Insurance for EV's

[LordFlathead]

What are your experiences of insuring your EV's? Please post your vehicle make, model, area and price if possible, so we can see a range. I'm interested to see how much risk the insurance companies associate with EV's. I'm wondering if being slower poses a higher risk than more powerful internal combustion engines

[LordFlathead]

Renault Twizy, £5k value 5k miles per annum, left on drive, fully comp, 10 years ncb, Lancaster, £1150! Only quoted with them as have 4 cars with them at the moment.

Clearly a classic insurance is not best placed to quote.

[LordFlathead]

Now I consider that reasonable, especially as the base price for the vehicle is around £25k.

Meanwhile on the Twizy I'm still getting a quote of over a grand but now from a specialist EV insurer. I understand that going direct to Renault maybe the way forward but even so the specialist is still quite ridiculous. When I asked the broker why he said that out of 168 insurers the others would not quote. Apparent reason? EV claims in London. If anyone else is getting unreasonable quotes please fire them here.

[LordFlathead]

What I am seeing here is looks as though BMW have already had discussions with the insurance companies whereas Renault have not!

I could understand maybe 10% more for a new type of vehicle but these quotes are madness. I'm going to have a word with a Renault dealer and see what deals (if any) they can offer against a new model.

Those prices are enough to put you off going EV

[LordFlathead]

That bike fits my need! I've a Kawasaki ZZR1400 which is too nice for commuting in the summer weather. The condition of the insurance is that the bike must be garaged so I have built a bespoke garage for it.

I'm paying £350 FC for the ZZR. I think £150 is very reasonable given that it must be an unknown quantity to the insurer.

There doesn't seem to be much around at that price point for electric bikes, they are all £10k plus for anything bigger and I cannot see the need for the commute. Thanks for the info