Right give me some 1.0L I can insure for my 17 year old lad.
Discussion
Ray Luxury-Yacht said:
I might be barking up a hideously outdated tree, but aren't small vans / pickups classed as commercial and hence cheaper on insurance?
Might be an angle there.
Or you could do what this enterprising young lad did:
Drives a tractor instead of a car - £57 a year insurance instead of £000000's
who researched this? since when is the average insurance quote £8,250? what the hell is that on? a fMight be an angle there.
Or you could do what this enterprising young lad did:
Drives a tractor instead of a car - £57 a year insurance instead of £000000's
king Ferrari?, and how did that numpty get a £17k quote? That is actually amazing, he must have one hell of a past, and live in Mordors worst sthole GAH! 
also, since when does a Fordson Major have a 4.0L engine and do 40MPH? think closer to 16MPh. to do that speed you'd have to have arms like Popeye, and a arse of steel
-no suspension! 
and, Its not the age that stops it having road tax, its the use! FFS, they cant get anything right
also, Insurance on a tractor would be dodgy, as its normally agricultural use only, and you couldn't run it on red, and 4mpg on a tractor like that is deemed pretty good... owch!
Edited by Agrispeed on Friday 24th February 21:12
My 1.4 ibiza has always been cheap to insure, no more than £800 since i was 17; now 20 and its £600.
one of the cheapest cars i found to insure so far is a mk1 golf gti, and mk1/2 escorts; just by playing with comparison sites.
when im 21, the ibiza goes down to around £500. but i can insure, some big engined bmws for under 1k. ie 328 at £800 and 330d at £700! ....only a month and a bit to go
one of the cheapest cars i found to insure so far is a mk1 golf gti, and mk1/2 escorts; just by playing with comparison sites.
when im 21, the ibiza goes down to around £500. but i can insure, some big engined bmws for under 1k. ie 328 at £800 and 330d at £700! ....only a month and a bit to go
Edited by orangesrule on Friday 24th February 21:19
Ray Luxury-Yacht said:
Or, nearly as ridiculous as the tractor...
A Reliant 3 wheeler?
I bought one, one winter, because I used to ride bikes all year round, and then one winter got fed up with the cold. Hadn't passed my car test though, but you can drive a Reliant on a bike license.
My round trip to work was 90 miles a day which it did quite happily. It also did some long trips up North without complaint.
It was unbelievably cheap to run, and was pennies to insure.
It was so basic, that a bit of attention with a few rudimentary spanners was more than enough to keep in running in good health. Nothing ever went wrong or broke, and tyres seemed to never wear out.
Your feet go down one side of the engine / box, so it had loads of leg room even for me (6' 2")
Fibreglass bodywork = no rust = flew through MOT's each year.
Not as unstable as people make out - as with a lot of vehicles, it's how you drive them that matters.
And the best thing for me - much to the annoyance of my 'Mini' owning mates, it had a similar 850cc engine as their cars, with similar power, but being much lighter was actually faster than their Mini's!! Ok, not Mini agile round corners, but on straighter roads I used to just bugger off!
What's not to like???
I was actually considering a Reliant three-wheeler for when I'm 17, to get my NCB up before moving to the Jag. But Mum has decided they're dangerous and I wouldn't be allowed one. A Reliant 3 wheeler?
I bought one, one winter, because I used to ride bikes all year round, and then one winter got fed up with the cold. Hadn't passed my car test though, but you can drive a Reliant on a bike license.
My round trip to work was 90 miles a day which it did quite happily. It also did some long trips up North without complaint.
It was unbelievably cheap to run, and was pennies to insure.
It was so basic, that a bit of attention with a few rudimentary spanners was more than enough to keep in running in good health. Nothing ever went wrong or broke, and tyres seemed to never wear out.
Your feet go down one side of the engine / box, so it had loads of leg room even for me (6' 2")
Fibreglass bodywork = no rust = flew through MOT's each year.
Not as unstable as people make out - as with a lot of vehicles, it's how you drive them that matters.
And the best thing for me - much to the annoyance of my 'Mini' owning mates, it had a similar 850cc engine as their cars, with similar power, but being much lighter was actually faster than their Mini's!! Ok, not Mini agile round corners, but on straighter roads I used to just bugger off!
What's not to like???
kamilb1998 said:
I was actually considering a Reliant three-wheeler for when I'm 17, to get my NCB up before moving to the Jag. But Mum has decided they're dangerous and I wouldn't be allowed one.
Well... She might have a point... http://www.youtube.com/watch?v=_bIn_ZgHJaE
Ok, just out of interest, I quoted myself as a 17 year old. Licence held for a few months, no no-claims, 5000 miles a year, car kept in secure car park during day and on drive at night. For a Fiat 126 BIS...
£2791 or £303 a month! That's insane! I'm 26 now and thought my insurance was bad in my late teens! Most I ever paid was £1400 for an Uno Turbo at 18/19 I believe.
ETA : did the same on a Reliant Robin.. Cheapest was in excess of £5000...
