Right give me some 1.0L I can insure for my 17 year old lad.

Right give me some 1.0L I can insure for my 17 year old lad.

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Discussion

AceOfHearts

5,826 posts

193 months

Friday 24th February 2012
quotequote all
P I Staker said:
£1600 for me to insure.
As a 17 year old? Is that good or bad? I am paying £200 fully comp (22 years old at time of insuring)

Gooly

965 posts

150 months

Friday 24th February 2012
quotequote all
17yr old male, London postcode, license held for a few months, £2100 on a 1.0 Corsa. Bloody good considering. I made this thread a while back explaining how I got it that low;
http://pistonheads.com/gassing/topic.asp?h=0&t...

0a

23,907 posts

196 months

Friday 24th February 2012
quotequote all
sawman said:
There was a thread on here last week about a young chap who had got a spitfire to learn in, iirc the insurance was pretty reasonable
Here

P I Staker

3,308 posts

158 months

Friday 24th February 2012
quotequote all
AceOfHearts said:
P I Staker said:
£1600 for me to insure.
As a 17 year old? Is that good or bad? I am paying £200 fully comp (22 years old at time of insuring)
Yes, 17. Well, a Citroen AX is £1900, a MK1 MR2 is £3800 and an MG ZR is £4000 to give you an idea.

kamilb1998

2,220 posts

179 months

Friday 24th February 2012
quotequote all
Ray Luxury-Yacht said:
kamilb1998 said:
Ray Luxury-Yacht said:
Or, nearly as ridiculous as the tractor...

A Reliant 3 wheeler?

I bought one, one winter, because I used to ride bikes all year round, and then one winter got fed up with the cold. Hadn't passed my car test though, but you can drive a Reliant on a bike license.

My round trip to work was 90 miles a day which it did quite happily. It also did some long trips up North without complaint.

It was unbelievably cheap to run, and was pennies to insure.

It was so basic, that a bit of attention with a few rudimentary spanners was more than enough to keep in running in good health. Nothing ever went wrong or broke, and tyres seemed to never wear out.

Your feet go down one side of the engine / box, so it had loads of leg room even for me (6' 2")

Fibreglass bodywork = no rust = flew through MOT's each year.

Not as unstable as people make out - as with a lot of vehicles, it's how you drive them that matters.

And the best thing for me - much to the annoyance of my 'Mini' owning mates, it had a similar 850cc engine as their cars, with similar power, but being much lighter was actually faster than their Mini's!! Ok, not Mini agile round corners, but on straighter roads I used to just bugger off!

What's not to like??? biggrin
I was actually considering a Reliant three-wheeler for when I'm 17, to get my NCB up before moving to the Jag. But Mum has decided they're dangerous and I wouldn't be allowed one. rolleyes
Well, as I was driving a 'car' instead of riding a 1,000cc superbike through the icy winter, to me it was the height of safety! Warmth, comfort AND a seat belt...in fact it was hard not to get bored!

I never crashed it, but I did get it up on two wheels once or twice by driving like a tw@t - but it just dropped down again and it was a fairly simple job to re-fibreglass the corners biggrin I never rolled it onto it's side or right over.

It's built on a pretty sturdy A-frame chassis with steel outriggers - so I don't think it's as dangerous as people think. Ok yes, 80 mph head on into a wall / lorry might not see survival, but as I said, it's how you drive them.

If you drive it a bit carefully and with respect to the road, I think you'll be fine and as you say, a great way to build up no claims.

I rellly did have the MOST FUN in mine without any mishaps - and my Mum was like yours - luckily to her it was way preferable to me riding a bike, so she was ok with it! I then built up 3 years no claims in it, passed my full car test, and then had reasonable insurance in a full 4 wheeler after.

The only other thing I was a bit scared off was p1ss taking - but you know what? My mates all loved it and thought it was hilarious, and as I said in my post before, it was faster than their Minis too - so eventually they all wanted to come out in it!

I think you should go back and persuade your Mum again...
I did tell her that they are stable things. I have seen their chassis stripped down at a local Reliant specialist and they do look like they would be very stable to drive.

