Parking of car - Insurance
Discussion
Juanco20 said:
Another insurance related thread from me
Just noticed that my insurance would be £40 cheaper if I was to park my car on the road instead of the driveway
This seems the wrong way round to me. Or am I missing something?
On the driveway shows which house to break into to steal the keys. Just noticed that my insurance would be £40 cheaper if I was to park my car on the road instead of the driveway
This seems the wrong way round to me. Or am I missing something?
Accelebrate said:
I always assumed it was skewed by most people selecting what they think 'sounds' best, rather than any logic about thieves knowing where you live or garages collapsing and so on.
You're actually correct, the arguement for break ins to the garage and people claiming after bumping into their garage is a valid point but yours is equally so.ZOLLAR said:
Accelebrate said:
I always assumed it was skewed by most people selecting what they think 'sounds' best, rather than any logic about thieves knowing where you live or garages collapsing and so on.
You're actually correct,....I've come across this issue, although in our case the difference was small. I know it's done by dumb computers, but it just seems insane to me.
Selecting class 1 business use was cheaper than SD&P and Commuting on my daughter's car.
Deva Link said:
ZOLLAR said:
Accelebrate said:
I always assumed it was skewed by most people selecting what they think 'sounds' best, rather than any logic about thieves knowing where you live or garages collapsing and so on.
You're actually correct,....I've come across this issue, although in our case the difference was small. I know it's done by dumb computers, but it just seems insane to me.
Selecting class 1 business use was cheaper than SD&P and Commuting on my daughter's car.
ZOLLAR said:
No it's policy holders fiddling their quotes to get a cheaper price, everyone used to think parking in a garage would mean a lower premium even when they had no garage which means when all these people start claiming the stats show that people who park in a garage are higher risk.
Hmmm..OK. I'm struggling to believe that many people do it wrongly. The drive / road thing can be a bit random depending on who arrives home first etc, but it's a bit bleeding obvious if put garage and you haven't even got one. People might as well go the whole hog and put a lower rated address down.Gassing Station | General Gassing | Top of Page | What's New | My Stuff