Insurance - can you insist on a repair?

Insurance - can you insist on a repair?

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wildcat45

Original Poster:

8,086 posts

191 months

Tuesday 25th June 2013
quotequote all
Just reading something on another forum. Some guy has had his pride and joy damaged in a crash that is not his fault. The other party has admitted liability.

The damage is not great - but enough I would guess to write a car off that isn't worth a great deal. But the car appears immacualate, though not a classic, it is old and the guy is the member of an owners club.

It got me thinking about my old but immacualte cars I have had in the past. Something like a cracked bumper, or dented door could write off a car.

As the innocent party - and assuming the car isn't wiped out - can someone insist the insurer fix their car rather than bung them a few hundred quid to buy a new one.