HELP - was sold a cat A/B car
Discussion
Fermit and Sexy Sarah said:
Starfighter said:
Also find out if the home address is owned and get a charge put on the land registry record so you get money if and when it is sold.
This is what I was thinking, in response to the nay-sayers citing if he can't pay/wont. https://www.gov.uk/make-court-claim-for-money/enfo...
Attachment of earnings or freezing a bank account is also possible, depending on his financial situation.
Freezing a bank account could be worthwhile, though as I understand it, it has to be done when there's money actually in the account!
Attachment of earnings is a good one if they're PAYE, FB is your friend here...
I was looking at doing it for a claim, but they ended up paying in the end after a little pressure so I didn't have to go down that road.
All that's probably a long way off, and from my experience putting in and winning the claim is very straightforward, actually getting the money is more frustrating but hardly impossible unless they're a complete waster or a barely solvent company!
Fermit and Sexy Sarah said:
Starfighter said:
Also find out if the home address is owned and get a charge put on the land registry record so you get money if and when it is sold.
This is what I was thinking, in response to the nay-sayers citing if he can't pay/wont. Then of course he would actually have to sell / move house for the charge to be paid.
The minimum amount you can take someone into bankruptcy for us £5k, this would also then call in all other unsecured debt, which may result in you receiving £1 in the £1 or £0.05 in the £1 as you are bottom of the queue (naturally after the solicitors / trustees have taken their fee); again assuming the chap has any assets from which to pay (most obvious being a property).
Then you get into the realms of equity, joint ownership, only half the equity which equates to less than the unsecured debts ... then it takes 3 years for the trustee to realise the asset of they refuse to play ball, etc, etc.
Edited by Lord.Vader on Thursday 5th March 21:35
gizlaroc said:
B'stard Child said:
Do you have the new keepers bit - can’t you tax it on that or does the computer say no when you try?
There is no V5. The minute it was written off, DVLA are informed and the V5 is deleted from the system.
V5 must be returned to insurer.
But seeing as you made a catagoric statement I did and this is the relevant quote
Direar said:
well I signed and dated it but I have the new keepers slip yes, what are you thinking?
edit...I remember him saying I didn't have to sign and date as he would do it all online......
So he has a new keepers slip - you know the thing that is normally attached to a V5edit...I remember him saying I didn't have to sign and date as he would do it all online......
B'stard Child said:
gizlaroc said:
B'stard Child said:
Do you have the new keepers bit - can’t you tax it on that or does the computer say no when you try?
There is no V5. The minute it was written off, DVLA are informed and the V5 is deleted from the system.
V5 must be returned to insurer.
But seeing as you made a catagoric statement I did and this is the relevant quote
Direar said:
well I signed and dated it but I have the new keepers slip yes, what are you thinking?
edit...I remember him saying I didn't have to sign and date as he would do it all online......
So he has a new keepers slip - you know the thing that is normally attached to a V5edit...I remember him saying I didn't have to sign and date as he would do it all online......
It doesn't puff into thin air, but the document is taken off the database, it no longer exists.
The owner is told to destroy it, or return it to the insurer.
The same way if you lose one and apply for a new one, the V5 that is lost is taken off the database, you may find it again, but the 11 digit reference code, or the 12 digit code on the V5c/2 green slip, doesn't actually work anymore.
This is part of the issue here, and in many cases, that because there is a physical V5 people think, and why wouldn't they? That it can be used, as the op did and so many on here do.
I think all V5s should be online only now, with the current 'keeper' having a code that needs to be used to change keeper etc. That way you could see at the time if any issues.
CAPP0 said:
He has *A* new keeper's slip but does he have *THE* new keeper's slip? I think this was suggested previously, he may not have the correct actual document.
Yeah, you're right. Once a Cat B a new V5 can not be issued.
There is no correct V5, never will be for that car.
It used to be the case that you would get an MOT, then a Vehicle Identity Check and if it all matched up a new V5 would be issued, however the VIC was stopped a few years back, so you can't anymore.
Once a Cat B that is it. No V5, therefore no tax, therefore you can't drive it.
Exception would be a tax exempt vehicle.
Edited by gizlaroc on Thursday 5th March 23:10
coldel said:
Jesus, get back off your soap box. I was talking about not letting the seller, who sold it to the OP, get away with conning him. Christ alive.
Blimey!I wasn't having a go at you.
I read your post as the OP was trying to con someone if he sold it on.
I think it was because you put .... "so far" and "try and prevent a con by someone selling this car on". The con has already happened, so presumed you were talking future tense.
coldel said:
PHers have done a great job so far investigating to try and prevent a con by someone selling this car on. Strive to win!
I wanted to reassure the OP that he wouldn't be and it is perfectly fine as long as he is completely honest. Sorry if I misunderstood, and if that upset you.
But I did think it important the OP knew he could sell it on legally and what needs to be put in the advert.
Edited by gizlaroc on Friday 6th March 10:39
Higgs boson said:
Jazoli said:
17 pages? It's currently 5 pages.
'depends on your setup ... it's 17 pages for me.Fastpedeller said:
gizlaroc said:
Exception would be a tax exempt vehicle.
No it wouldn't - A 'tax exempt' vehicle still has a V5, and has to have 'road fund licence' (although it's zero cost), and if there is no insurance it has to be SORN. Same rules apply. So no vehicle then in that case.
Once classed a Cat B, the moment the insurer notifies DVLA it that is that. Off the road.
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