How much does your car cost per month?
Discussion
Fiesta ST; 2 years of ownership from new.
Hire payment is £190pcm + £570 upfront
Tax: £0
MOT: £0
Service package (tyres, breakdown, servicing, brakes etc): £44pcm
Insurance: £705 this year (although paid £1880 over last two years)
Petrol:
30,000 miles at i'm guessing around 33mpg, £1.35 per litre that makes it £5570, or £222 per month (how?!!!)
Other costs:
clutch replacement, £415
car also has some cosmetic damage that will need repairing by next year so that will cost a few hundred £ too.
So everything over the last two years: £14,990, excluding repair damage and mods
That's £599.60 per month
Jeez. I always think of "oh my car only costs £200 plus fuel".
Hire payment is £190pcm + £570 upfront
Tax: £0
MOT: £0
Service package (tyres, breakdown, servicing, brakes etc): £44pcm
Insurance: £705 this year (although paid £1880 over last two years)
Petrol:
30,000 miles at i'm guessing around 33mpg, £1.35 per litre that makes it £5570, or £222 per month (how?!!!)
Other costs:
clutch replacement, £415
car also has some cosmetic damage that will need repairing by next year so that will cost a few hundred £ too.
So everything over the last two years: £14,990, excluding repair damage and mods
That's £599.60 per month
Jeez. I always think of "oh my car only costs £200 plus fuel".
Mazda 6:
Payments: £225
Tax: £2.50 (£30/year)
Fuel: £120
Insurance: £50 (I think, changed car mid year!)
Total: £397.50. Fairly happy with that for a car on the road.
Vauxhall Calibra:
Payment: £0
Tax: £23
Fuel: £20
Insurance: £23
Repairs: £Loads (Averaging £125 a month since I owned it
)
Total: Whatever it feels like breaking this month, plus tax & insurance!
Payments: £225
Tax: £2.50 (£30/year)
Fuel: £120
Insurance: £50 (I think, changed car mid year!)
Total: £397.50. Fairly happy with that for a car on the road.
Vauxhall Calibra:
Payment: £0
Tax: £23
Fuel: £20
Insurance: £23
Repairs: £Loads (Averaging £125 a month since I owned it
) Total: Whatever it feels like breaking this month, plus tax & insurance!
2007 Mazda 3 MPS:
Car - £0.00 owned outright
Insurance - £180 Annual
Tax - £500 Annual
Fuel - £60 max per month depending on usage
Servicing and Maintenance £189 for an annual Major Service + MOT
Without additional work/maintenance it costs me about £1589 per year or £132.42 per month.
In my ownership (Since Jan 13) I don't think additional maintenance has exceeded £2000. If so the above figures change to £3589 and £299.08 respectively.
Car - £0.00 owned outright
Insurance - £180 Annual
Tax - £500 Annual
Fuel - £60 max per month depending on usage
Servicing and Maintenance £189 for an annual Major Service + MOT
Without additional work/maintenance it costs me about £1589 per year or £132.42 per month.
In my ownership (Since Jan 13) I don't think additional maintenance has exceeded £2000. If so the above figures change to £3589 and £299.08 respectively.
2016 Toyota aygo
Pcp deal.
Car £69
Insurance £25 (300 for year / 12)
Tax free
Fuel £120 a month ( a tank a week at 350-400 miles
£214 a month if calculations are right?
My old ignis sport I was putting £40 fuel in every 4 days plus insurance plus tax.
Then there was looming repair/maintenance bills. Pcp isn't for everyone but it's certain helped me out massively.
Wheather I stay in Pcp or leasing will depend on if I can get into another good deal in two years time
Pcp deal.
Car £69
Insurance £25 (300 for year / 12)
Tax free
Fuel £120 a month ( a tank a week at 350-400 miles
£214 a month if calculations are right?
My old ignis sport I was putting £40 fuel in every 4 days plus insurance plus tax.
