Cheap insurance on new VXR.

[CamlCTS]

Hi

• Scroll down to the actual question if you don't want to read about my dilemma.

I'm 21 with nothing but years of driving as a named driver (2.2 civic) and one small claim on top of it.

I'm looking for a new car and so far the only cars (I want) and I can insure on my own name are new BMW 118d m sport, Audi A1 or A3 with 1.6d s line. They are ~1400-1600 to insure on my own name.

After getting quotes for diesels I thought; well, let's see how much is it to insure hot hatch!
And here it is; Megane RS265 - 2.700 with excess of 3k! Same for Type R, new Focus ST or Golf GTI.
Exceptions; new Astra VXR. Total cost of insurance; 1.9k and 500 excess. No trackers involved.

One of the most powerful front-wheel drive car that is currently for sale is cheapest to insure. Why?




PS. Yes, I know the most reasonable thing to do would be buying something painfully slow (like 1.2s) but I would rather pay extra and have car that I actually enjoy to drive.

[CamlCTS]

Benbay001 said:

Try a second hand fast jag.
You may be suprised how fast you can go for your buck.
Other fast ones are n/a VX220 and Noble M12,both seem to be priced wrong by the Admiral Group.

I'll give it a go, thanks!

Thank you all for the answers.

Today I had a go in new 118d m sport and to be honest I really enjoyed all the toys it had. Cheap to run as well. The only thing that put me off was a shaking gear knob.

I was also considering new Fiesta ST (thanks to reviews) but it's just so many fiestas around! I mean they are everywhere!

Anyway, I'm going to vauxhall garage this afternoon and see what they've got.

[CamlCTS]

northandy said:

Get a quote on an m135i, i have been hearing they are relatively cheap to insure

Unfortunately for me, it's 2,5k with 3k excess. My father was telling me how much he used to pay to insure his car when he was at my age.. God, what a difference.