Premium Bonds - Not a bean for months now!!!!

[duckson]

PrinceRupert said:

CinnamonFan said:

Zero on 11k for me.

Lost my old running post. I have £50 returns for the last 6 months. £200 in the last 7 months from entering.

Savings account looking a better option. Will leave in December and hope for a bumper christmas prize, then re consider in 2024.

A savings account makes more sense for almost everyone, other than higher or additional rate taxpayers who max out their ISAs every year and either don't have (additional) or have used (higher) their personal savings allowance.

Also take into account interest from non-ISA accounts need to be added to your gross income for calculating Child Benefit repayments if earning over ~£50k gross (gross salary and interest could also put you into the band of needing to pay some back if you think you’ve stayed under the £50k limit from salary alone!).
Premium bond winnings don’t need to be included in this calculation as it’s not classed as interest.

[TikTak]

Worked out my late mother put in about £2k about 7-8 years ago.

Not had a penny back in that time.

[MWM3]

£650 on £50k... Guess that makes up for September when I won Sweet FA

[Somebody]

£1 holding from the 60's winning £5k!

These have also done well:

[JimmyD78]

£225 off 50k - won two months in a row so pretty pleased, fingers crossed it's the big one next month!

[SistersofPercy]

£25 on £14,100. Better than nothing.

[DSLiverpool]

First zero of the year on £50k

[Thin White Duke]

£200 for me on maximum holdings.

Brings my year to date total to £1150.

[and31]

100 quid on the full whack-lowest I’ve had for ages

[bmwmike]

Oooh didn't realise it was that time already...

£100

...disappointing after a stellar run. Consider a move to Santander 5.08% I think.

[hungry_hog]

zero on 50k and zero on 10k

Lamborghini cancelled

[7 5 7]

sunnyb13 said:

Do you get a new bond if you put £25 in each month?

You get 25 new bonds, each bond is worth £1

[Sheepshanks]

scz4 said:

Sheepshanks said:

If you had paper bonds then they could be isolated from anything else - I had one for a fiver that I had to send a form off to get them to link it to my main account.

Do you have a link to the form? I have some paper bonds which were bought by my parents when I was born. Small money, but could of had a win in the last 40+ years.

It just says here to write to them: https://www.nsandi.com/help/lost-touch-with-nsandi...

I might be thinking of what we had to do when FIL died.


I think you could check if your bonds have won anyway and if the address is still valid you'd have been told.

[J210]

When using the option of having winnings paid in to nominated account. How long does this normally take from draw date ?

[toon10]

Only £50 this month on max holdings. My brother got £200. It's a running joke each month that he always wins more than me. One day he'll call and I can gloat about winning more. One day...

[HustleRussell]

J210 said:

When using the option of having winnings paid in to nominated account. How long does this normally take from draw date ?

I don't know the exact answer, whether it's on a certain day of the week or after a certain number of days or working days, but I've noticed that mine gets paid about a week into the month

[sh1ggsy]

J210 said:

When using the option of having winnings paid in to nominated account. How long does this normally take from draw date ?

Normally goes in around the 8th.

[P1Fanatic]

sh1ggsy said:

Normally goes in around the 8th.

Will be my first month winnings not auto enrolled. Was expecting a few days but not that long. That said Ive not even received an email telling me I have won this month yet.

[BlindedByTheLights]

Somebody said:

£1 holding from the 60's winning £5k!

These have also done well:

I wonder how many of these old bonds actually get claimed. A piece of paper from the 60’s, surely they won’t be checking

[sh1ggsy]

P1Fanatic said:

Will be my first month winnings not auto enrolled. Was expecting a few days but not that long. That said Ive not even received an email telling me I have won this month yet.

Emails normally around the 4th, but can be 5th or 6th.