Daughter needs joint mortgage advice please help.
Discussion
Can anyone please advise my daughter on this problem?
Long story very short, she was in a relationship and they bought a house together to settle down in, however, he decided to play away. Now daughter was a touch upset to say the least but he moved out to stay at his mums.
The problem is he has rarely paid into the joint mortgage account so she has pretty much paid all the payments herself, the problem is she is now broke so asked him for some money towards the debt, he said no and is going to move back into the house as well, she is desperate to sell the house but he has said he needs to agree it and won't sell, nor will he help financially.
What are her rights? can she sell? can she apply to have her name off the mortgage and walk away from the house? (she has been told no) can she 'sell' her half to the bank?
She is in floods of tears and is getting desperate, she seems to be paying all the money and has no way of getting on with her life.
Thanks in advance for any sensible advice I can pass on.
p.s. no pics at this time, thumping him, nuking etc and kicking in back doors not an option for the moment, thanks
Long story very short, she was in a relationship and they bought a house together to settle down in, however, he decided to play away. Now daughter was a touch upset to say the least but he moved out to stay at his mums.
The problem is he has rarely paid into the joint mortgage account so she has pretty much paid all the payments herself, the problem is she is now broke so asked him for some money towards the debt, he said no and is going to move back into the house as well, she is desperate to sell the house but he has said he needs to agree it and won't sell, nor will he help financially.
What are her rights? can she sell? can she apply to have her name off the mortgage and walk away from the house? (she has been told no) can she 'sell' her half to the bank?
She is in floods of tears and is getting desperate, she seems to be paying all the money and has no way of getting on with her life.
Thanks in advance for any sensible advice I can pass on.
p.s. no pics at this time, thumping him, nuking etc and kicking in back doors not an option for the moment, thanks
Thanks for taking the time to reply, I agree it is going to be messy, I will cover her money wise to help her but it is such a shame that she is doing pretty well now but has this huge problem hanging over her 
The bat is so bloody tempting but I fear it would go against her a touch..!
Solicitor next, she is going to a consult but as I said she is broke and may not take my offer, she is proud and independant, I had no idea where to post this, it would have been a P&P thread for max views but that option has gone.
Thanks again
The bat is so bloody tempting but I fear it would go against her a touch..!
Solicitor next, she is going to a consult but as I said she is broke and may not take my offer, she is proud and independant, I had no idea where to post this, it would have been a P&P thread for max views but that option has gone.
Thanks again
"Also, if there is any money in the joint account make sure she clears it out and then advise the bank that they are in dispute and she wants to make it 2 to sign. That way he can't do anything on it without her knowledge"
Brilliant idea, thank you I will call her now regarding that one, thank you very much!
Brilliant idea, thank you I will call her now regarding that one, thank you very much!
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