I currently do around 200 miles/month on a Sinclair C5 and she doesn't mind that so what makes her think a Reliant three-wheeler would be unsafe, I really don't know. The school I go to doesn't take the piss out of the Sinclair so doubt they would out of a Reliant three-wheeler.

Agrispeed

988 posts

161 months

Friday 24th February 2012
quotequote all
sawman said:
There was a thread on here last week about a young chap who had got a spitfire to learn in, iirc the insurance was pretty reasonable
byebye Hello there! bowtie yep, less than a Derv Fiat Panda... however, does require some effort, compared to a modern car... however, if you like getting your hands dirty...thumbup

Raize

1,476 posts

181 months

Friday 24th February 2012
quotequote all
Volvo 360 or 340 GLS
Vauxhall Cavalier Mark One 1.6L
Skoda Estelle


Some left-field suggestions, all made in the 70's and 80's so obviously completely great cars in every way noone would be more proud to drive.

Ray Luxury-Yacht

8,910 posts

218 months

Friday 24th February 2012
quotequote all
kamilb1998 said:
Ray Luxury-Yacht said:
kamilb1998 said:
Ray Luxury-Yacht said:
Or, nearly as ridiculous as the tractor...

A Reliant 3 wheeler?

I bought one, one winter, because I used to ride bikes all year round, and then one winter got fed up with the cold. Hadn't passed my car test though, but you can drive a Reliant on a bike license.

My round trip to work was 90 miles a day which it did quite happily. It also did some long trips up North without complaint.

It was unbelievably cheap to run, and was pennies to insure.

It was so basic, that a bit of attention with a few rudimentary spanners was more than enough to keep in running in good health. Nothing ever went wrong or broke, and tyres seemed to never wear out.

Your feet go down one side of the engine / box, so it had loads of leg room even for me (6' 2")

Fibreglass bodywork = no rust = flew through MOT's each year.

Not as unstable as people make out - as with a lot of vehicles, it's how you drive them that matters.

And the best thing for me - much to the annoyance of my 'Mini' owning mates, it had a similar 850cc engine as their cars, with similar power, but being much lighter was actually faster than their Mini's!! Ok, not Mini agile round corners, but on straighter roads I used to just bugger off!

What's not to like??? biggrin
I was actually considering a Reliant three-wheeler for when I'm 17, to get my NCB up before moving to the Jag. But Mum has decided they're dangerous and I wouldn't be allowed one. rolleyes
Well, as I was driving a 'car' instead of riding a 1,000cc superbike through the icy winter, to me it was the height of safety! Warmth, comfort AND a seat belt...in fact it was hard not to get bored!

I never crashed it, but I did get it up on two wheels once or twice by driving like a tw@t - but it just dropped down again and it was a fairly simple job to re-fibreglass the corners biggrin I never rolled it onto it's side or right over.

It's built on a pretty sturdy A-frame chassis with steel outriggers - so I don't think it's as dangerous as people think. Ok yes, 80 mph head on into a wall / lorry might not see survival, but as I said, it's how you drive them.

If you drive it a bit carefully and with respect to the road, I think you'll be fine and as you say, a great way to build up no claims.

I rellly did have the MOST FUN in mine without any mishaps - and my Mum was like yours - luckily to her it was way preferable to me riding a bike, so she was ok with it! I then built up 3 years no claims in it, passed my full car test, and then had reasonable insurance in a full 4 wheeler after.

The only other thing I was a bit scared off was p1ss taking - but you know what? My mates all loved it and thought it was hilarious, and as I said in my post before, it was faster than their Minis too - so eventually they all wanted to come out in it!

I think you should go back and persuade your Mum again...
I did tell her that they are stable things. I have seen their chassis stripped down at a local Reliant specialist and they do look like they would be very stable to drive.

I currently do around 200 miles/month on a Sinclair C5 and she doesn't mind that so what makes her think a Reliant three-wheeler would be unsafe, I really don't know. The school I go to doesn't take the piss out of the Sinclair so doubt they would out of a Reliant three-wheeler.
yikes So you're commuting on an outdated, dangerous Professor's 1980's technology whim, and that's ok????

