Cost of living
Discussion
I was just watching something on TV and a chap mentioned how both man and woman in a couple need to work now to afford to live. When did this happen?
A salary in the north of £35k per year is 'doing ok' but yet after student loan and pension thats prob £2k per month after tax.
Take off £600pm rent plus bills and youre left with say £900pm.
Take off food, mobile, car, travel and theres nothing left for you let alone your partner.
When did it become the norm for both man and woman to work?
A salary in the north of £35k per year is 'doing ok' but yet after student loan and pension thats prob £2k per month after tax.
Take off £600pm rent plus bills and youre left with say £900pm.
Take off food, mobile, car, travel and theres nothing left for you let alone your partner.
When did it become the norm for both man and woman to work?
Trustmeimadoctor said:
Not having kids helps a lot oh and not spunking it on fags and other pointless things
Agreed but even if you have no kids how does that money stretch to just 'living'.Odd coffee out, odd pub lunch and new clothes, haircuts, items for the house, birthdays, gym etc. Im not talking about fancy living bit just 'normal' things.
Never looked at it that way before, always just needed money for myself fortunately.
Bristol spark said:
f1nn said:
I would say a joint income of 100k minimum is required to live any where near comfortably, possibly more if there are than one or two children involved, in most of the southern part of the country.
If that can be on one wage, great, but more likely both partners will be contributing towards that in most cases.
If that can be on one wage, great, but more likely both partners will be contributing towards that in most cases.
maybe in central london, elsewhere nowhere near that is needed to be just comfortable. I worked out my costs the other day, i live alone, so just me.
Rent £800
Council tax £100
Food £100
Utilities. £50
Car insurance/tax £60
So bare living costs, say £1200/month.
Say £2500/month after tax, thats £1300/month left to entertain one self per month which i would say is comfortable??
Haircuts
Broadband
Mobile
Car tax
Mot
Servicing
Tyres
Petrol
Parking
Water
Cost of car
Clothes
Toiletries (after shave, deodorant) etc
Cleaning products for house
Odd new appliance (kettle, toaster, fridge, tv, freezer)
Tv licence
Pension saving
Cost of letting fees at end of tenancy/renewal of tenancy
Some kind of life (take away, eating out, pub, social, leisure)
That all amounts to a good amount but then imagine if you had to give a non working spouse monies for their things too
DuncB7 said:
jonah35 said:
When did it become the norm for both man and woman to work?
Greetings from 2017. How are things in 1950?If this continues though then kids will be expected to chip in, elderly relatives, working longer and so on, when does it stop?
I personally feel many (single) people dont help themselves sadly.
I have tenants that just do not think about anything other than for today. They do not plan ahead and so on.
If it were me id take control of my own destiny and maybe have a job working in a pub etc but id try do something myself.
A local taxi firm needs drivers. Most people have a driving licence and they cN choose between employed or self employed. Or you could be a window cleaner. Or a domestic cleaner. Very rarely, if ever, have i ever had anyone come to my home to offer their gardening/cleaning services to me.
Yes, many people are poorly or cant work but basic common sense is just not taught.
If i had no qualifications and no money id get a job doing as many hours taxiing as i could and during the quieter periods would do handyman work etc. Id save up as much as i could by living frugally in a house share and have little expenditure other than say £300pm for accommodation inc bills and id eat cheaply. I may have a £15 gym membership for social life and so on but id still save at least £1k per month. Once i had done that for a few years id buy a house (for cash up north!) and rent out the spare room.
By then id probably have gone on my own taxiing having got a client base and may look to employ someone and/or have got an apprentice for the handyman business.
Or, id have used some savings to qualify as a plumber and do that too thus enhancing my earnings potential.
Not really rocket science but most people just prefer to moan about their zero hours contracts etc and spend every penny they have.
I have tenants that just do not think about anything other than for today. They do not plan ahead and so on.
If it were me id take control of my own destiny and maybe have a job working in a pub etc but id try do something myself.
A local taxi firm needs drivers. Most people have a driving licence and they cN choose between employed or self employed. Or you could be a window cleaner. Or a domestic cleaner. Very rarely, if ever, have i ever had anyone come to my home to offer their gardening/cleaning services to me.
Yes, many people are poorly or cant work but basic common sense is just not taught.
If i had no qualifications and no money id get a job doing as many hours taxiing as i could and during the quieter periods would do handyman work etc. Id save up as much as i could by living frugally in a house share and have little expenditure other than say £300pm for accommodation inc bills and id eat cheaply. I may have a £15 gym membership for social life and so on but id still save at least £1k per month. Once i had done that for a few years id buy a house (for cash up north!) and rent out the spare room.
By then id probably have gone on my own taxiing having got a client base and may look to employ someone and/or have got an apprentice for the handyman business.
Or, id have used some savings to qualify as a plumber and do that too thus enhancing my earnings potential.
Not really rocket science but most people just prefer to moan about their zero hours contracts etc and spend every penny they have.
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