How much does a remap have on insurance premium?
Discussion
popeyewhite said:
Mike335i said:
popeyewhite said:
Well done, Google is there for people like you.
I have no idea whether I'm going to gain or not, and as others have said there's not always a charge for a remap. I'm not really bothered either way though.
That bit wasn't googled, but if you are not trying to gain, then why not tell them? I have no idea whether I'm going to gain or not, and as others have said there's not always a charge for a remap. I'm not really bothered either way though.
At some point someone else will be doing all that for you.. 🤣
popeyewhite said:
If you understood what I wrote you could surmise I don't consider it material information.
Why? I understand perfectly what you are saying, I just can't fathom out why you are saying it. It is material information, whether you think it or not. I could understand knowingly not declaring something if you are trying to save a few quid. Whilst not a good idea, that at least makes some sense, but just deciding that you think they don't need to know is odd. Can you just not be bothered to tell them? Or are you fighting the powers that be in your own little way? What else don't you declare?
popeyewhite said:
If you understood what I wrote you could surmise I don't consider it material information.
Am I reading this right when you either get an insurance quote by phone and they ASK do you have any modifications beyond OEM you decide to say no knowing that you’ve a remapped car and you think it’s OEM or at least should have been. Or if you get the quote online and you select no on the drop down box where it asks you is the car modified in anyway.
Taking this to a #me2 I wonder of when say someone fondles breasts without consent you’d think hey that’s not material so the answer from someone who did that is No I did not
popeyewhite said:
Aaaand back in fantasy land with the armchair experts 
I was always informed, rightly or wrongly, that insurance is never ‘voided’ for any misdemeanour per se but you could be pursued for any damages paid out by your insurer should they find you have been less than honest.Is this about right or completely off the mark?
Oilchange said:
I was always informed, rightly or wrongly, that insurance is never ‘voided’ for any misdemeanour per se but you could be pursued for any damages paid out by your insurer should they find you have been less than honest.
Is this about right or completely off the mark?
Off the mark. It's true that it isn't easy for an insurer to void a policy, and it's done far less often that people on PH say it is. But, in certain circumstances, policies can be, and are, voided.Is this about right or completely off the mark?
Mods are a difficult area, because there are many insurers out there who just don't cover mods at all. Therefore, they would be far more likely to void a policy is a mod came to light post accident.
yonex said:
Mike335i said:
I don't and never said I did?
So you never break the speed limit? Insurance fraud result your not insured and will be pursued for damages which could result in you being bankrupt.
Also driving without insurance points fine jail
Welshbeef said:
Doing this the worst case is you get points a fine or possibly a ban and jail term (think 160mph on the public road territory).
Insurance fraud result your not insured and will be pursued for damages which could result in you being bankrupt.
Also driving without insurance points fine jail
Half of that has already been proved to be bInsurance fraud result your not insured and will be pursued for damages which could result in you being bankrupt.
Also driving without insurance points fine jail
ks. 
yonex said:
Half of that has already been proved to be bks.
According to Patterson law (The driver defence service)ks. Driving with no insurance and the law
No insurance fixed offence penalties
1. Fixed penalty £300
2. Fixed penalty 6 penalty points
Or
Points for no insurance 6-8
Maximum fine for no insurance - up to £5k
Disqualification - possible discretionary ban
Re driving a modified car without informing the insurance company. It would appear that they would pay out 3rd party but not fully comp.
yonex said:
Mandalore said:
So you break the speed limit, commit insurance fraud and spout a load of rubbish on EVERY thread?
/Not surprised TBH.
Don’t worry snowflake, I’m sure there will be a thread sometime which you have the basics to ‘contribute’ /Not surprised TBH.
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