson]

pauly26 said:

Well, you'd need a bit more money for this, but what about Property Investment Franchise?

Check out Platinum Property Partners, they have a property franchise that you invest in--pretty much, you invest some money, they use it to purchase by to let houses. It's a passive investment, so they do the searching, securing, refurbishing and managing. You just invest money, approve the properties that they are thinking of adding to your portfolio and sit back while your pockets fill.

good luck!

Good luck indeed

[southgate]

NoelWatson said:

pauly26 said:

Well, you'd need a bit more money for this, but what about Property Investment Franchise?

Check out Platinum Property Partners, they have a property franchise that you invest in--pretty much, you invest some money, they use it to purchase by to let houses. It's a passive investment, so they do the searching, securing, refurbishing and managing. You just invest money, approve the properties that they are thinking of adding to your portfolio and sit back while your pockets fill.

good luck!

Good luck indeed

A friend of a friend (I know!) has just invested a large chunk of money in a pre build holiday apartment. Think he said it was in the caribbean.? The sort of scheme where you put your money down before its built.

Anyone know anything about these companies? Any good ones?

[Aviz]

southgate said:

NoelWatson said:

pauly26 said:

Well, you'd need a bit more money for this, but what about Property Investment Franchise?

Check out Platinum Property Partners, they have a property franchise that you invest in--pretty much, you invest some money, they use it to purchase by to let houses. It's a passive investment, so they do the searching, securing, refurbishing and managing. You just invest money, approve the properties that they are thinking of adding to your portfolio and sit back while your pockets fill.

good luck!

Good luck indeed

A friend of a friend (I know!) has just invested a large chunk of money in a pre build holiday apartment. Think he said it was in the caribbean.? The sort of scheme where you put your money down before its built.

Anyone know anything about these companies? Any good ones?

Send him the number for "Holiday Homes from Hell"

[Phil C]

Anyone remember a company called 'Inside Track'? I do, and would suggest having a quick read of their history to anyone tempted to go with a Property Management / Dev company....

[southgate]

Phil C said:

Anyone remember a company called 'Inside Track'? I do, and would suggest having a quick read of their history to anyone tempted to go with a Property Management / Dev company....

But are they all bad?

Edited by southgate on Friday 8th October 13:57

[DonkeyApple]

southgate said:

NoelWatson said:

pauly26 said:

Well, you'd need a bit more money for this, but what about Property Investment Franchise?

Check out Platinum Property Partners, they have a property franchise that you invest in--pretty much, you invest some money, they use it to purchase by to let houses. It's a passive investment, so they do the searching, securing, refurbishing and managing. You just invest money, approve the properties that they are thinking of adding to your portfolio and sit back while your pockets fill.

good luck!

Good luck indeed

A friend of a friend (I know!) has just invested a large chunk of money in a pre build holiday apartment. Think he said it was in the caribbean.? The sort of scheme where you put your money down before its built.

Anyone know anything about these companies? Any good ones?

Other than the fact that most are scams, no.

Unregulated, zero protection, zero comeback, almost no way of verifying any facts, absolutely no control.

These property deals are spanked by the same salesteams who sell fractional plots of farming land along the M4 at development prices +. The same guys who cold call penny shares out of Barcelona, or fine wines or gold coins etc etc.

[southgate]

Eric Mc said:

Burnham said:

DonkeyApple said:

southgate said:

As title, lucky enough to now have 30 grand to invest and I need some (sensible-ish) ideas.

Will consider sharedealing/trading to property to a very small (eg Ebay) business.

I will have evenings and weekends free.

I like the idea of a buy to let holiday home, somewhere with a growing property market would be nice

re trading, just chuck the money away now, to be honest.

Re holiday homes: holiday chalets (fancy static caravans) might be an idea, but I suspect that the recent increase in Staycations in the UK may have made these over valued.

To be brutal, if you have a mortgage then I would just put it there until the time comes that you have the perfect business concept.

It is always better to start with the business idea and then get the money than get the money then try and find an idea.

Wise words.

Property is a safe bet obviously, and the benefit of a holiday home is that you can use it if you have a free slot! As DonkeyApple mentions, if you have any borrowing, simply reduce it..that would be my advice also.

Boring maybe, sensible definitely.

Major changes in the Capital Gains Tax on holiday homes are in the offing so make sure you are aware of this before making any plans in that direction.

When's this coming in?

How will they find you?

[RichyBoy]

I thought all the indicators suggest property growth in this country will be stagnant for many years and interest rates won't stay low forever so why stick 30k down as a property deposit as an investment? In addition the yields at current property values won't be very attractive if the rates go up.

Could one make a bit of cash sticking their 30k in USD after they print, then stick it back into sterling before the idiots at the bank of england follow suit?

[cymtriks]

DonkeyApple said:

southgate said:

As title, lucky enough to now have 30 grand to invest and I need some (sensible-ish) ideas.

Will consider sharedealing/trading to property to a very small (eg Ebay) business.

I will have evenings and weekends free.

I like the idea of a buy to let holiday home, somewhere with a growing property market would be nice

re trading, just chuck the money away now, to be honest.

