Not covered to drive in Monaco
Discussion
I have just discovered that Admiral will not cover me to drive in Monaco! I can accept that as it's not part of the EU, so I would need to contact them to extend cover, but they won't provide any cover at all! I wonder how many of us drive into Monaco unaware that they have no cover?!
Thanks for the heads-up, indeed!
Update: Just checked my documents and it states: "any country which the Commission of the European Community approves
as meeting the requirements of Article 7(2) of the European Community
Directive on Insurance of Civil Liabilities arising from using motor vehicles
(number 72/166/CEE)". There is also a list of all countries this applies to and Monaco is not on it.
So thanks mate, that is a good one, I wouldn't have thought about checking that otherwise!
Last time I was there, the car in question was registered in Austria and the insurance there made no fuzz about it.
Update: Just checked my documents and it states: "any country which the Commission of the European Community approves
as meeting the requirements of Article 7(2) of the European Community
Directive on Insurance of Civil Liabilities arising from using motor vehicles
(number 72/166/CEE)". There is also a list of all countries this applies to and Monaco is not on it.
So thanks mate, that is a good one, I wouldn't have thought about checking that otherwise!
Last time I was there, the car in question was registered in Austria and the insurance there made no fuzz about it.
Edited by Newro on Thursday 3rd April 10:47
supertouring said:
krisdelta said:
Never even occured to me, my insurer says "no - not covered and can't be". Any ideas where to turn for coverage?
Too many people going for a fast laptime?You dont need to drive their anyway. Everything is walkable.
krisdelta said:
It's EU membership (or lack thereof) I think that is the main reason. Whilst Monaco is affiliated at a trade / customs level, it's not a member state, thus EU cover doesn't extend to Monaco. I wonder who actually covers this?
If that's the reason, I'd suggest also to check cover in Switzerland...Davey S2 said:
You dont need to drive their anyway. Everything is walkable.
I disagree. While the Casino square and Port Hercule are worth visiting, I found the less touristy parts much more enchanting. For example Harbormore Port de Fontvieille. And yes, while you can walk there, it is not the same as driving through the tunnels with the hood down and then park alongside the Quai Jean-Charles Rey. Also some really amazing roads around that little corner of the world if you ask me.
AlexIT said:
krisdelta said:
It's EU membership (or lack thereof) I think that is the main reason. Whilst Monaco is affiliated at a trade / customs level, it's not a member state, thus EU cover doesn't extend to Monaco. I wonder who actually covers this?
If that's the reason, I'd suggest also to check cover in Switzerland...Countries include:
Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic,
Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland,
Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands,
Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden,
and Switzerland.
In many ways, Swizerland is in more European agreements than the UK (for example Schengen), even though they are not a member state.
This is a really good catch 
Hadn't realised it at all. This is what mine says
Hadn't realised it at all. This is what mine says Insurance said:
No cover applies to any country which is not a member state of
the European Union, or Andorra, Croatia, Iceland, Norway or
Switzerland.
Excludes any period in excess of a quarter of the Period of
Insurance.
the European Union, or Andorra, Croatia, Iceland, Norway or
Switzerland.
Excludes any period in excess of a quarter of the Period of
Insurance.
Edited by hdrflow on Thursday 3rd April 20:14
Apologies for keep spamming this thread but I'm really interested in this . According to this the Green Card system extends into Monaco and other neighbouring countries
http://www.welovearnold.com/short-term-car-insuran...
Perhaps the resident insurance specialists can clarify.
. According to this the Green Card system extends into Monaco and other neighbouring countrieshttp://www.welovearnold.com/short-term-car-insuran...
Perhaps the resident insurance specialists can clarify.
Newro said:
See post above. But here is the list of countries covered by my policy:
Countries include:
Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic,
Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland,
Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands,
Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden,
and Switzerland.
In many ways, Swizerland is in more European agreements than the UK (for example Schengen), even though they are not a member state.
Not the Republic of Ireland then? Countries include:
Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic,
Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland,
Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands,
Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden,
and Switzerland.
In many ways, Swizerland is in more European agreements than the UK (for example Schengen), even though they are not a member state.
blearyeyedboy said:
Not the Republic of Ireland then?
My insurer is all British about it, and still considered Ireland, all of it, a part of the UK. If you look under section G of the Car Policy Document page 20.
Newro said:
My insurer is all British about it, and still considered Ireland, all of it, a part of the UK. If you look under section G of the Car Policy Document page 20.
Davey S2 said:
You dont need to drive their anyway. Everything is walkable.
So you'd quite happily drive from the UK to Monaco and not drive the F1 circuit, really? I did at least 5 laps in a hired Fiat 500 and then did the Col De Turini rally stage stage!
(As a side note, Italy isn't far from Monaco and just into Italy there's a small town called Latte. If you stop in Latte and ask for a latte they'll look at you like you're mental, laugh, poke fun at you in Italian and then serve you a cup of hot milk.)
OP, it's a load of rubbish and you spoke to an idiot at Admiral. See the link below. For the purposes of motor insurance coverage for Europe from the UK, Monaco is covered under France, Liechtenstein is covered under Luxembourg and Vatican City and San Marino is covered under Italy.
http://www.admiral.com/press-releases/32/european-...
http://www.admiral.com/press-releases/32/european-...
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