Is this fiesta ST worth it?
Discussion
johnnyBv8 said:
If your wife is too materialistic or dim to see this, you've perhaps made a bad wife selection 
this is the impression im getting. will the finance be in both your names or just yours, does the wife pay her way will she be paying anything towards the car?
Edited by aka_kerrly on Monday 30th July 03:56
Despite asking for advice, it seems that the OP is very unlikely to take it - still messing around trying to drag together a situation that’s affordable. Nobody has said buying this car at the limits orlf affordability is a good idea. It’s eye opening how prepared people are to live beyond their means, not through necessity but pure materialism.
£200 p/m might seem okay now but remember you’ll be paying that every month for 5 years. That’s a very long time and much can change... bigger family, financial income, you’ll probably get bored of the car by then and regret paying so much. It’s a 1L Fiesta at the end of the day! They’re fine cars but as others have said you can get great cars for less and certainly more “image” factor if that’s important to you.
Why are you still thinking of buying a £11k car at £200 pcm for 5 years?
Trust me, its too much over too long a period.
You/your wife (more likely) will be bored with it in 2 years and looking to buy a newer model.
What happens then?
More debt and your loan extended to 5 years and repeat.
Also it will soon seem too small a car as well especially if you are thinking of more kids.
Christ, I'm 53, always worked, have 3 kids and a wife who's always worked and have never spent more than £10k on a car.
Yes I could afford to spend more but why?
Just to get the latest model? In 6-12 months it will be the old model especially with the Fiesta which seems to be updated every year.
Right, I've said enough.
Trust me, its too much over too long a period.
You/your wife (more likely) will be bored with it in 2 years and looking to buy a newer model.
What happens then?
More debt and your loan extended to 5 years and repeat.
Also it will soon seem too small a car as well especially if you are thinking of more kids.
Christ, I'm 53, always worked, have 3 kids and a wife who's always worked and have never spent more than £10k on a car.
Yes I could afford to spend more but why?
Just to get the latest model? In 6-12 months it will be the old model especially with the Fiesta which seems to be updated every year.
Right, I've said enough.
I'm the last person to ever recommend leasing... but surely it'd be a better way to go for you? Brand new car, no need to worry about warranties, no big amount to pay out at the end. Yeah you won't own it but do one for 2 years and see how your situation is at the end of it.
You seem a bit naive on this subject. There's some good advice, but also some piss takers as you'll always get on here.
Alternatively, personally I don't spend more than 10% of my yearly income on a car. I've done a lot more before and regretted wasting so much money. There's a lot of fun you can have at the lower end of the market
You seem a bit naive on this subject. There's some good advice, but also some piss takers as you'll always get on here.
Alternatively, personally I don't spend more than 10% of my yearly income on a car. I've done a lot more before and regretted wasting so much money. There's a lot of fun you can have at the lower end of the market
everyone can f
k off with there insults on here about my wife she grew up from very poor family both decided tonight stuck with rusty 17yr old car instead will review what we do about another car in 2019 when we mite have more cash this forum has a lot of dick heads on it prob old bitter fkers think they know everything about cars prob driving ford fiesta st themselves
k off with there insults on here about my wife she grew up from very poor family both decided tonight stuck with rusty 17yr old car instead will review what we do about another car in 2019 when we mite have more cash this forum has a lot of dick heads on it prob old bitter fkers think they know everything about cars prob driving ford fiesta st themselves jamesters said:
everyone can fk off with there insults on here about my wife she grew up from very poor family both decided tonight stuck with rusty 17yr old car instead will review what we do about another car in 2019 when we mite have more cash this forum has a lot of dick heads on it prob old bitter fkers think they know everything about cars prob driving ford fiesta st themselves
k off with there insults on here about my wife she grew up from very poor family both decided tonight stuck with rusty 17yr old car instead will review what we do about another car in 2019 when we mite have more cash this forum has a lot of dick heads on it prob old bitter fkers think they know everything about cars prob driving ford fiesta st themselves 
Oh dear.