Then there was looming repair/maintenance bills. Pcp isn't for everyone but it's certain helped me out massively.
Wheather I stay in Pcp or leasing will depend on if I can get into another good deal in two years time
2015 Aston Martin Vantage
Car - £0 owned outright.
Insurance - £1300 Annual (£110 p/m)
Tax - £570 Annual (£50 p/m)
Fuel - 800-900 miles a month @19mpg used as a daily = ~£270
Servicing and Maintenance - £0 this year as it came serviced and warrantied.
£430 a month + depreciation (fingers crossed it doesn’t depreciate much and it may be relatively cheap motoring considering what it is and as it’s used as a daily)
Insurance should drop soon to partially cover servicing
Car - £0 owned outright.
Insurance - £1300 Annual (£110 p/m)
Tax - £570 Annual (£50 p/m)
Fuel - 800-900 miles a month @19mpg used as a daily = ~£270
Servicing and Maintenance - £0 this year as it came serviced and warrantied.
£430 a month + depreciation (fingers crossed it doesn’t depreciate much and it may be relatively cheap motoring considering what it is and as it’s used as a daily)
Insurance should drop soon to partially cover servicing
Porsche Cayenne GTS.
$0/month car payment
$70/yr registration
$1000/yr insurance
$2.79/gallon for Shell V-Power
10k miles/yr 18 mpg.
$800 service
$285/month not bad value for money to have 4.8V8 with 420hp. Admittedly, if we put a car payment into the mix it would get a little more costly. But, the "sticker price" was $115k + tax and it is a Porsche so it comes out surprisingly cheap.
Even if we put in the tyres and brakes I had to do over the last 3 years it still would only be $340/month
Edited to add depreciation $617/month as it was bought second hand.
$0/month car payment
$70/yr registration
$1000/yr insurance
$2.79/gallon for Shell V-Power
10k miles/yr 18 mpg.
$800 service
$285/month not bad value for money to have 4.8V8 with 420hp. Admittedly, if we put a car payment into the mix it would get a little more costly. But, the "sticker price" was $115k + tax and it is a Porsche so it comes out surprisingly cheap.
Even if we put in the tyres and brakes I had to do over the last 3 years it still would only be $340/month
Edited to add depreciation $617/month as it was bought second hand.
Edited by h0b0 on Friday 28th June 00:22
Clio 172 Cup
Last 12 months:
Bought £1500
Massive service (belts) and suspension /brakes refresh £2500
X2 new tyres £160
Insurance £270
Fuel per month £80
Tax: £180
Depreciation: +£1000 (car worth more now!)
=£380 per month in the first year.
A lot for 17 year old Clio!
Hopefully next year will be a lot less...
Last 12 months:
Bought £1500
Massive service (belts) and suspension /brakes refresh £2500
X2 new tyres £160
Insurance £270
Fuel per month £80
Tax: £180
Depreciation: +£1000 (car worth more now!)
=£380 per month in the first year.
A lot for 17 year old Clio!
Hopefully next year will be a lot less...
Edited by Maldini35 on Friday 28th June 07:19
63 plate Octavia VRS TSI DSG, bought outright nearly 3 years ago. Averaged monthly costs:
Depreciation - £175
Fuel - £180 (15k p/a mileage, avg 38mpg)
VED - £15
Insurance - £40
Maintenance (MOT, services, tyres etc.) - £57
Total = £467 p/m or approx 38p per mile.
Depreciation - £175
Fuel - £180 (15k p/a mileage, avg 38mpg)
VED - £15
Insurance - £40
Maintenance (MOT, services, tyres etc.) - £57
Total = £467 p/m or approx 38p per mile.
Edited by ahenners on Thursday 27th June 23:18
ahenners said:
63 plate Octavia VRS TSI DSG, bought outright nearly 3 years ago. Averaged monthly costs:
Depreciation - £175
Fuel - £180 (15k p/a mileage)
VED - £15
Insurance - £40
Maintenance (MOT, services, tyres etc.) - £57
Total = £467 p/m or approx 38p per mile.
