6+ bed House insurance

Author
Discussion

Timja

Original Poster:

1,926 posts

211 months

Saturday 31st December 2016
quotequote all
Hi,

Proving difficult to find insurers for a house with more than 5 bedrooms, can anyone recommend brokers/companies who will cover large houses as most won't insure houses with more than 5 bedrooms and those that will are greatly more expensive than for a 4/5 bed.

Thanks.

sidicks

25,218 posts

223 months

Saturday 31st December 2016
quotequote all
Timja said:
Hi,

Proving difficult to find insurers for a house with more than 5 bedrooms, can anyone recommend brokers/companies who will cover large houses as most won't insure houses with more than 5 bedrooms and those that will are greatly more expensive than for a 4/5 bed.

Thanks.
Hiscox?

Expensive, but superb service if you need them.

Paul Drawmer

4,892 posts

269 months

Saturday 31st December 2016
quotequote all
M&S - great cover - reasonable price. Make sure you fit the assumptions, max 6 bedrooms

worsy

5,836 posts

177 months

Saturday 31st December 2016
quotequote all
NFU Mutual as well. When we had a 6 bed we tended to lean towards the premium insurers who would cover without a problem. I'm very much for the quality over cost with regards insurance anyway and at that level it wasnt significantly different to a 5 bed house.

Whoozit

3,641 posts

271 months

Saturday 31st December 2016
quotequote all
Admiral cover my 6 bed no problem. I've used the comparison websites several years on the trot and haven't had any issues with finding cover.

RockyBalboa

768 posts

163 months

Saturday 31st December 2016
quotequote all
I suppose what would be good to know is who is easy to deal with in the event of a claim for a large property with 6+ bedrooms, as I imagine many will take the money to cover but could be difficult to deal with.

sidicks

25,218 posts

223 months

Saturday 31st December 2016
quotequote all
RockyBalboa said:
I suppose what would be good to know is who is easy to deal with in the event of a claim for a large property with 6+ bedrooms, as I imagine many will take the money to cover but could be difficult to deal with.
See my post above!

(I don't have a 6 bedroom house, but my claims experience with Hiscox was exemplary).

Cupramax

10,488 posts

254 months

Saturday 31st December 2016
quotequote all
Worst ive got a 6+ bedroom house post ever hehe

Renovation

1,763 posts

123 months

Saturday 31st December 2016
quotequote all
I found Hiscox useless when I was trying to arrange cover.

I was trying to get cover whilst extending and they said they couldn't cover it, suggested their sister co. they didn't call back, then when I got their details they couldn't cover it and said Hiscox could !

NFU are usually quite good for large homes with outbuildings etc


mikeiow

5,491 posts

132 months

Saturday 31st December 2016
quotequote all
Paul Drawmer said:
M&S - great cover - reasonable price. Make sure you fit the assumptions, max 6 bedrooms
We are with them too....& I used comparison sites, didn't find any problems getting a selection of options.....

PistonBroker

2,431 posts

228 months

Saturday 31st December 2016
quotequote all
Only just stumbled upon the 'What's New' button on the forum and this thread came up. I'm trying not to do any work here! :-p

I'm back in the office on Tuesday if you want to give me a call on 01823 230249. Or drop me a line on adam@townleyinsurance.co.uk and I'll get back to you. ;-)

LordHaveMurci

12,047 posts

171 months

Saturday 31st December 2016
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I use John Lewis after being recommended on here, pretty sure they have a premium service too which may cover you?

scovette

430 posts

210 months

Saturday 31st December 2016
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Axa have covered my house for the last few years. (6 bed Victorian.)

Edited by scovette on Saturday 31st December 19:24

Depthhoar

675 posts

130 months

Saturday 31st December 2016
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Ours is a non-standard large house which used to be insured, at some expense, by Aviva. Switched to Towergate and now get better cover for less than half Aviva's premium.

anonymous-user

56 months

Saturday 31st December 2016
quotequote all
I'm surprised a broker can't help.

tvrforever

3,182 posts

267 months

Saturday 31st December 2016
quotequote all
sidicks said:
Timja said:
Hi,

Proving difficult to find insurers for a house with more than 5 bedrooms, can anyone recommend brokers/companies who will cover large houses as most won't insure houses with more than 5 bedrooms and those that will are greatly more expensive than for a 4/5 bed.

Thanks.
Hiscox?

Expensive, but superb service if you need them.
+1 we found Hiscox superb for ours, very easy & knowledgeable and clear, simple and comprehensive cover AND a good price smile

jinkster

2,257 posts

158 months

Sunday 1st January 2017
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Quote from Hiscox for 4 bed detached in a village called ".....-in-the-water" never flooded but risk area and built 1706 was £1500!

Red Leader

243 posts

125 months

Sunday 1st January 2017
quotequote all
Hi, we would be delighted to quote you for this. www.newlinkinsurance.co.uk

Please feel free to call, we are back in on the 3rd Jan.

Thanks

Steve