What MPG without charging - BMW 330e

[oop north]

ashenfie said:

The Beaver King said:

I've done some fag packet maths for you;

Measure	BMW 320d	BMW 330e
BiK p/y @20%	£1,431	£615
BiK p/y @40%	£2,863	£1,230
Fuel cost @20k miles	£2,109 @ 50mpg	£2,961 @ 35mpg
HMRC miles 16ppm for 15k miles	£2,400	£2,400
Fuel cost private @5k miles	£518 @ 50mpg	£740 @ 35mpg
Total difference for 20k miles	+ £808	+ £179
including BiK saving	£808 (none)	£995 (+£816)

Somebody might need to double check my working, but it looks like it is fairly negligible over the year (unless you're a 40% taxer). The 330e will erode the money you get back for business miles, but it is pulled back by the BiK saving. Obviously this is even better if you're on 40-45% tax band.

I suppose it really comes down to what you want in a car.

The 320d will do 50mpg around town and around 65mpg on the motorway. So you would find the 320d for business use a bit cheaper than you have shown.

Really big disclaimer coming up though; the BiK rates are going up for PHEV cars over the next few years and at a rate that approximately double the rise on diesels. Bear this in mind as the BiK increase could very well tip a diesel back in you favour and even make the 330e more expensive to run over the next 3 years.

Those figures are spectacularly out of date now - diesel bik probably much higher, phev lower assuming reasonable ev only range (can’t be bothered to look up the list prices, co2 and bik rates)