Lowest insurance paid
Poll: Lowest insurance paid
Total Members Polled: 291
Discussion
The cheapest premium I've paid was £890 for my first car, a Peugeot 306 1.9TD, when I was 20 years old. The most expensive premium I've paid was £2,650 for a Lotus Elise S1 at the age of 21 ... It was well worth it ![biggrin](/inc/images/biggrin.gif)
ETA: I'm now 24 and the 111S costs me £1,500 to insure![frown](/inc/images/frown.gif)
![biggrin](/inc/images/biggrin.gif)
ETA: I'm now 24 and the 111S costs me £1,500 to insure
![frown](/inc/images/frown.gif)
Edited by Ikemi on Tuesday 4th January 11:52
Lefty said:
Deva Link said:
Lefty said:
1960 Mercedes-Benz Unimog s404. Fully comp, parked outside, no limit on mileage, aged 26, 3 points, one claim (aged 23, vx220t write-off
), no ncb for use on the policy.
£56 for a year.![smile](/inc/images/smile.gif)
What makes that so cheap?![eek](/inc/images/eek.gif)
£56 for a year.
![smile](/inc/images/smile.gif)
![smile](/inc/images/smile.gif)
I'm bloody annoyed this year, enough to think about trading the car in to avoid losing money hand over fist.
The car's worth about £800, has 155bhp and is on old-style insurance group 15.
I'm 27, with 3 years NCB, been driving for 9 years, never had so much as a speeding fine, not one single scrape, car is garaged in a leafy suburb and only really used evenings and weekends.
When I first got this car I paid about £500 fully-comp when it was parked on the street on a main trucking route.
The lowest I've managed to get it this year is a smidgin under £700 through an owner's club scheme.
Annoyingly, if I still had my old MR2 (which ate itself through internal corrosion), I'd be paying about £120 with classic insurance. For some reason, despite the car being 14 years old, it's still treated as a new car, insurance-wise.
Later this year, I'm hopefully going to bag myself another MR2. Faster, more powerful, more reliable, more fun and a whole lot cheaper to run (not that the Alfa's running costs themselves are expensive, but the insurance gets even more stupid by the year - the majority of quotes I've had have been in the £1300 region.)
The car's worth about £800, has 155bhp and is on old-style insurance group 15.
I'm 27, with 3 years NCB, been driving for 9 years, never had so much as a speeding fine, not one single scrape, car is garaged in a leafy suburb and only really used evenings and weekends.
When I first got this car I paid about £500 fully-comp when it was parked on the street on a main trucking route.
The lowest I've managed to get it this year is a smidgin under £700 through an owner's club scheme.
Annoyingly, if I still had my old MR2 (which ate itself through internal corrosion), I'd be paying about £120 with classic insurance. For some reason, despite the car being 14 years old, it's still treated as a new car, insurance-wise.
Later this year, I'm hopefully going to bag myself another MR2. Faster, more powerful, more reliable, more fun and a whole lot cheaper to run (not that the Alfa's running costs themselves are expensive, but the insurance gets even more stupid by the year - the majority of quotes I've had have been in the £1300 region.)
tomtom said:
Fun Bus said:
Yep, that's amazing - would like to know how you manage that. I've just renewed my car for £600 - BMW 318Ci M-Sport coupe. I'm 33 with 6 yrs. NCB, no points and car is insured for me and GF fully comp.
Some sort of modern classic policy with limited mileage.£112/year on the Land Rover on a limited mileage policy and without no claims discount.
£40/month IIRC on an old diesel Volvo worth a smidgeon of the above, with 7 years no claims discount.
Classic cars are the way to go, if you discount reliability, fuel consumption and heated electric leather seats![smile](/inc/images/smile.gif)
£40/month IIRC on an old diesel Volvo worth a smidgeon of the above, with 7 years no claims discount.
Classic cars are the way to go, if you discount reliability, fuel consumption and heated electric leather seats
![smile](/inc/images/smile.gif)
Rawwr said:
DannyVTS said:
My cheapest was 1100 for a 1.8 Corsa when I was 18, now paying just shy of 1280 for a Saxo VTS (still 18) TPF+T
That's tantamount to rape!![hehe](/inc/images/hehe.gif)
A mate of mine is just turning 19 and he cannot insure his VTS for less than 2k!
![frown](/inc/images/frown.gif)
Edited by DannyVTS on Tuesday 4th January 13:05
DannyVTS said:
Rawwr said:
DannyVTS said:
My cheapest was 1100 for a 1.8 Corsa when I was 18, now paying just shy of 1280 for a Saxo VTS (still 18) TPF+T
That's tantamount to rape!![hehe](/inc/images/hehe.gif)
A mate of mine is just turning 19 and he cannot insure his VTS for less than 2k!
![frown](/inc/images/frown.gif)
Edited by DannyVTS on Tuesday 4th January 13:05
My wife paid £101.92 (with Saga)for her 2000 Megane 1.4 and has never made a claim in 48 years of driving!
I pay just under £220 for my 2005 Civic 2.0 S-Type via IAM insurance.
My wife drives less than 4000 miles per year and I do 13,000 . We are both named drivers on the other policy.
I pay just under £220 for my 2005 Civic 2.0 S-Type via IAM insurance.
My wife drives less than 4000 miles per year and I do 13,000 . We are both named drivers on the other policy.
Deva Link said:
Lefty said:
Deva Link said:
Lefty said:
1960 Mercedes-Benz Unimog s404. Fully comp, parked outside, no limit on mileage, aged 26, 3 points, one claim (aged 23, vx220t write-off
), no ncb for use on the policy.
£56 for a year.![smile](/inc/images/smile.gif)
What makes that so cheap?![eek](/inc/images/eek.gif)
£56 for a year.
![smile](/inc/images/smile.gif)
HTH
£147 for the kit car this year with limited mileage. Not bad for a car that does 0-60 in under 5.
Great conversation with lady on phone
"How many doors?"
"None"
"Oh, er, will you want windscreen cover?"
"Nope - hasn't got one"
"Really are you sure?"
"Yes thanks"
"What size engine?"
"Less than 1 litre"
etc.
She was a bit bemused...
Great conversation with lady on phone
"How many doors?"
"None"
"Oh, er, will you want windscreen cover?"
"Nope - hasn't got one"
"Really are you sure?"
"Yes thanks"
"What size engine?"
"Less than 1 litre"
etc.
She was a bit bemused...
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