Out of genuine interest, why do you say this?

[bogie]

cymtriks said:

DonkeyApple said:

southgate said:

As title, lucky enough to now have 30 grand to invest and I need some (sensible-ish) ideas.

Will consider sharedealing/trading to property to a very small (eg Ebay) business.

I will have evenings and weekends free.

I like the idea of a buy to let holiday home, somewhere with a growing property market would be nice

re trading, just chuck the money away now, to be honest.

Out of genuine interest, why do you say this?

I think what is meant, is that if you are a complete novice, trying to make money "trading" i.e. buying/selling equities to make a profit, is a sure fire way to lose money

"investing" is different to "speculating" or "trading"

If you start with zero knowledge, nor time/money to learn, then Id just stick it in a couple of index funds and forget about it

anything more exciting than that will require much research and trusting your own judgement, rather than that of a bunch of strangers

[DonkeyApple]

cymtriks said:

DonkeyApple said:

southgate said:

As title, lucky enough to now have 30 grand to invest and I need some (sensible-ish) ideas.

Will consider sharedealing/trading to property to a very small (eg Ebay) business.

I will have evenings and weekends free.

I like the idea of a buy to let holiday home, somewhere with a growing property market would be nice

re trading, just chuck the money away now, to be honest.

Out of genuine interest, why do you say this?

2 decades of doing this for a living.

No one ever evaluates the risk and so is guaranteed to fail.

You only have to look at any share sublect on the internet and all people are talking about is small caps, miners and internet crap. If they wanted to trade or invest for positive returns they would be looking at less glamourous markets but they don't they want to gamble. And all gamblers lose except for a very small few who get lucky and their story is then bandied around as if it is the norm to perpetuate the steady influx of new gamblers throwing their money away.

[southgate]

DonkeyApple said:

cymtriks said:

DonkeyApple said:

southgate said:

As title, lucky enough to now have 30 grand to invest and I need some (sensible-ish) ideas.

Will consider sharedealing/trading to property to a very small (eg Ebay) business.

I will have evenings and weekends free.

I like the idea of a buy to let holiday home, somewhere with a growing property market would be nice

re trading, just chuck the money away now, to be honest.

Out of genuine interest, why do you say this?

2 decades of doing this for a living.

No one ever evaluates the risk and so is guaranteed to fail.

You only have to look at any share sublect on the internet and all people are talking about is small caps, miners and internet crap. If they wanted to trade or invest for positive returns they would be looking at less glamourous markets but they don't they want to gamble. And all gamblers lose except for a very small few who get lucky and their story is then bandied around as if it is the norm to perpetuate the steady influx of new gamblers throwing their money away.

So you don't necessarily have to through your money out the window if you do your homework properly?

[DonkeyApple]

southgate said:

DonkeyApple said:

cymtriks said:

DonkeyApple said:

southgate said:

As title, lucky enough to now have 30 grand to invest and I need some (sensible-ish) ideas.

Will consider sharedealing/trading to property to a very small (eg Ebay) business.

I will have evenings and weekends free.

I like the idea of a buy to let holiday home, somewhere with a growing property market would be nice

re trading, just chuck the money away now, to be honest.

Out of genuine interest, why do you say this?

2 decades of doing this for a living.

No one ever evaluates the risk and so is guaranteed to fail.

You only have to look at any share sublect on the internet and all people are talking about is small caps, miners and internet crap. If they wanted to trade or invest for positive returns they would be looking at less glamourous markets but they don't they want to gamble. And all gamblers lose except for a very small few who get lucky and their story is then bandied around as if it is the norm to perpetuate the steady influx of new gamblers throwing their money away.

So you don't necessarily have to through your money out the window if you do your homework properly?

But just like homework, most people copy it or get someone esle to do it for them.

[southgate]

DonkeyApple said:

southgate said:

DonkeyApple said:

cymtriks said:

DonkeyApple said:

southgate said:

As title, lucky enough to now have 30 grand to invest and I need some (sensible-ish) ideas.

Will consider sharedealing/trading to property to a very small (eg Ebay) business.

I will have evenings and weekends free.

I like the idea of a buy to let holiday home, somewhere with a growing property market would be nice

re trading, just chuck the money away now, to be honest.

Out of genuine interest, why do you say this?

2 decades of doing this for a living.

No one ever evaluates the risk and so is guaranteed to fail.

You only have to look at any share sublect on the internet and all people are talking about is small caps, miners and internet crap. If they wanted to trade or invest for positive returns they would be looking at less glamourous markets but they don't they want to gamble. And all gamblers lose except for a very small few who get lucky and their story is then bandied around as if it is the norm to perpetuate the steady influx of new gamblers throwing their money away.

So you don't necessarily have to through your money out the window if you do your homework properly?

But just like homework, most people copy it or get someone esle to do it for them.

Who did you copy yours from? Can I have a look?

[cymtriks]

southgate said:

DonkeyApple said:

southgate said:

DonkeyApple said:

cymtriks said:

DonkeyApple said:

southgate said:

As title, lucky enough to now have 30 grand to invest and I need some (sensible-ish) ideas.

