Insurance... That was a shock :(

[MrVert]

After about 7 yrs with Admiral and the annual dance off with premium quotes….I’ve had enough and gone with Churchill.

Admiral wanted a 60% hike for insuring 5 cars, despite up to 15 yrs no claims on them all.

Insured them all with Churchill, with great policies for lower than Admiral’s price last year.

[SV_WDC]

Interesting to see this now beind reported in the news.

Confused reporting average premiums +40% YoY. Pretty shocking.

[ATM]

SV_WDC said:

Interesting to see this now beind reported in the news.

Confused reporting average premiums +40% YoY. Pretty shocking.

Crazy

[magic Monkey Dust]

Currently only have one car insured in my name, Suburbs of Sheffield, garaged at night, 7000 miles per annum 2005 Porsche 997 2S renewal with LV. 250 excess , windscreen, breakdown cover for Europe drive another car etc.with LV was pleasantly surprised at £315 all in.As a bonus mine is pre 2006 the lower road tax level. Cheap car to run really.

[ATM]

magic Monkey Dust said:

Currently only have one car insured

Which ins co?

[Monkeylegend]

ATM said:

magic Monkey Dust said:

Currently only have one car insured

Which ins co?

LV the post says.

[Roma101]

Swapped my GTS to a GT4 yesterday. No other changes and, after the admin fee, the GT4 was £5 cheaper. I almost fell off my chair. But I’m not complaining. Admiral.

[Martin315]

ChocolateFrog said:

My TVR is under a £100, the Duster is circa £250. Was shocked that the bike insurance had gone over £200, my mate pays £70 for the exact same bike parked about 20 miles away.

I'd never pay 4 figures for insurance these days, I resented it when I was 17 and 18.

40 now.

What TVR are you managing to insure for £100 and with which company?

[ATM]

Monkeylegend said:

ATM said:

magic Monkey Dust said:

Currently only have one car insured

Which ins co?

LV the post says.

Oh yeah

Few too many sherries

[Monkeylegend]

ATM said:

Monkeylegend said:

ATM said:

magic Monkey Dust said:

Currently only have one car insured

Which ins co?

LV the post says.

Oh yeah

Few too many sherries

That's ok as long as you are not driving

[Voodoo Blue]

Just got the renewal for my Macan from Aviva. Has gone up to £400 from £300, no change in circumstances. Tried all the comparison sites and a few others and they were all £500 plus.

[dans160]

I managed to get close to Admiral's outrageous renewal using different insurers for the cars but not close enough. I don't buy the chat about hire car costs at all. It's nearly always a bolt on that costs very little to include a replacement car while yours is being assessed/written off. Our neighbour drove into our Alfa last year and paid for the repair himself, parts were readily available. I'm sure in some cases there are issues and shortages but I also suspect that there is also some piss taking going on. Churchill wanted 3k for the RS5 alone. WTaF!?!?

Anyway, if you've managed to get a decent renewal, well done. Hopefully things will settle down for next year. Fingers crossed...

Dan

[ATM]

dans160 said:

Hopefully things will settle down for next year.

This is what no one seems to talk about. Right now we have rising prices. Once the rising prices stop rising then that does not mean they go down. It means they remain level. So if we get back to 2% then we will not see prices going down. We will just see them going up less.

[dans160]

ATM said:

This is what no one seems to talk about. Right now we have rising prices. Once the rising prices stop rising then that does not mean they go down. It means they remain level. So if we get back to 2% then we will not see prices going down. We will just see them going up less.

You raise a very fair point. But they are taking the piss. I just ran a quote through a comparison site with my parents address. The cheapest quote was £300 less than Admiral's for the Porsche which included the cost of a hire car. Cost of parts and hire cars etc. is an excuse. I'm sure some have lost out but some, such as Admiral, have not. Inflation is not running at 50plus percent.

Back to your very fair point, You're probably right, sadly.

[kmpowell]

Related to this topic, but I'm taking my GT4 on track for the first time in August, and I'm looking for some decent day/event cover.

Admiral (my current provider) don't do track cover and I don't do enough track days to warrant moving to a combined road and track policy, so I'm just after recommendations for the best 'one day' or 'event' cover?

Thanks in advance.

[Twinfan]

kmpowell said:

Related to this topic, but I'm taking my GT4 on track for the first time in August, and I'm looking for some decent day/event cover.

Admiral (my current provider) don't do track cover and I don't do enough track days to warrant moving to a combined road and track policy, so I'm just after recommendations for the best 'one day' or 'event' cover?

Thanks in advance.

Try these folks. Not cheap though, usually around 1% of the value of the car. So circa £800-£900.

www.insuremytrackday.com

[jay2000]

Just got my renewal for GT4 from £468 to £642 ie 37% increase !!

[PGNSagaris]

kmpowell said:

Related to this topic, but I'm taking my GT4 on track for the first time in August, and I'm looking for some decent day/event cover.

Admiral (my current provider) don't do track cover and I don't do enough track days to warrant moving to a combined road and track policy, so I'm just after recommendations for the best 'one day' or 'event' cover?

Thanks in advance.

I have used Moris a lot over the years, most recently at the 'ring in the 991 and half a dozen times with my Spyder last year. Never had to claim thankfully but they're easy and pleasant to deal with and Justin is a gent

https://trackday.moris.co.uk/?gclid=CjwKCAjwq4imBh...

[kmpowell]

Twinfan said:

Try these folks. Not cheap though, usually around 1% of the value of the car. So circa £800-£900.

www.insuremytrackday.com

PGNSagaris said:

I have used Moris a lot over the years, most recently at the 'ring in the 991 and half a dozen times with my Spyder last year. Never had to claim thankfully but they're easy and pleasant to deal with and Justin is a gent

https://trackday.moris.co.uk/?gclid=CjwKCAjwq4imBh...

Thanks, I've dropped them both a quote request

[kmpowell]

https://grove-dean-motorsport.com are coming back the cheapest like for like (at £450). Anybody have any experience/know of them?

TIA