Has your insurance gone up?
Discussion
Fastdruid said:
My wife has just got through her renewal quote, pretty much doubled from ~£450 to £900.
To me, that looks like a pretty strong indicator that they don't want her business.My old insurance was about £230. Renewal quote £450, so nearly doubled.
Five minutes on a price comparison website got it downto £350, so it's
pointless ringing up the old company for a chat.
Fewer miles this year, car worth less and another year's experience of driving that
I can't put on NCB as that seems to top out at 9 years.
25+ years would be more accurate. I think there is a gap in the market for safer drivers
with NCB over 10 years.
dcb said:
To me, that looks like a pretty strong indicator that they don't want her business.
My old insurance was about £230. Renewal quote £450, so nearly doubled.
Five minutes on a price comparison website got it downto £350, so it's
pointless ringing up the old company for a chat.
Fewer miles this year, car worth less and another year's experience of driving that
I can't put on NCB as that seems to top out at 9 years.
25+ years would be more accurate. I think there is a gap in the market for safer drivers
with NCB over 10 years.
If there were a profitable gap I assure you someone would be in it. £350 is pretty cheap considering the likely cost of any claim that could be made. My old insurance was about £230. Renewal quote £450, so nearly doubled.
Five minutes on a price comparison website got it downto £350, so it's
pointless ringing up the old company for a chat.
Fewer miles this year, car worth less and another year's experience of driving that
I can't put on NCB as that seems to top out at 9 years.
25+ years would be more accurate. I think there is a gap in the market for safer drivers
with NCB over 10 years.
Home insurance renewal went up by 300 quid. Straight on go compare now its 100 quid less than last year. Car insurance renewal up by 120,same again with go compare, 50 quid less than last year. Glad renewal quotes were large increases ,had they only been around 10% i would probably have renewed.
Don1 said:
After reading this thread with fear, my renewal came through yesterday. It’s gone up. By £100.
So after a year of you not crashing and a year of your cars losing value... you're happy your insurance has gone up.My, you are well trained. Sit, beg, overpay.
The problem with car insurance in the UK is that it's a capitve market, enforced by the government. If it were free we'd have the £0 option of no insurance. We don't as we have to have insurance to drive legally.
I'm not opposed to mandatory insurance, quite the opposite having lived where anyone could be driving an old s
tbox with no insurance before but if the govt is to force us to buy it, they need to take a role in controlling obvious profiteering.And we also need to get people questioning the position: "your insurance goes up every year".
I don’t even know how insurance works any more.
I just swapped my 2007 Range Rover for a 2020 i3. One worth maybe £5k one £17k.
And my premium has gone down by £30.
Nothing changed the exact same things on both literally just swapped the car.
I’d assumed the i3 would have been way more.
Just down to engine size? The range was slow as hell despite being a V8!
I just swapped my 2007 Range Rover for a 2020 i3. One worth maybe £5k one £17k.
And my premium has gone down by £30.
Nothing changed the exact same things on both literally just swapped the car.
I’d assumed the i3 would have been way more.
Just down to engine size? The range was slow as hell despite being a V8!
captain_cynic said:
So after a year of you not crashing and a year of your cars losing value... you're happy your insurance has gone up.
My, you are well trained. Sit, beg, overpay.
The problem with car insurance in the UK is that it's a capitve market, enforced by the government. If it were free we'd have the £0 option of no insurance. We don't as we have to have insurance to drive legally.
I'm not opposed to mandatory insurance, quite the opposite having lived where anyone could be driving an old stbox with no insurance before but if the govt is to force us to buy it, they need to take a role in controlling obvious profiteering.
And we also need to get people questioning the position: "your insurance goes up every year".
Not this ill informed boring claptrap again. My, you are well trained. Sit, beg, overpay.
The problem with car insurance in the UK is that it's a capitve market, enforced by the government. If it were free we'd have the £0 option of no insurance. We don't as we have to have insurance to drive legally.
I'm not opposed to mandatory insurance, quite the opposite having lived where anyone could be driving an old s
tbox with no insurance before but if the govt is to force us to buy it, they need to take a role in controlling obvious profiteering.And we also need to get people questioning the position: "your insurance goes up every year".
captain_cynic said:
Don1 said:
After reading this thread with fear, my renewal came through yesterday. It’s gone up. By £100.