Well then a Reliant will be like a bloody armour plated Rolls Royce compared to that, surely???!!!


Si_steve

1,109 posts

192 months

Friday 24th February 2012
quotequote all
My other half is learning to drive at the moment...The method mentioned earlier 'going grandad' seems to work as to insure her on a 1.2 corsa was going to be into 4 figures, bought a 2.3 turbo Saab and the quotes dropped to £500ish

Biker's Nemesis

39,045 posts

210 months

Friday 24th February 2012
quotequote all
My 20 year old son is on his 2nd Micra, the first one he got belonged to the Mrs. £1300 TPFT for a 1998 car valued at £400, he scrapped that after killing it and bought a 1999 1.3si Micra for £750 last year, Insurance for that was £800.

His Insurance is due next week and the cheapest he can get is £600 TPFT on the same 1999 Micra 1.3si.

When he passed his test I paid for him to do his pass plus, that helped lower his premium as did adding his mother to the policy.

There's a 22 year old lad at work with a rusty 1997 Micra 1.0l Micra that is paying nearly £2000.

Good luck.

kamilb1998

2,220 posts

179 months

Friday 24th February 2012
quotequote all
Ray Luxury-Yacht said:
yikes So you're commuting on an outdated, dangerous Professor's 1980's technology whim, and that's ok????

Well then a Reliant will be like a bloody armour plated Rolls Royce compared to that, surely???!!!
I did say to her 'how come I am allowed to commute on a C5 and not allowed a Reliant when I'm 17?' and got told that a Sinclair is not a car laugh As if that makes any diffrence...

I think it may already be something to do with me already having a Jag on the drive and she compares every 'car' on safety with that now.

jimtech

86 posts

151 months

Friday 24th February 2012
quotequote all
Agrispeed said:
rage

ranting

furious





Edited by Agrispeed on Friday 24th February 21:12
chill out. It's Friday! beer

Agrispeed

988 posts

161 months

Friday 24th February 2012
quotequote all
jimtech said:
Agrispeed said:
rage

ranting

furious





Edited by Agrispeed on Friday 24th February 21:12
chill out. It's Friday! beer
True, beer indeed now! hehe (badger golden champion) so alls good. How the feck did they manage to balls that up so badly though?

Biker's Nemesis

39,045 posts

210 months

Friday 24th February 2012
quotequote all
Don't forget, it's not the value of the car it's the amount of damage that can be caused by a 17 year old.

Rear end a Ferrari or plough into a bus Que and it's going to be a big claim.

infradig

978 posts

209 months

Friday 24th February 2012
quotequote all
ruff'n'smov said:
LIke the Lupo idea...checked them out and cheapest of the lot.

will also check the CO-OP i believe they will give dispensation about times if you let them know. He needs to set off for work at 4am sometimes,,,bless him
Went this route with the most recent of mine to turn 17. Make sure you get a quote on the exact car you're going to buy,we almost bought a Lupo 1.0 that for some inxplicable reason was £350 more to insure than the 1.0 Arosa of exactly the same year-the Arosaa's a better spec as well. It seemed every time my daughter put a different reg. in a comparison site it came up with different price even for identical cars,also add other older drivers-all my kids cars have me and wife plus other relatives down as named drivers each one you add(up to about 4) reduces the premium!

BuddyLove25

59 posts

152 months

Friday 24th February 2012
quotequote all
Passed my test a couple of months after my 17th and insured myself on a VW Lupo 1.0

Very fun car with high safety ratings and reliability. Definitely worth a look in!

ETA: At its worst - the quote was ~£2200 but that was without doing too much looking around, and I would expect there to be better ones out there

jbi

12,682 posts

206 months

Saturday 25th February 2012
quotequote all
BuddyLove25 said:
Passed my test a couple of months after my 17th and insured myself on a VW Lupo 1.0

Very fun car with high safety ratings and reliability. Definitely worth a look in!
Sadly, small cars are fundamentally not very safe in collisions with "normal" cars and this is something that should be remembered and considered.

http://www.youtube.com/watch?v=QXunnaaYtz0

and 5th gear

http://www.youtube.com/watch?v=JXeKSDpFjlg