Maths check please - lease vs PCP

[barryrs]

nick s said:

One thing i'd add for consideration is that there's a chance at the end of PCP you could sell the car and make some money back (which you couldn't with a lease).

A colleague just sold his 2017 Golf R privately at the end of his PCP for 26k (within a day of listing it), and paid off his 21.5k balloon. Walked away with 4.5k!

What he didn’t tell you about was the £5k deposit

[alock]

nick s said:

One thing i'd add for consideration is that there's a chance at the end of PCP you could sell the car and make some money back (which you couldn't with a lease).

A colleague just sold his 2017 Golf R privately at the end of his PCP for 26k (within a day of listing it), and paid off his 21.5k balloon. Walked away with 4.5k!

Likewise, I've just bought my lease car off vwfs at the end of the contract for about £4k less than anything else equivalent on autotrader.

[ED209]

mr_spock said:

Thanks - they quoted a V90 T4 Momentum Plus, 10K at 359. I don't get it, since this trim level doesn't exist on the Volvo site. It's a 2020 model apparently..

For the 2019, they quoted a V90 T4 R-design, 10K at 316.21. No deposit on either, and 7.56 ppm for the first 5K over.

Looks good, will get my BMW fixed next week (another head unit failure) then decide.

The r design is about 2 quid a month more than my current order. Excellent deal I think!

Momentum plus is the 2020 model it sits in between momentum and momentum pro and replaces them both. It has a good bit more kit and has been on the configurator for a week or so

https://www.volvocars.com/uk/car-configurator/esta...