So after a year of you not crashing and a year of your cars losing value... you're happy your insurance has gone up.My, you are well trained. Sit, beg, overpay.
The problem with car insurance in the UK is that it's a capitve market, enforced by the government. If it were free we'd have the £0 option of no insurance. We don't as we have to have insurance to drive legally.
I'm not opposed to mandatory insurance, quite the opposite having lived where anyone could be driving an old s
tbox with no insurance before but if the govt is to force us to buy it, they need to take a role in controlling obvious profiteering.And we also need to get people questioning the position: "your insurance goes up every year".
So, you are so ignorant that you don't look at people's garages before producing this rubbish?
Not a single one of my cars went down in value. Quite the opposite.
captain_cynic said:
Don1 said:
After reading this thread with fear, my renewal came through yesterday. It’s gone up. By £100.
So after a year of you not crashing and a year of your cars losing value... you're happy your insurance has gone up.My, you are well trained. Sit, beg, overpay.
For all you know, he might have underpaid by £150 last year. In which case, he's still underpaying this year. By £50
The problem with UK insurance is that it's been ridiculously cheap for so long, that now it's beginning to rise (and it's still nowhere near where it should be), people think they are being fleeced. By insurance went from £360 to £480. In Germany, it's a €1200 policy, at least.
Just got the meerkats involved in a casual perusal of renewal prices this year on my daily shed. I think last year I paid around £380, cheapest quote this year was £354. It wasn't like-for-like though, as my wife as a named driver has had a non-fault claim in the past year on her own car. It'll be interesting to see what the current renewal price comes through as and when the insurance company send their renewal documents through soon.
Out of pure interest, I changed the vehicle to a new FFRR, suddenly the best quote was £2.5k, quickly rising to just over £8k, and that's in a good postcode. It was interesting how few companies even appeared on the list. On balance, I'm happy with £354 for the year..
Out of pure interest, I changed the vehicle to a new FFRR, suddenly the best quote was £2.5k, quickly rising to just over £8k, and that's in a good postcode. It was interesting how few companies even appeared on the list. On balance, I'm happy with £354 for the year..
Seeing a lot on social media about drivers of new FFRR and slightly used ones finding insurers won't offer a quote come renewal time or ramping them up massively due to how easy they are to steal.
A lot of owners talking about selling up or arguong that JLR should start insuring them somehow
A lot of owners talking about selling up or arguong that JLR should start insuring them somehow
911(2008 C2S) is with Privilege and was £172 last year now they are quoting £278 Me and the Missus fully comp 5000 miles
Multicar with Footman James for 2000 MX5, 2000 Ford Ranger , 1982 BMW 520i and 1988 BMW 320i , 3000 mile limit, both of us, was £230 last year now £288.49 - reasonably happy with that because its a faff to find someone else to do all that and will be adding 1970 Land Rover next year.
Multicar with Footman James for 2000 MX5, 2000 Ford Ranger , 1982 BMW 520i and 1988 BMW 320i , 3000 mile limit, both of us, was £230 last year now £288.49 - reasonably happy with that because its a faff to find someone else to do all that and will be adding 1970 Land Rover next year.
Jamescrs said:
Seeing a lot on social media about drivers of new FFRR and slightly used ones finding insurers won't offer a quote come renewal time or ramping them up massively due to how easy they are to steal.
A lot of owners talking about selling up or arguing that JLR should start insuring them somehow
On the flip side, thieves have been specifically targeting Land Rover products for years, especially anything newish with Range Rover in the name; Evoque, Velar, RRS and of course FFRR. It's been a well-known phenomenon, something that any prospective FFRR buyer should know before they plonk one on their driveway or outside their house. Complaining about insurance costs seems a bit short-sighted; given how popular they are at magically disappearing without warning. A lot of owners talking about selling up or arguing that JLR should start insuring them somehow
Don't get me wrong, I like a FFRR, but I could never own one as I'd never get to use it; it would either be away in the dealer workshop or away in the scumbags chop shop.
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