Indemnity insurance

[bernhund]

Long story short. My mum is moving house & the buyer's solicitor has asked my mum for £145 indemnity insurance because she can't produce paperwork for a pair of patio doors that were fitted in 2003 where there was once a window. I can only assume it is to cover the possibility of the council turning up with a notice that it wasn't converted with permission by Planning.
Question is: is that what usually happens when selling with no paperwork for things like this? And does the figure sound right? (He has now suggested he wants more than £145, but I don't know why the sudden increase)

[bernhund]

That's exactly what I thought. Preying on an old lady!

[bernhund]

Murph7355 said:

Presumably the house isn't listed...

No, not listed. Just an ordinary house like 1000s of others, where the window was turned into a door. The doors that were fitted are all kite marked.

[bernhund]

Thanks for your input so far. I think she is/was prepared to pay the £145, albeit reluctantly, just to move on. But then the price of the indemnity was going to increase, the reason why I don't know. That's when she got the hump and thought they're just going to find more & more ways of taking money off her for nothing.