Insurance - Statement of Fact incorrect

Insurance - Statement of Fact incorrect

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wilbo83

Original Poster:

1,535 posts

166 months

Thursday 8th November 2012
quotequote all
I am in the process of taking out a new policy on one of my cars and had a very thorough call with the new insurers going through all the details however the statement of fact arrived in the post today with some details incorrect. This seems to happen everytime I take out new insurance.

Does this happen to everyone and do you leave it or get them to amend? The details are below:

Other insurance: Form states 'No Other Insurance', however I am not even sure what this is asking.

Vehicles available to proposers family: Form states '1', however I have access to 3 cars (2 owned by myself and the girlfriends. She has access to 2 cars, hers and 1 of mine).

Mileometer reading: Form states '1', they did not ask for current mileage.

No. Other vehicles owned: Form states '3', although I only own 2.

Also, the date of first purchase isnt exact, just assumed from the start of the month.

I know it might sound petty, but surely it is best to have 100% accuracy on insurance or they will just find something wrong.

wilbo83

Original Poster:

1,535 posts

166 months

Friday 9th November 2012
quotequote all
Didnt expect to open a can of worms! Thanks for the relevant posts, I gave them a call today and amended all details, they agreed that they had put the cars available and cars owned details in the wrong way round.

The cover letter does state that the statement of fact is a record of statement made and information given by me and forms the contract of insurance and that it is my responsibility to amend any details, so glad I have got it done. Know that many on here have eluded to the fact that they are minor details but I dont see why they shouldnt all be correct.