NI Contrib/Pension

[Mattt]

I got a letter from HMRC saying I underpaid a couple of years back (I only worked part of the year April-August) during a University placement.

If I pay £70 or so, they will count it as a full year.

Is it worth doing? I'll probably hit the 30 years required anyway - will this make any difference if I don't pay?

[Mattt]

Scrogger said:

Don't whatever you do rely on this for a secure retirement. Within 10-15 years I can see it becoming a means tested benefit. The rules are always liable to change,you've been warned.

By the time I come to retire, I don't even think there will be a state penion, which is why I'm reluctant to give the fkers more money - especially when they owe me a couple of thousand in overpaid 08/09 taxes.