Will consider sharedealing/trading to property to a very small (eg Ebay) business.

I will have evenings and weekends free.

I like the idea of a buy to let holiday home, somewhere with a growing property market would be nice

re trading, just chuck the money away now, to be honest.

Out of genuine interest, why do you say this?

2 decades of doing this for a living.

No one ever evaluates the risk and so is guaranteed to fail.

You only have to look at any share sublect on the internet and all people are talking about is small caps, miners and internet crap. If they wanted to trade or invest for positive returns they would be looking at less glamourous markets but they don't they want to gamble. And all gamblers lose except for a very small few who get lucky and their story is then bandied around as if it is the norm to perpetuate the steady influx of new gamblers throwing their money away.

So you don't necessarily have to through your money out the window if you do your homework properly?

But just like homework, most people copy it or get someone esle to do it for them.

Who did you copy yours from? Can I have a look?

What would you regard as a better strategy than this?

"...all people are talking about is small caps, miners and internet crap. If they wanted to trade or invest for positive returns they would be looking at less glamourous markets..."

Retail? Engineering?

I'm not disagreeing, in fact I'm surprised that you've found so many investment groups in such sectors of the market. I'd never touch small caps or internet stuff unless I really understood them and was feeling up for a big gamble.

I've never lost money on shares, never had much to invest and usually bought with a view to waiting (as opposed to screaming "buy! sell! buy! sell" down the phone). From memory I think I kept my last lot for several years and doubled my outlay after costs.

Genuinely interested in what you would regard as an investment and how you'd choose/value it!

[Burnham]

anonymous said:

[redacted]

OK, I should have said safe long term bet, for your benefit Though I'd probabbly use to reduce existing borrowing before investing in a 2nd property.

[DonkeyApple]

cymtriks said:

southgate said:

DonkeyApple said:

southgate said:

DonkeyApple said:

cymtriks said:

DonkeyApple said:

southgate said:

As title, lucky enough to now have 30 grand to invest and I need some (sensible-ish) ideas.

Will consider sharedealing/trading to property to a very small (eg Ebay) business.

I will have evenings and weekends free.

I like the idea of a buy to let holiday home, somewhere with a growing property market would be nice

re trading, just chuck the money away now, to be honest.

Out of genuine interest, why do you say this?

2 decades of doing this for a living.

No one ever evaluates the risk and so is guaranteed to fail.

You only have to look at any share sublect on the internet and all people are talking about is small caps, miners and internet crap. If they wanted to trade or invest for positive returns they would be looking at less glamourous markets but they don't they want to gamble. And all gamblers lose except for a very small few who get lucky and their story is then bandied around as if it is the norm to perpetuate the steady influx of new gamblers throwing their money away.

So you don't necessarily have to through your money out the window if you do your homework properly?

But just like homework, most people copy it or get someone esle to do it for them.

Who did you copy yours from? Can I have a look?

What would you regard as a better strategy than this?

"...all people are talking about is small caps, miners and internet crap. If they wanted to trade or invest for positive returns they would be looking at less glamourous markets..."

Retail? Engineering?

I'm not disagreeing, in fact I'm surprised that you've found so many investment groups in such sectors of the market. I'd never touch small caps or internet stuff unless I really understood them and was feeling up for a big gamble.

I've never lost money on shares, never had much to invest and usually bought with a view to waiting (as opposed to screaming "buy! sell! buy! sell" down the phone). From memory I think I kept my last lot for several years and doubled my outlay after costs.

Genuinely interested in what you would regard as an investment and how you'd choose/value it!

Morning.

I'm a very dull investor and I only do it for PA purposes.

Firstly, I simply buy blocks of ETF each month for the old pension and ISA and occassionally re-jig weightings based on macro trends for those sectors and markets.

Secondly, I monitor a handfull of key markets which during the course of the year normally at least one falls out of bed and becomes clearly oversold and a stepped buying opportunity, so build a large position based on % movements in the right direction before closing out. Oil tends to be quite good for this as do some of the main indices.

However, my business is trading. We build algo systems and supply trade automation to small/medium funds.

I do own a small advisory brokerage which trades short term FTSE 100 stocks for the main part but I play no role in the research and execution.

[fido]

Maximum Premium Bond holdings .. and you will get back your £30k + square-root of f8k all winnings.

[Hitch78]

Just scanning through looking for ideas as I have circa GBP50k to invest. Seems the answer is.......who knows?!

I have leanings towards property as the owner of the first Porsche (this is PH right?!) I rode in said to me "property son, always property" and I am looking at the long term anyway - I will not need this money until retirement in say 25 years or so (touchwood). We already have a house let out and it is near enough paying for itself at the moment - I appreciate that a rise in interest rates will affect this.

Seems I might be best sitting on it and taking the inflation hit then buying something in twelve to twenty four months when the panic is over. Anyone have any thoughts on this?

Also considering pushing it back to the UAE in the mean time as my average exchange rate so far has been 5.5:1 and the rate is somewhere near 6:1 at the moment - are there any tax implications to this?