Home Insurance

[bad company]

I have the house and contents insured together. No claims in the last year so an additional years no claims bonus.

Given the above I was amazed that my premium increased by 8% (before insurance tax). I queried it and was told that the increase was due to 'flood re'. Apparently we all need to contribute to flood risk now wherever we live.

Is this normal?

[C0ffin D0dger]

Change insurers. I never stick with the same one anyway, you can nearly always beat the renewal premium somewhere else and invariably get £25-£50 cashback on top too.

http://www.moneysavingexpert.com/insurance/home-in...

[bad company]

I did try my previous insurers 'Barclays Finer Home Insurance', they came back with an even higher quote.

It's not an easy quote as there's some high value stuff involved - mainly Mrs BC's jewellery and the house listed with an estimated rebuild cost of £1m.

Will try some others later, thinking Home & Legacy.

[Red Leader]

bad company said:

I did try my previous insurers 'Barclays Finer Home Insurance', they came back with an even higher quote.

It's not an easy quote as there's some high value stuff involved - mainly Mrs BC's jewellery and the house listed with an estimated rebuild cost of £1m.

Will try some others later, thinking Home & Legacy.

I own an Insurance Brokers and we specialise in the Mid/High Net worth sector. Feel free to PM me and I can give you our number for a chat