Buying Missed NI Years

Buying Missed NI Years

Author
Discussion

RosscoPCole

Original Poster:

3,348 posts

176 months

Sunday 12th May
quotequote all
In the early 2000s I spent nearly 7 years on the Channel Islands and, as a result, didn't pay UK National Insurance for those years. Is it worth me paying the missing years for my State Pension in years to come?

RosscoPCole

Original Poster:

3,348 posts

176 months

Sunday 12th May
quotequote all
Mr Pointy said:
The first thing to o is get State Pension Forecast:

https://www.gov.uk/check-state-pension
98elise said:
It depends on how many qualifying years you already have, and how many you expect to have in the rest of your working life.

You only need 35 years to qualify for a full state pension. You can check yours on the government gateway
Thank you both. Checked via the Government Gateway and it told me I will have payed in enough by the time I'm 67 to qualify for a full state pension.

RosscoPCole

Original Poster:

3,348 posts

176 months

Monday 13th May
quotequote all
dingg said:
Question is

Are you confident that you will be happy and capable of working until you're 67??
I'm also going to have a work pension that I have been paying into since I was 23.