Discussion
B17NNS said:
Some people live where public transport is not an option. They have to have a car to get to work. That job may not pay very much.
A car is not the only option though, is it. A fiver's worth of fuel in a Vespa 125 will probably fill the tank and last 80 to 100 miles. Tax is almost nothing, as is insurance. Cars are ludicrously expensive to fuel, tax and insure in comparison. I grew up in the countryside, so I know what it's like to be stuck in the middle of nowhere. I cycled to work, and years later when I could afford one I bought a scooter. And most people don't live in the countryside, but towns. I have never been to a town that wasn't either small enough to walk or cycle across or had decent public transport options.
Sorry if I've offended some people who are too blinkered to realise that there are other personal transport options than cars, and that pointing this out is 'retarded'.
londonbabe said:
B17NNS said:
Some people live where public transport is not an option. They have to have a car to get to work. That job may not pay very much.
A car is not the only option though, is it. A fiver's worth of fuel in a Vespa 125 will probably fill the tank and last 80 to 100 miles. Tax is almost nothing, as is insurance. Cars are ludicrously expensive to fuel, tax and insure in comparison. I grew up in the countryside, so I know what it's like to be stuck in the middle of nowhere. I cycled to work, and years later when I could afford one I bought a scooter. And most people don't live in the countryside, but towns. I have never been to a town that wasn't either small enough to walk or cycle across or had decent public transport options.
Sorry if I've offended some people who are too blinkered to realise that there are other personal transport options than cars, and that pointing this out is 'retarded'.
I'll bet you weren't even insured!
londonbabe said:
A car is not the only option though, is it. A fiver's worth of fuel in a Vespa 125 will probably fill the tank and last 80 to 100 miles. Tax is almost nothing, as is insurance. Cars are ludicrously expensive to fuel, tax and insure in comparison.
I grew up in the countryside, so I know what it's like to be stuck in the middle of nowhere. I cycled to work, and years later when I could afford one I bought a scooter. And most people don't live in the countryside, but towns. I have never been to a town that wasn't either small enough to walk or cycle across or had decent public transport options.
Sorry if I've offended some people who are too blinkered to realise that there are other personal transport options than cars, and that pointing this out is 'retarded'.
Please enlighten us as to how you would manage as a single mother to get your child to a crèche and yourself to work on a scooter or pushbike?I grew up in the countryside, so I know what it's like to be stuck in the middle of nowhere. I cycled to work, and years later when I could afford one I bought a scooter. And most people don't live in the countryside, but towns. I have never been to a town that wasn't either small enough to walk or cycle across or had decent public transport options.
Sorry if I've offended some people who are too blinkered to realise that there are other personal transport options than cars, and that pointing this out is 'retarded'.
Maybe get on 6 busses costing you £10 a day?
Not my situation I might add but one I'm sure hundreds are in.
God there's some rediculous people on here.
Chrisba said:
Please enlighten us as to how you would manage as a single mother to get your child to a crèche and yourself to work on a scooter or pushbike?
Maybe get on 6 busses costing you £10 a day?
Not my situation I might add but one I'm sure hundreds are in.
God there's some ridiculous people on here.
6 busses costing £10. you have to be kidding. Here in deepest darkest yorkshire, the poor end of the country, a short busride starts at 2.50. It would cost me £20 to get to work by public transport, taking almost 2 hours. I live in a large village 4 miles from a large town, on an A-road.Maybe get on 6 busses costing you £10 a day?
Not my situation I might add but one I'm sure hundreds are in.
God there's some ridiculous people on here.
There are many council estates around here. People on those don't have any choice of where they live*
Jobs are scarce around here. Try working in a call centre after cycling 30degree inclines for 4 miles and not smelling like a sewer.
But of course, this doesn't occur to the few Londoners that appear to be so fking annoying on this thread.
*they do, but its a decision between one sthole and another right next to each other.
My goodness some Londoners can really get on my nerves...
I consider myself very fortunate to have rid myself of most money worries as much by luck as judgement, but I've been there and remember it all too well.
You've only got options if you have the capital up front.
Save money on car insurance? Pay several hundred up front.
Save money on TV license? Pay it all up front.
Move closer to work? Find deposit for rent & pay for removals.
There are countless ways one can optimise their spending, but the vast majority of them involve having a degree of flexibility to make the change in the first place.
I consider myself very fortunate to have rid myself of most money worries as much by luck as judgement, but I've been there and remember it all too well.
You've only got options if you have the capital up front.
Save money on car insurance? Pay several hundred up front.
Save money on TV license? Pay it all up front.
Move closer to work? Find deposit for rent & pay for removals.
There are countless ways one can optimise their spending, but the vast majority of them involve having a degree of flexibility to make the change in the first place.
Mr Gear said:
londonbabe said:
Turtle head said:
If people are living hand to mouth why would you have capital tied up in fuel if it can spent on food or heating.
Some people do live that close to the line.
Which surely means they cannot afford to run a car at all.Some people do live that close to the line.
What else are they skimping on? Insurance?
If you're really that broke, sell your car and buy something cheaper.
chrisball said:
backwoodsman said:
jonah35 said:
We all know the answers so its a bit of a stupid thread!!
I couldn't think of a reason.I asked the question, so that makes me stupid.
This thread educated me, as to numerous answers, and reasons why.
Therefore, this thread is educational.
Next post from OP......................
Why do people in the supermarket only buy 2 pints of milk when they can buy 4 or 6?
Turtle head said:
If people are living hand to mouth why would you have capital tied up in fuel if it can spent on food or heating.
Some people do live that close to the line.
Good point but if someone is really that hard up so that the difference between putting say £20 rather than a fiver meant they may not be able to eat, then why are they trying to run a car at all? And how could they possibly pay the insurance instalments, tax it, MOT it or pay for even the smallest thing going wrong?? I've heard this before in interviews with people struggling for cash and it's amazing how often they say they can't afford decent food for the kids, pay their heating bill - oh, and they can barely put fuel in the car. You can hear the genuinely hard-up snorting in derision.Some people do live that close to the line.
W124 said:
Because, without the car, the entire thing falls apart. People are holding on. Just. It's not about poverty. It's about people on the absolute limit of falling into it.
Quite. It's people on the very threshold of trying to live a respectable life and earn the money to feed their families.For most people outwith London losing the car means losing the job. Buses cost more than cars unless you're on an inner city route and take too long, meaning you can't get to work on time or home in time. Times are constrained by when kids can go to school etc. Child minding costs as much as a modest income nets after tax each month.
These hard working people are living on the brink of saying "F*** it. I'd be better off just packing it all in and signing on at the Jobcentre" but they don't want to sink to that level because they want a better life for their children.
So if someone earns £1000 a month, and £500 goes on rent, £150 on utility stuff & general bills, they need to be extremely careful what they do with the remainder incase a Direct Debit they thought had already cleared comes out and they end up with a bounce and a £60 bank charge for going overdrawn. Or whatever.
If you know you always finish the month well in the black you don't even think about it - but it's not that care free for everyone.
AH33 said:
Shell sent me a voucher for £5.50 this morning, but now im worried if I go and put it in a man with a clipboard will come out from behind the pump and start asking if my car is on finance and whether I can afford tyres
It's the mutterings in the queue that worry me.
[whispers]insurance dodger[/whispers]
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