“Under the radar cars” for young drivers…

“Under the radar cars” for young drivers…

Author
Discussion

anonymous-user

56 months

Thursday 2nd March 2023
quotequote all
CG2020UK said:
Well unfortunately for you, you are wrong.

As said we actually did it.

Please see the R plate in the windscreen of her car.

I’ve also done when on my R plates.
Oh yes, silly me here are the quotes for my daughter when she is 17 and has just passed her test on a 208 GTi



Totally doable for someone who is still at school and doesn't have a job.

fourstardan

4,417 posts

146 months

Thursday 2nd March 2023
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Joey Deacon said:
Oh yes, silly me here are the quotes for my daughter when she is 17 and has just passed her test on a 208 GTi



Totally doable for someone who is still at school and doesn't have a job.
Least Admiral gave you a price!

CG2020UK

1,619 posts

42 months

Thursday 2nd March 2023
quotequote all
Joey Deacon said:
CG2020UK said:
Well unfortunately for you, you are wrong.

As said we actually did it.

Please see the R plate in the windscreen of her car.

I’ve also done when on my R plates.
Oh yes, silly me here are the quotes for my daughter when she is 17 and has just passed her test on a 208 GTi



Totally doable for someone who is still at school and doesn't have a job.
Just because you can’t do it doesn’t mean others can’t.

I’ve provided proof that we have done it so not sure what your quotes have to do with anything except showing it doesn’t work for you.

We’ve both done it less than £1500 and in our owns names. She was Admiral and I was 1st Central and we have never had black boxes.

At the end of the day the OP won’t know till he sticks it into Comparethemarket. Might work or might not but he asked for left field suggestions and he got one based on our experiences.

So many variables based on where you live (incomes, robberies, claims) drivers history (named drivers had accidents) and what ever other data they use.

If you’re that raging about it your best having a go at the insurance companies.

braddo

10,632 posts

190 months

Friday 3rd March 2023
quotequote all
What does a ‘R’ plate mean?

How old are you and your wife?

Where are you living?

You have ignored those questions.

ZX10R NIN

27,747 posts

127 months

Friday 3rd March 2023
quotequote all
NI

Silvanus

5,408 posts

25 months

Friday 3rd March 2023
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ZX10R NIN said:
NI
the Ford in the pic is on Belfast plates

anonymous-user

56 months

Friday 3rd March 2023
quotequote all
CG2020UK said:
Just because you can’t do it doesn’t mean others can’t.

I’ve provided proof that we have done it so not sure what your quotes have to do with anything except showing it doesn’t work for you.

We’ve both done it less than £1500 and in our owns names. She was Admiral and I was 1st Central and we have never had black boxes.

At the end of the day the OP won’t know till he sticks it into Comparethemarket. Might work or might not but he asked for left field suggestions and he got one based on our experiences.

So many variables based on where you live (incomes, robberies, claims) drivers history (named drivers had accidents) and what ever other data they use.

If you’re that raging about it your best having a go at the insurance companies.
I am not raging at all. I am just willing to bet your wife isn't a 17 or 18 year old driver like the OP asked about.

I am willing to bet your wife was in her 30s when she passed her test, so not related to the original question at all.

A young driver under 20 who has just passed their test will not get affordable insurance on a 208 Gti. That's like saying because as a middle aged man I could insure that car for £350, a 17 year old lad should have no issues.

CG2020UK

1,619 posts

42 months

Friday 3rd March 2023
quotequote all
Joey Deacon said:
I am willing to bet your wife was in her 30s when she passed her test, so not related to the original question at all.
Let’s actually do it.

I’ll bet you £5K she isn’t even 30 now lol.

I’m willing to have a laugh about it, surely there is a way to get some sort of contract posted publicly on this forum. Plenty of solicitors floating about (I’ll give them £500 of my winnings). You can give your agreement and I’ll post a picture of her passport/driving license for all to see.





bennno

11,822 posts

271 months

Friday 3rd March 2023
quotequote all
CG2020UK said:
Let’s actually do it.

I’ll bet you £5K she isn’t even 30 now lol.

I’m willing to have a laugh about it, surely there is a way to get some sort of contract posted publicly on this forum. Plenty of solicitors floating about (I’ll give them £500 of my winnings). You can give your agreement and I’ll post a picture of her passport/driving license for all to see.
Stop being obtuse, was your wife 17-18 as per op’s daughter or older when she passed her test and insured said car. Pretty simple question.

