Young driver insurance?

Young driver insurance?

Author
Discussion

Wolfboy97

Original Poster:

27 posts

139 months

Tuesday 13th November 2012
quotequote all
Looked on the quantum owners club and they say they insure under 21's on quantums from £500, which even if it was £800 would be a bargain, and some of the quantum look like the would be little rockets!

simoid

19,772 posts

160 months

Tuesday 13th November 2012
quotequote all
£10,000 still falls under the range "from £500"...

Wolfboy97

Original Poster:

27 posts

139 months

Tuesday 13th November 2012
quotequote all
I was thinking that, but surly its worth a try, so what would you guys recommend me going for? Estate car, Classic, Super-mini, kit car or van? How much is van insurance?

Raize

1,476 posts

181 months

Tuesday 13th November 2012
quotequote all
Wolfboy97 said:
I was thinking that, but surly its worth a try, so what would you guys recommend me going for? Estate car, Classic, Super-mini, kit car or van? How much is van insurance?
Classic or kit car. Van insurance is expensive.

simoid

19,772 posts

160 months

Tuesday 13th November 2012
quotequote all
Think of the least desirable (read crashed) car possible for 17 year old.

That'll probably have the lowest quotes.

Well obviously not many Ferraris will have been crashed by young folk, but you know what I mean.

Looking about my street just now, there's a Mazda 323, a Freelander, a Mondeo and a Megane Scenic that might fit the bill.

At the opposite end of the spectrum, there's a new Fiesta, some Clios, and a 106 that are likely to be more crashed, so could be seen as more risky by most insurers.

There's no one answer, you'll just have to experiment with different things to find the cheapest.

I didn't really need my own car for the first 4 years of driving, but I was insured on the family hatchback. I had 4 years of Direct Line "Named Driver No Claims" which brought my first premium down a bit at 21. This might also be an avenue if you don't need to be the main driver of a car.

LiamB

7,945 posts

145 months

Tuesday 13th November 2012
quotequote all
P Nuts said:
wont bike insurance be just as deer?
Nope.

Pay £500 for mine, and I'm 16.

Wolfboy97

Original Poster:

27 posts

139 months

Wednesday 14th November 2012
quotequote all
My dads got a 1998 Renault megane sport 1.9dti, that might be cheap to insure and he is thinking of getting a Picasso next year so that might become mine.

big_boz

1,684 posts

209 months

Wednesday 14th November 2012
quotequote all
Wolfboy97 said:
My dads got a 1998 Renault megane sport 1.9dti, that might be cheap to insure and he is thinking of getting a Picasso next year so that might become mine.
No Way its ins Grp7

MG CHRIS

9,092 posts

169 months

Wednesday 14th November 2012
quotequote all
For a quantum you will be looking a 1k at 17 mine at 18 was £735 but that was tpft and limited milleage it also went up the year after.

Wolfboy97

Original Poster:

27 posts

139 months

Wednesday 14th November 2012
quotequote all
I will have a quantum if I can get a decent one. Is benham's the same?