jamesters said:
everyone can fk off with there insults on here about my wife she grew up from very poor family both decided tonight stuck with rusty 17yr old car instead will review what we do about another car in 2019 when we mite have more cash this forum has a lot of dick heads on it prob old bitter fkers think they know everything about cars prob driving ford fiesta st themselves
Almost everyone has given honest and correct advice to avoid this ‘deal’ and you said yourself she was the pushing force wanting this ... it’s just a harsh reality check and no need to be like that imhok off with there insults on here about my wife she grew up from very poor family both decided tonight stuck with rusty 17yr old car instead will review what we do about another car in 2019 when we mite have more cash this forum has a lot of dick heads on it prob old bitter fkers think they know everything about cars prob driving ford fiesta st themselves jamesters said:
everyone can fk off with there insults on here about my wife she grew up from very poor family both decided tonight stuck with rusty 17yr old car instead will review what we do about another car in 2019 when we mite have more cash this forum has a lot of dick heads on it prob old bitter fkers think they know everything about cars prob driving ford fiesta st themselves
k off with there insults on here about my wife she grew up from very poor family both decided tonight stuck with rusty 17yr old car instead will review what we do about another car in 2019 when we mite have more cash this forum has a lot of dick heads on it prob old bitter fkers think they know everything about cars prob driving ford fiesta st themselves 
Bless. Throwing your toys out the pram says much more about you than it does about anyone that has tried to answer your questions.jamesters said:
everyone can fk off with there insults on here about my wife she grew up from very poor family both decided tonight stuck with rusty 17yr old car instead will review what we do about another car in 2019 when we mite have more cash this forum has a lot of dick heads on it prob old bitter fkers think they know everything about cars prob driving ford fiesta st themselves
Yes, I do have a Fiesta ST and I've tried to help you. Why the abuse?k off with there insults on here about my wife she grew up from very poor family both decided tonight stuck with rusty 17yr old car instead will review what we do about another car in 2019 when we mite have more cash this forum has a lot of dick heads on it prob old bitter fkers think they know everything about cars prob driving ford fiesta st themselves Jamester sorry you feel that way and I get you and your wife are trying to get yourself a nicer car, improve your life if you will or whatever.
But it’s just a car, and this is what’s being said from people on a car forum. They only really do one thing and that’s loose money (please no one start replying with rising classic stuff).
I would like to suggest that if you are staying as you are for a while you put 150 quid a month away and don’t touch it even if needed because that’s what would happen with a loan it would be gone. If it don’t bother you great crack on, but if you have months needing it then food for thought.
No one is saying don’t borrow money to get a car, hell a huge amount of people do it. But the amount you borrow and the way you borrow are the key. 5k rather than 11k is a lot less risk to pay back etc.
Honestly mate the novelty of the car wears off very quickly (about 6months) and your left with money going out for 5 yrs.
Good luck
Ilovejapcrap said:
Jamester sorry you feel that way and I get you and your wife are trying to get yourself a nicer car, improve your life if you will or whatever.
But it’s just a car, and this is what’s being said from people on a car forum. They only really do one thing and that’s loose money (please no one start replying with rising classic stuff).
I would like to suggest that if you are staying as you are for a while you put 150 quid a month away and don’t touch it even if needed because that’s what would happen with a loan it would be gone. If it don’t bother you great crack on, but if you have months needing it then food for thought.
No one is saying don’t borrow money to get a car, hell a huge amount of people do it. But the amount you borrow and the way you borrow are the key. 5k rather than 11k is a lot less risk to pay back etc.
Honestly mate the novelty of the car wears off very quickly (about 6months) and your left with money going out for 5 yrs.
Good luck
thanks and yeah i agree that 5-6k loan would be a safer bet. i can see why the city cars are popular these days as quite cheap after year or 2 oldBut it’s just a car, and this is what’s being said from people on a car forum. They only really do one thing and that’s loose money (please no one start replying with rising classic stuff).
I would like to suggest that if you are staying as you are for a while you put 150 quid a month away and don’t touch it even if needed because that’s what would happen with a loan it would be gone. If it don’t bother you great crack on, but if you have months needing it then food for thought.
No one is saying don’t borrow money to get a car, hell a huge amount of people do it. But the amount you borrow and the way you borrow are the key. 5k rather than 11k is a lot less risk to pay back etc.
Honestly mate the novelty of the car wears off very quickly (about 6months) and your left with money going out for 5 yrs.
Good luck
If you followed the general public narrative, you'd think that Britain is a terrible place to live - (too) full of people with ever-lower standards of behaviour, social problems, general economic malaise etc etc.
But, pause for a moment, there are actually a whole heap of good things that by-and-large go under the radar. Two of these are apparent right here in this thread: 1) the enormous choice of cheap second hand cars and 2) general goodwill to strangers, particularly when based around shared interests.
Hopefully no.1 is obvious and, although it may not feel like it to the OP on reading all the posts, no.2 is too.
It seems, OP, that you were recently also considering buying a classic car. I do wonder whether you might feel the pressure to "do something" about changing your car? Speaking to a seller, going to a dealer, taking test drives, talking figures etc does all build towards this...but, as evidenced by this very thread, it seems you're not sure. Unless you are a serial ditherer, perhaps the best thing to do is precisely nothing.
But, pause for a moment, there are actually a whole heap of good things that by-and-large go under the radar. Two of these are apparent right here in this thread: 1) the enormous choice of cheap second hand cars and 2) general goodwill to strangers, particularly when based around shared interests.
Hopefully no.1 is obvious and, although it may not feel like it to the OP on reading all the posts, no.2 is too.
It seems, OP, that you were recently also considering buying a classic car. I do wonder whether you might feel the pressure to "do something" about changing your car? Speaking to a seller, going to a dealer, taking test drives, talking figures etc does all build towards this...but, as evidenced by this very thread, it seems you're not sure. Unless you are a serial ditherer, perhaps the best thing to do is precisely nothing.
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