Thank you for providing a full run down with all relevant costs included (unlike many of the previous posts!)... this is interesting to me because the mileage is what I do, the insurance is similar to what I'd pay, and the overall costs are the same as the i3 I've got currently.Depreciation - £175
Fuel - £180 (15k p/a mileage)
VED - £15
Insurance - £40
Maintenance (MOT, services, tyres etc.) - £57
Total = £467 p/m or approx 38p per mile.
MaxSo said:
Thank you for providing a full run down with all relevant costs included (unlike many of the previous posts!)... this is interesting to me because the mileage is what I do, the insurance is similar to what I'd pay, and the overall costs are the same as the i3 I've got currently.
I could have gone into far greater detail had I copied and pasted from my spreadsheet! I think it's clear from some of the posts that some posters have it fully calculated out like myself, and others have utilised fag packet maths upon seeing this thread h0b0 said:
Porsche Cayenne GTS.
$0/month car payment
$70/yr registration
$1000/yr insurance
$2.79/gallon for Shell V-Power
10k miles/yr 18 mpg.
$800 service
$285/month not bad value for money to have 4.8V8 with 420hp. Admittedly, if we put a car payment into the mix it would get a little more costly. But, the "sticker price" was $115k + tax and it is a Porsche so it comes out surprisingly cheap.
Even if we put in the tyres and brakes I had to do over the last 3 years it still would only be $340/month
Depreciation?$0/month car payment
$70/yr registration
$1000/yr insurance
$2.79/gallon for Shell V-Power
10k miles/yr 18 mpg.
$800 service
$285/month not bad value for money to have 4.8V8 with 420hp. Admittedly, if we put a car payment into the mix it would get a little more costly. But, the "sticker price" was $115k + tax and it is a Porsche so it comes out surprisingly cheap.
Even if we put in the tyres and brakes I had to do over the last 3 years it still would only be $340/month
2015 M235i
HP: £180pm
Depreciation: £312pm
Tax: £22pm
Insurance: £95pm
Fuel: £300pm (16,000 miles @ 26mpg)
Maintenance: £89pm
- (Tyres: 4x MPS4's @ £550 fitted/balanced/alignment)
- (Major Service: £390)
- (MOT: £50)
- (Oil/screenwash: £75 / 3x 1L top-ups + 5L BMW washer fluid)
Total: £998pm
This is hideous viewing... And I imagine this year is going to be roughly the same next year, minus the deprecation as I'm needing x2 MPS4's again and pads all round!
However, the way I see it a generic econobox of the same age/spec would be roughly £3-4k per year in running costs and I'll happily pay the difference to enjoy driving! Apart from holidays it's the only thing I spend significant amounts of money on! And without being too PH, it's well within my comfort zone.
Reposted to add deprecation, even worse viewing - Worth noting I’ve owned the car just under a year so depreciation will level out
HP: £180pm
Depreciation: £312pm
Tax: £22pm
Insurance: £95pm
Fuel: £300pm (16,000 miles @ 26mpg)
Maintenance: £89pm
- (Tyres: 4x MPS4's @ £550 fitted/balanced/alignment)
- (Major Service: £390)
- (MOT: £50)
- (Oil/screenwash: £75 / 3x 1L top-ups + 5L BMW washer fluid)
Total: £998pm
This is hideous viewing... And I imagine this year is going to be roughly the same next year, minus the deprecation as I'm needing x2 MPS4's again and pads all round!
However, the way I see it a generic econobox of the same age/spec would be roughly £3-4k per year in running costs and I'll happily pay the difference to enjoy driving! Apart from holidays it's the only thing I spend significant amounts of money on! And without being too PH, it's well within my comfort zone.
Reposted to add deprecation, even worse viewing - Worth noting I’ve owned the car just under a year so depreciation will level out
Edited by 95JO on Thursday 27th June 23:38
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