Silvanus

5,408 posts

25 months

Friday 3rd March 2023
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What is it with PH recently, you cant go into a thread, even a completely uncontroversial one without some bellend confusing their mouth for their anus and talking utter st

PistonBroker

2,427 posts

228 months

Friday 3rd March 2023
quotequote all
Not exactly under the radar, but I've convinced my old man to give my daughter his R56 Cooper when she tuns 17 later this year.

I ran a quote as if she was 17 and had full licence and it was £950 for the Cooper. Only £100 more than the One I expected to buy her.

Mind you, that's sleepy Zummerzet.

C30's a cracking shout. I know we all survived classic Minis, Fiestas, 205s etc, but in this world of badly-driven SUVs I'd like Little Miss PB in something that might stand a bit of a chance.

bennno

11,822 posts

271 months

Friday 3rd March 2023
quotequote all
PistonBroker said:
Not exactly under the radar, but I've convinced my old man to give my daughter his R56 Cooper when she tuns 17 later this year.

I ran a quote as if she was 17 and had full licence and it was £950 for the Cooper. Only £100 more than the One I expected to buy her.

Mind you, that's sleepy Zummerzet.

C30's a cracking shout. I know we all survived classic Minis, Fiestas, 205s etc, but in this world of badly-driven SUVs I'd like Little Miss PB in something that might stand a bit of a chance.
Doesn’t make much difference with a black box

PistonBroker

2,427 posts

228 months

Friday 3rd March 2023
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bennno said:
Doesn’t make much difference with a black box
My prices are without black box. There wasn't much of a saving with, so I think it's better to avoid having one.

bennno

11,822 posts

271 months

Friday 3rd March 2023
quotequote all
PistonBroker said:
bennno said:
Doesn’t make much difference with a black box
My prices are without black box. There wasn't much of a saving with, so I think it's better to avoid having one.
Wow, that’s really cheap on that basis. It’s easier not to have one if the car will be driven by other members of the family - if not then it’s worthwhile as it keeps young driver concentrating and driving within limits.

anonymous-user

56 months

Friday 3rd March 2023
quotequote all
It also apparently helps if one of the parents is a named driver on the policy. (Note this is not fronting, the youngster is the owner and primary driver, but the parent is a secondary named driver, it's all above board.)

bennno

11,822 posts

271 months

Friday 3rd March 2023
quotequote all
Archie2050 said:
It also apparently helps if one of the parents is a named driver on the policy. (Note this is not fronting, the youngster is the owner and primary driver, but the parent is a secondary named driver, it's all above board.)
Cheaper again with two named, as there’s an expectation the mileage limits will be shared between other lower risk drivers…

RicksAlfas

13,432 posts

246 months

Friday 3rd March 2023
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bennno said:
It’s easier not to have one if the car will be driven by other members of the family - if not then it’s worthwhile as it keeps young driver concentrating and driving within limits.
This is mentioned often with black boxes but it's not correct these days. The majority of black boxes now are a bluetooth device which connects to the young driver's phone. If the young driver is not in the car, the other driver is not getting recorded at all.

Back to the original question - Clio 1.2 TCe has 100bhp and is cheap insurance.
Surprisingly good to drive too:
https://www.autoexpress.co.uk/car-reviews/40195/re...


robsa

2,267 posts

186 months

Friday 3rd March 2023
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shocks said:
Abarth 595

Bought one for our oldest when she was 17, cost 800 to insure pre-pass and 900 post pass.
£900 to insure a 17 year old on an Abarth 595?! I would never have guessed that!

anonymous-user

56 months

Friday 3rd March 2023
quotequote all
RicksAlfas said:
bennno said:
It’s easier not to have one if the car will be driven by other members of the family - if not then it’s worthwhile as it keeps young driver concentrating and driving within limits.
This is mentioned often with black boxes but it's not correct these days. The majority of black boxes now are a bluetooth device which connects to the young driver's phone. If the young driver is not in the car, the other driver is not getting recorded at all.

Back to the original question - Clio 1.2 TCe has 100bhp and is cheap insurance.
Surprisingly good to drive too:
https://www.autoexpress.co.uk/car-reviews/40195/re...
That's correct. If the youngster is n the car though they should turn off their bluetooth otherwise they will get blamed for the parent's bad driving!

Shaw Tarse

31,544 posts

205 months

Friday 3rd March 2023
quotequote all
bennno said:
Archie2050 said:
It also apparently helps if one of the parents is a named driver on the policy. (Note this is not fronting, the youngster is the owner and primary driver, but the parent is a secondary named driver, it's all above board.)
Cheaper again with two named, as there’s an expectation the mileage limits will be shared between other lower risk drivers…
Can work for "older children", I was over 50 & adding Mum reduced premium!