Re-Mortgaging as a contractor
Discussion
i am currently employed and have a mortgage with halifax, 2 year fixed term. the fixed term is up early 2015. it is very likely though that in the next 3/4 months ill go from being fully employed to self employed (my own limited company).
how difficult would it be to remortgage? i would guess at the time of wanting to re-mortgage i would have a years worth of accounts.
thanks in advance.
how difficult would it be to remortgage? i would guess at the time of wanting to re-mortgage i would have a years worth of accounts.
thanks in advance.
M777CUS said:
i am currently employed and have a mortgage with halifax, 2 year fixed term. the fixed term is up early 2015. it is very likely though that in the next 3/4 months ill go from being fully employed to self employed (my own limited company).
how difficult would it be to remortgage? i would guess at the time of wanting to re-mortgage i would have a years worth of accounts.
thanks in advance.
It will depend entirely on how you will be set up. If you set up as a Limited Company you will need two years of accounts if you want to move away from Halifax. If you just want a rate transfer with Halifax, that will be easy enough but their retention rates are pretty poor really.....how difficult would it be to remortgage? i would guess at the time of wanting to re-mortgage i would have a years worth of accounts.
thanks in advance.
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