ETA : Just did it again on a Volvo 240 GL 2.0l Saloon... in excess of £7000...
So much for the advice of Pistonheads heh. To be honest, I there is no real win situation to this question. You will get raped no matter how you go about it. Tell him to go and get a job. £300 a month is nothing on a full time minimum wage... Esspecially when your not paying rent. Get him to build some no claims now whilst he has no real bills to pay etc.
£2791 or £303 a month! That's insane! I'm 26 now and thought my insurance was bad in my late teens! Most I ever paid was £1400 for an Uno Turbo at 18/19 I believe.
ETA : did the same on a Reliant Robin.. Cheapest was in excess of £5000...
ETA : Just did it again on a Volvo 240 GL 2.0l Saloon... in excess of £7000...
So much for the advice of Pistonheads heh. To be honest, I there is no real win situation to this question. You will get raped no matter how you go about it. Tell him to go and get a job. £300 a month is nothing on a full time minimum wage... Esspecially when your not paying rent. Get him to build some no claims now whilst he has no real bills to pay etc.
Edited by Deluded on Friday 24th February 21:29
Edited by Deluded on Friday 24th February 21:31
kamilb1998 said:
Ray Luxury-Yacht said:
Or, nearly as ridiculous as the tractor...
A Reliant 3 wheeler?
I bought one, one winter, because I used to ride bikes all year round, and then one winter got fed up with the cold. Hadn't passed my car test though, but you can drive a Reliant on a bike license.
My round trip to work was 90 miles a day which it did quite happily. It also did some long trips up North without complaint.
It was unbelievably cheap to run, and was pennies to insure.
It was so basic, that a bit of attention with a few rudimentary spanners was more than enough to keep in running in good health. Nothing ever went wrong or broke, and tyres seemed to never wear out.
Your feet go down one side of the engine / box, so it had loads of leg room even for me (6' 2")
Fibreglass bodywork = no rust = flew through MOT's each year.
Not as unstable as people make out - as with a lot of vehicles, it's how you drive them that matters.
And the best thing for me - much to the annoyance of my 'Mini' owning mates, it had a similar 850cc engine as their cars, with similar power, but being much lighter was actually faster than their Mini's!! Ok, not Mini agile round corners, but on straighter roads I used to just bugger off!
What's not to like???
I was actually considering a Reliant three-wheeler for when I'm 17, to get my NCB up before moving to the Jag. But Mum has decided they're dangerous and I wouldn't be allowed one. A Reliant 3 wheeler?
I bought one, one winter, because I used to ride bikes all year round, and then one winter got fed up with the cold. Hadn't passed my car test though, but you can drive a Reliant on a bike license.
My round trip to work was 90 miles a day which it did quite happily. It also did some long trips up North without complaint.
It was unbelievably cheap to run, and was pennies to insure.
It was so basic, that a bit of attention with a few rudimentary spanners was more than enough to keep in running in good health. Nothing ever went wrong or broke, and tyres seemed to never wear out.
Your feet go down one side of the engine / box, so it had loads of leg room even for me (6' 2")
Fibreglass bodywork = no rust = flew through MOT's each year.
Not as unstable as people make out - as with a lot of vehicles, it's how you drive them that matters.
And the best thing for me - much to the annoyance of my 'Mini' owning mates, it had a similar 850cc engine as their cars, with similar power, but being much lighter was actually faster than their Mini's!! Ok, not Mini agile round corners, but on straighter roads I used to just bugger off!
What's not to like???
I never crashed it, but I did get it up on two wheels once or twice by driving like a tw@t - but it just dropped down again and it was a fairly simple job to re-fibreglass the corners
I never rolled it onto it's side or right over.It's built on a pretty sturdy A-frame chassis with steel outriggers - so I don't think it's as dangerous as people think. Ok yes, 80 mph head on into a wall / lorry might not see survival, but as I said, it's how you drive them.
If you drive it a bit carefully and with respect to the road, I think you'll be fine and as you say, a great way to build up no claims.
I rellly did have the MOST FUN in mine without any mishaps - and my Mum was like yours - luckily to her it was way preferable to me riding a bike, so she was ok with it! I then built up 3 years no claims in it, passed my full car test, and then had reasonable insurance in a full 4 wheeler after.
The only other thing I was a bit scared off was p1ss taking - but you know what? My mates all loved it and thought it was hilarious, and as I said in my post before, it was faster than their Minis too - so eventually they all wanted to come out in it!
I think you should go back and persuade your Mum again...
P I Staker said:
MG CHRIS said:
Quantum kit cars are very cheap for new drivers i had mine when i was 18 £735 tpft fiesta based with either a coupe body or convertiable. A lot better than a chaved up saxo and quicker too.
Where can a new driver go to insure such a thing? 
Edited by MG CHRIS on Friday 24th February 21:38
AceOfHearts said:
£1600 for me to insure. Gassing Station | General Gassing | Top of Page | What's New | My Stuff